Seller's Agent in 2025
Luann Gerber
Realty ONE Group Movement
(515) 341-1310
78 Total Sales
95 Joy Dr Waterloo, IA 50701
3
Beds
1
Bath
1,440
Sq Ft
16,988
Sq Ft
Highlights
- Deck
- Laundry Room
- Ceiling Fan
- 2 Car Detached Garage
- Forced Air Heating and Cooling System
About This Home
As of May 2025Welcome to this beautiful 2-story, 3-bedroom, 1-bath home! Nestled on a large lot, this property offers everything you need for comfortable living and entertaining. Upon entering, you’ll be greeted by a bright and spacious living room, perfect for relaxation or hosting guests. The nice-sized kitchen provides ample space for meal prep, while the adjacent dining area features sliding glass doors that lead to a lovely deck overlooking the oversized, fenced-in backyard — a great spot for outdoor activities and gatherings. The home also boasts a partially finished lower level, offering additional space for storage or future customization. The detached double garage provides plenty of room for parking and projects, and the fenced yard gives added privacy and security for pets or kids to play. This charming home combines convenience, space, and a fantastic location. Don’t miss your chance to make it your own!
Last Agent to Sell the Property
Realty ONE Group Movement License #B63548000 Listed on: 04/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,215
Year Built
- Built in 1920
Lot Details
- 0.39 Acre Lot
- Lot Dimensions are 66 x 257
Parking
- 2 Car Detached Garage
Home Design
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,440 Sq Ft Home
- Ceiling Fan
- Fire and Smoke Detector
- Free-Standing Range
- Partially Finished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Outdoor Features
- Deck
Schools
- Fred Becker Elementary School
- Central Intermediate
- East High School
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 891321203016
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2025
Closed on
May 30, 2025
Sold by
Ramirez April L and Brickman April L
Bought by
Alvarez Ariel Eugenio De M and De Mota Andreina Guerrero Mota
Seller's Agent
Luann Gerber
Realty ONE Group Movement
Buyer's Agent
Amanda Rodomista
Realty ONE Group Movement
List Price
$179,900
Sold Price
$179,900
Views
1
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$305
Avg. Annual Appreciation
-0.24%
Original Mortgage
$30,583
Outstanding Balance
$18,557
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$161,038
Purchase Details
Listed on
Oct 14, 2015
Closed on
Mar 4, 2016
Sold by
Urell Jamie L and Johnson Travis R
Bought by
Ramirez April L
Seller's Agent
Pamela Banser
RE/MAX Concepts - Cedar Falls
Buyer's Agent
Dave Smith,CRS,GRI
Smith Realty
List Price
$124,900
Sold Price
$125,500
Premium/Discount to List
$600
0.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.97%
Original Mortgage
$112,950
Interest Rate
3.5%
Mortgage Type
Closed End Mortgage
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $180,000 | None Listed On Document | |
| Warranty Deed | $125,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $30,583 | New Conventional | |
| Open | $143,920 | New Conventional | |
| Previous Owner | $112,950 | Closed End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/30/2025 05/30/25 | Sold | $179,900 | 0.0% | $125 / Sq Ft | |
| 04/08/2025 04/08/25 | Pending | -- | -- | -- | |
| 04/07/2025 04/07/25 | For Sale | $179,900 | +43.3% | $125 / Sq Ft | |
| 03/04/2016 03/04/16 | Sold | $125,500 | +0.5% | $87 / Sq Ft | View Prior Sale |
| 01/12/2016 01/12/16 | Pending | -- | -- | -- | |
| 10/14/2015 10/14/15 | For Sale | $124,900 | -- | $87 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,490 | $178,840 | $27,030 | $151,810 |
| 2024 | $3,490 | $160,860 | $27,030 | $133,830 |
| 2023 | $2,910 | $160,860 | $27,030 | $133,830 |
| 2022 | $2,832 | $132,490 | $27,030 | $105,460 |
| 2021 | $2,684 | $132,490 | $27,030 | $105,460 |
| 2020 | $2,640 | $118,510 | $21,240 | $97,270 |
| 2019 | $2,640 | $118,510 | $21,240 | $97,270 |
| 2018 | $2,642 | $118,510 | $21,240 | $97,270 |
| 2017 | $2,594 | $118,510 | $21,240 | $97,270 |
| 2016 | $2,366 | $112,980 | $21,240 | $91,740 |
| 2015 | $2,366 | $112,980 | $21,240 | $91,740 |
| 2014 | $2,300 | $108,150 | $21,240 | $86,910 |
Source: Public Records
Agents Affiliated with this Home
-
Luann Gerber
-
Nicolas Moran
Seller Co-Listing Agent in 2025
Nicolas Moran
Realty ONE Group Movement
(319) 464-0028
44 Total Sales
-
Amanda Rodomista
Buyer's Agent in 2025
Amanda Rodomista
Realty ONE Group Movement
(319) 429-5559
27 Total Sales
-
Pamela Banser
Seller's Agent in 2016
Pamela Banser
RE/MAX
(319) 231-2007
34 Total Sales
-
Dave Smith,CRS,GRI
D
Buyer's Agent in 2016
Dave Smith,CRS,GRI
Smith Realty
(319) 240-3287
3 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20251442
APN: 8913-21-203-016
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Based on information submitted to the MLS GRID
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