95 Saint Simon Cir Miramar Beach, FL 32550
Miramar Beach AreaEstimated payment $5,362/month
Highlights
- Beach
- Deeded access to the beach
- Gated Community
- Van R. Butler Elementary School Rated A-
- Primary Bedroom Suite
- Vaulted Ceiling
About This Home
Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods.
The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,749
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 45x71
- Private Yard
Parking
- 1 Car Attached Garage
- Garage Door Opener
Home Design
- Beach House
- Slab Foundation
- Block Exterior
- Cement Board or Planked
Interior Spaces
- 2,216 Sq Ft Home
- 2-Story Property
- Furnished
- Vaulted Ceiling
- Ceiling Fan
- Window Treatments
- Living Room
- Dining Area
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deeded access to the beach
- Balcony
- Covered Deck
- Open Patio
- Outdoor Grill
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 29-2S-21-42970-000-0220
Community Details
Overview
- Property has a Home Owners Association
- Association fees include ground maintenance, land recreation, management
- Emerald Waters Village Subdivision
- The community has rules related to covenants
Amenities
- Community Barbecue Grill
- Picnic Area
Recreation
- Beach
- Community Pool
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,031 | $778,087 | $270,000 | $508,087 |
| 2024 | $7,021 | $911,856 | $255,000 | $656,856 |
| 2023 | $7,021 | $643,393 | $0 | $0 |
| 2022 | $6,149 | $750,919 | $161,618 | $589,301 |
| 2021 | $5,308 | $565,304 | $128,510 | $436,794 |
| 2020 | $4,825 | $483,391 | $117,570 | $365,821 |
| 2019 | $4,655 | $479,876 | $113,048 | $366,828 |
| 2018 | $4,420 | $469,933 | $0 | $0 |
| 2017 | $3,746 | $377,957 | $105,534 | $272,423 |
| 2016 | $3,633 | $363,092 | $0 | $0 |
| 2015 | $3,590 | $353,219 | $0 | $0 |
| 2014 | -- | $334,298 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/11/2026 08/11/26 | Pending | -- | -- | -- | |
| 06/07/2026 06/07/26 | Price Changed | $875,000 | -2.7% | $395 / Sq Ft | |
| 03/20/2026 03/20/26 | Price Changed | $899,000 | -2.8% | $406 / Sq Ft | |
| 01/05/2026 01/05/26 | For Sale | $925,000 | +112.6% | $417 / Sq Ft | |
| 06/29/2015 06/29/15 | Sold | $435,000 | 0.0% | $196 / Sq Ft | View Prior Sale |
| 05/23/2015 05/23/15 | Pending | -- | -- | -- | |
| 10/14/2014 10/14/14 | For Sale | $435,000 | -- | $196 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $122,500 | Boston National Ttl Agcy Llc | |
| Warranty Deed | $435,000 | H & S Title & Escrow Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $465,000 | Destin Land & Title Inc | |
| Warranty Deed | $805,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $378,000 | New Conventional | |
| Previous Owner | $348,000 | New Conventional | |
| Previous Owner | $372,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $372,000 | Purchase Money Mortgage | |
| Previous Owner | $764,750 | Fannie Mae Freddie Mac |
Source: Emerald Coast Association of REALTORS®
MLS Number: 992115
APN: 29-2S-21-42970-000-0220
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Ask me questions while you tour the home.