95 Saint Simon Cir Miramar Beach, FL 32550
Miramar Beach NeighborhoodEstimated payment $5,690/month
Total Views
1,127
4
Beds
3.5
Baths
2,216
Sq Ft
$406
Price per Sq Ft
Highlights
- Beach
- Deeded access to the beach
- Vaulted Ceiling
- Van R. Butler Elementary School Rated A-
- Gated Community
- Beach House
About This Home
Welcome to 'Knee Deep,' an exquisite 4-bedroom, 3 and 1/2 -bathroom coastal sanctuary, masterfully constructed with concrete block in the exclusive gated community of Emerald Waters Village. Spanning 2,216 square feet, this impeccably designed residence offers the perfect blend of sophistication, comfort, and coastal charm, just a short stroll from deeded beach access with sugar-white sands and emerald waters of Miramar Beach. Step into a light-filled, open-concept main level where refined elegance meets effortless functionality. The gourmet kitchen, a culinary haven, boasts newer stainless steel appliances, sleek cabinetry, and a spacious island ideal for gatherings. Adjacent, the inviting living and dining areas create a seamless flow, perfect for entertaining or unwinding. Also a generously sized bedroom with a luxurious ensuite is located on the first floor. A laundry room, and access to the garage (perfect for storing your golf cart or beach car) complete the first floor, offering unmatched convenience and versatility.
Ascend to the second level, where three additional bedrooms await, each designed for ultimate comfort. Two bedrooms share a stylish Jack-and-Jill bathroom, while the second master suite, a true retreat, features a private ensuite and a serene balcony overlooking the lush surroundingsperfect for savoring morning coffee or evening sunsets.
Outdoors, the fenced backyard with a charming patio sets the stage for al fresco dining, grilling, or simply soaking in the coastal breeze. Built in 2004, 'Knee Deep' combines timeless architecture with modern upgrades, including two newer HVAC units, all-new appliances, and a washer and dryer, ensuring turnkey luxury. The attached garage provides ample storage for your golf cart or beach car. As part of Emerald Waters Village, residents enjoy two sparkling community pools and the security of a gated enclave, all within minutes of Scenic Highway 98's world-class dining, boutique shopping, and vibrant entertainment. Whether you envision a primary residence, a luxurious vacation escape, or a high-yield rental investment, 'Knee Deep' delivers unmatched value. Its robust concrete block construction offers peace of mind, while its prime location and thoughtful design elevate the coastal living experience.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,021
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 45x71
- Back Yard Fenced
- Sprinkler System
- Lawn Pump
HOA Fees
- $177 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Beach House
- Slab Foundation
- Cement Board or Planked
Interior Spaces
- 2,216 Sq Ft Home
- 2-Story Property
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- Window Treatments
- Living Room
- Dining Area
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Oven or Range
- Cooktop with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- Separate Shower in Primary Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deeded access to the beach
- Balcony
- Built-In Barbecue
- Porch
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 29-2S-21-42970-000-0220
Community Details
Overview
- Association fees include accounting, ground keeping, recreational faclty
- Emerald Waters Village Subdivision
Recreation
- Beach
- Community Pool
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,021 | $911,856 | $255,000 | $656,856 |
| 2023 | $7,021 | $643,393 | $0 | $0 |
| 2022 | $6,149 | $750,919 | $161,618 | $589,301 |
| 2021 | $5,308 | $565,304 | $128,510 | $436,794 |
| 2020 | $4,825 | $483,391 | $117,570 | $365,821 |
| 2019 | $4,655 | $479,876 | $113,048 | $366,828 |
| 2018 | $4,420 | $469,933 | $0 | $0 |
| 2017 | $3,746 | $377,957 | $105,534 | $272,423 |
| 2016 | $3,633 | $363,092 | $0 | $0 |
| 2015 | $3,590 | $353,219 | $0 | $0 |
| 2014 | -- | $334,298 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/28/2025 07/28/25 | Price Changed | $900,000 | -10.0% | $406 / Sq Ft |
| 06/25/2025 06/25/25 | Price Changed | $1,000,000 | +5.3% | $451 / Sq Ft |
| 04/03/2025 04/03/25 | Price Changed | $950,000 | -0.5% | $429 / Sq Ft |
| 03/27/2025 03/27/25 | Price Changed | $955,000 | -0.5% | $431 / Sq Ft |
| 03/14/2025 03/14/25 | Price Changed | $960,000 | -0.5% | $433 / Sq Ft |
| 10/03/2024 10/03/24 | Price Changed | $965,000 | -1.0% | $435 / Sq Ft |
| 09/04/2024 09/04/24 | For Sale | $975,000 | +124.1% | $440 / Sq Ft |
| 06/29/2015 06/29/15 | Sold | $435,000 | 0.0% | $196 / Sq Ft |
| 05/23/2015 05/23/15 | Pending | -- | -- | -- |
| 10/14/2014 10/14/14 | For Sale | $435,000 | -- | $196 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $122,500 | Boston National Ttl Agcy Llc | |
| Warranty Deed | $435,000 | H & S Title & Escrow Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $465,000 | Destin Land & Title Inc | |
| Warranty Deed | $805,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $378,000 | New Conventional | |
| Previous Owner | $348,000 | New Conventional | |
| Previous Owner | $348,000 | New Conventional | |
| Previous Owner | $372,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $372,000 | Purchase Money Mortgage | |
| Previous Owner | $764,750 | Fannie Mae Freddie Mac |
Source: Public Records
Similar Homes in Miramar Beach, FL
Source: Emerald Coast Association of REALTORS®
MLS Number: 958449
APN: 29-2S-21-42970-000-0220
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