$440,000
SOLD APR 30, 2025

95 Indian Pointe Dr Hardy, VA 24101

3 Beds
2 Baths
1,780 Sq Ft
0.52 Acres

Recently Sold

$247 Per Sq Ft

1% Above List Price

9 Days on Market

Highlights

  • Marina
  • Boat Ramp
  • Water Access
  • Dudley Elementary School Rated A-
  • 1 Dock Slip
  • Ranch Style House

About This Home

As of April 2025

Welcome to this great vacation home at Smith Mountain Lake with lake access and deeded boat slip. Enjoy one floor living featuring a split bedroom design 3 Bdr / 2bth, living room with wood burning fireplace, large dining area, kitchen, 18 x 18 heated and cooled sunroom with steps to lower level workshop basement, and a 14x24 attached garage. Outside features 2 car carport, and a large 22 x 35 garage building with 12 by 14 ft wide front door and four total roll-up doors for a uniquely covered playhouse concept or outside entertainment and boat storage in winter. Custom swing set and games included. Enjoy gardening with the fenced in vegetable garden and wooded picnic area with three tables. Community boat launch, docks and swim ladders. Community Pool.Excellent Westlake location.

Last Agent to Sell the Property

Julie Link

RE/MAX LAKEFRONT REALTY INC License #0225066201 Listed on: 03/14/2025

RE/MAX LAKEFRONT REALTY INC

Last Buyer's Agent

Angela Cannizzaro

CORNERSTONE REALTY GROUP License #0225267169

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,440

Year Built

  • Built in 1989

Lot Details

  • 0.52 Acre Lot
  • Level Lot
  • Garden

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Ranch Style House

Interior Spaces

  • 1,780 Sq Ft Home
  • Furnished
  • Drapes & Rods
  • Insulated Doors
  • Living Room with Fireplace
  • Sun or Florida Room
  • Storage
  • Basement Fills Entire Space Under The House
  • Storm Doors

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 5 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Water Access
  • 1 Dock Slip
  • Covered Patio or Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 3

Community Details

Overview

  • Jeff Salmon Association
  • Indian Pointe Subdivision

Recreation

  • Boat Ramp
  • Boat Dock
  • Marina
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,440

Year Built

Built in 1989

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Interior Features: All Drapes, Storage, Walk-in-Closet
  • Heating System: Heat Pump Electric
  • Fireplace(s): Living Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full Basement
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Garage Door Opener, Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Covered Porch, Garden Space, Paved Driveway, Sunroom
  • Addl Covered Parking S Q F T: 2
  • AddlCoveredPrkng: Garage Detached
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1780.00
  • ExteriorDoors: Insulated, Insulated Storm
  • Fireplace Number Fireplaces: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: shentel
  • LaundryLaundryEntryLevel: 1
  • Major Area: 04 - Franklin County
  • NumberAddCovSpaces: 4.00
  • NumberPrimCovSpaces: 1.00
  • Phone Email: 703-624-9449/jsalmon@outlook.com
  • P O A Condo Contact Name: Jeff Salmon
  • POACondoDues: 100.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: Ranch
  • SubdivisionMap: Indian Pointe
  • Total Above Grd Fin S Q F T: 1780
  • TotalBdrm: 3
  • TotalBths: 2.00
  • TotalCovdPrkSpc: 5.00
  • TotalFBaths: 2
  • Total Finished Sq Ft: 1780.00
  • TotalUnfin Sq Ft: 1456.00
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 1456.00
  • WaterAccOnlyAAccessOnOffSite: On Site
  • WaterAccOnlyB: Community Boat Ramp, Community Dock, Deed/Assgn Dock
  • Water Class: Water Access Only
  • WaterDetailsNumberUncoverSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Furnished, Maint-Free Exterior, Paved Road

Lot Info

  • Lot Description: Level Lot, Varied
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.52
  • Lot: 3
  • Phase: 3
  • ZoningCode: R-1

Green Features

  • Water Features: Cove

Building Info

  • Year Built: 1989

Tax Info

  • Taxes (6 mo): 1440.00

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2025
Closed on
Apr 24, 2025
Sold by
Franklyn I Geist Jr And Carol A Geist Re and Geist Franklyn I
Bought by
Jarabeck Philip Andrew and Jarabeck Kristen Joy
Seller's Agent
Julie Link
RE/MAX LAKEFRONT REALTY INC
Buyer's Agent
Angela Cannizzaro
CORNERSTONE REALTY GROUP
List Price
$435,000
Sold Price
$440,000
Premium/Discount to List
$5,000
1.15%
Views
32
Current Estimated Value
$474,272

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,272
Avg. Annual Appreciation
8.16%
Original Mortgage
$352,000
Outstanding Balance
$349,167
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$117,120

Purchase Details

Closed on
Jun 9, 2023
Sold by
Geist Franklyn I and Geist Carol A
Bought by
Franklyn I Geist Jr And Carol A Geist Revocab and Geist
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $440,000 Old Republic Title
Deed $440,000 Old Republic Title
Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $352,000 New Conventional
Closed $352,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2025 04/30/25 Sold $440,000 +1.1% $247 / Sq Ft
03/23/2025 03/23/25 Pending -- -- --
03/14/2025 03/14/25 For Sale $435,000 -- $244 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,287 $299,300 $50,000 $249,300
2024 $1,287 $299,300 $50,000 $249,300
2023 $1,440 $243,700 $45,000 $198,700
2022 $1,440 $236,100 $45,000 $191,100
2021 $1,440 $236,100 $45,000 $191,100
2020 $1,440 $236,100 $45,000 $191,100
2019 $1,385 $227,000 $45,000 $182,000
2018 $1,385 $227,000 $45,000 $182,000
2017 $1,249 $175,900 $35,000 $140,900
2016 $1,249 $175,900 $35,000 $140,900
2015 $887 $175,900 $35,000 $140,900
2014 $887 $175,900 $35,000 $140,900
2013 $887 $164,200 $35,000 $129,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 915167

Roanoke Valley Association of REALTORS®

APN: 0150400300