$925,000

95 Saint Simon Cir Miramar Beach, FL 32550

Estimated payment $5,571/month

Total Views 103
4 Beds
3.5 Baths
2,216 Sq Ft
$417 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Vaulted Ceiling
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Beach House

About This Home

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods.
The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granit

Listing Agent

Jonathan Hill

Legacy Hill Realty Listed on: 01/05/2026

Co-Listing Agent

Kayla Burleson

Legacy Hill Realty License #3329329

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,749

Year Built

  • Built in 2004

Lot Details

  • Lot Dimensions are 45x71
  • Back Yard Fenced

HOA Fees

  • $177 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Beach House
  • Slab Foundation
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 2,216 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Area
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Deck
  • Patio
  • Built-In Barbecue

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Water Tap Fee Is Paid
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-2S-21-42970-000-0220

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation, management, master
  • Emerald Waters Village Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Beach
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,749

Year Built

Built in 2004

Lot Details

0

HOA Fees

$177 per month

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 45x71
  • Road Surface Type: Paved
  • Co List Office Mls Id: ELHR
  • Co List Office Phone: 205-370-5905
  • Subdivision Name: EMERALD WATERS VILLAGE
  • Directions: on Scenic 98 turn north at 3 way with Alvans Island Emerald Waters Village is a block up on right. From 98 turn south at CVS Emerald Waters will be on the left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2004
  • Remarks Misc:Remarks: Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granit
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Utilities:Tap Fee Paid: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Vaulted, Kitchen Island, Owner's Closet, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants
  • Pool Features: Pool Type
  • Construction Type: Block, Siding CmntFbrHrdBrd
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Covered, Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Block: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:BBQ PitGrill: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, Tap Fee Paid, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Deed Access, Gated Community, Pets Allowed, Picnic Area, Pool
  • Association #2 Fee: 530.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Management, Master Association

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 29-2S-21-42970-000-0220
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 6749.35
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,031 $778,087 $270,000 $508,087
2024 $7,021 $911,856 $255,000 $656,856
2023 $7,021 $643,393 $0 $0
2022 $6,149 $750,919 $161,618 $589,301
2021 $5,308 $565,304 $128,510 $436,794
2020 $4,825 $483,391 $117,570 $365,821
2019 $4,655 $479,876 $113,048 $366,828
2018 $4,420 $469,933 $0 $0
2017 $3,746 $377,957 $105,534 $272,423
2016 $3,633 $363,092 $0 $0
2015 $3,590 $353,219 $0 $0
2014 -- $334,298 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/05/2026 01/05/26 For Sale $925,000 +112.6% $417 / Sq Ft
06/29/2015 06/29/15 Sold $435,000 0.0% $196 / Sq Ft View Prior Sale
05/23/2015 05/23/15 Pending -- -- --
10/14/2014 10/14/14 For Sale $435,000 -- $196 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $122,500 Boston National Ttl Agcy Llc
Warranty Deed $435,000 H & S Title & Escrow Inc
Interfamily Deed Transfer -- None Available
Warranty Deed $465,000 Destin Land & Title Inc
Warranty Deed $805,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $378,000 New Conventional
Previous Owner $348,000 New Conventional
Previous Owner $372,000 Purchase Money Mortgage
Previous Owner $764,750 Fannie Mae Freddie Mac
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 992115

Emerald Coast Association of REALTORS®

APN: 29-2S-21-42970-000-0220