$605,000
SOLD MAR 28, 2025

95 Somerset Ln Henderson, NC 27537

4 Beds
3 Baths
2,187 Sq Ft
3.49 Acres

Recently Sold

$277 Per Sq Ft

3% Below List Price

11 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Single Slip
  • Community Lake
  • Boat Dock
  • Gated Community
  • Wooded Lot

About This Home

As of March 2025

Gorgeous 4 bedroom, 3 bath open-floor plan house on 3.49 acres in the highly desirable, gated Somerset Plantation community on Kerr Lake. The second floor is over 400 sq ft and can act as a bonus/ 4th bedroom; it has it's private en suite. Home comes with a private boat slip in the community dock! You'll fall in love with all the upgrades including tankless water heater, granite counter tops, hardwood floors, tiled walk-in shower, walk-in pantry with barn door, large primary closet, and much more. Just a short walk or golf cart ride to the lake!

Last Agent to Sell the Property

Lauren Garber

Keller Williams Elite Realty License #337660 Listed on: 01/09/2025

Keller Williams Elite Realty

Last Buyer's Agent

Dania Santos

Ninja Realty License #327648

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $525

Year Built

  • Built in 2020

Lot Details

  • 3.49 Acre Lot
  • Property fronts a private road
  • Level Lot
  • Cleared Lot
  • Wooded Lot

HOA Fees

  • $117 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Private Driveway
  • 2 Open Parking Spaces

Home Design

  • Farmhouse Style Home
  • Raised Foundation
  • Asbestos Shingle Roof

Interior Spaces

  • 2,187 Sq Ft Home
  • 1.5-Story Property
  • High Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Living Room
  • L-Shaped Dining Room
  • Bonus Room

Kitchen

  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Deeded Waterfront Access Rights
  • Single Slip
  • Boat Slip
  • Covered Patio or Porch

Schools

  • New Hope Elementary School
  • Vance County Middle School
  • Vance County High School

Utilities

  • Forced Air Heating and Cooling System
  • Tankless Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 0354 01044

Community Details

Overview

  • Association fees include road maintenance
  • Somerset Residential Community Association, Phone Number (888) 565-1226
  • Somerset Plantation Subdivision
  • Community Lake

Recreation

  • Boat Dock
  • Community Boat Slip

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$525

Year Built

Built in 2020

Lot Details

0

HOA Fees

$117 per month

Parking

2

Listing Details

  • Year Built: 2020
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Reso Association Fee Includes: Road Maintenance
  • Subdivision Name: Somerset Plantation
  • Above Grade Finished Sq Ft: 2187.0
  • Architectural Style: Farmhouse
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • New Construction: No
  • Effective Year Built: 2020
  • General Property Information Above Grade Unfinished Area: 875.0
  • General Property Information Total Unfinished Area2: 875.0
  • General Property Information Association Fee Required YN: Yes
  • General Property Information Basement YN: No
  • Cooling Central Air: Yes
  • Flooring Tile: Yes
  • Laundry Features Laundry Room: Yes
  • Laundry Features Main Level: Yes
  • Water Source Public: Yes
  • Architectural Style Farm House: Yes
  • Flooring Carpet: Yes
  • Flooring Hardwood: Yes
  • Lot Features Partially Cleared: Yes
  • Room Types Bedroom 2 Level: Main
  • Room Types Bedroom 3 Level: Main
  • Room Types Bedroom 4 Level: Second
  • Room Types Bonus Room: Yes
  • Room Types Primary Bedroom Level: Main
  • Interior Features Dining L: Yes
  • Room Types Living Room2: Yes
  • Interior Features Bathtub Only: Yes
  • General Property Information Association Phone: 888-565-1226
  • Levels One and One Half: Yes
  • General Property Information Enhanced Accessible2: No
  • General Property Information Monthly Association Fees2: 117.0
  • Room Types Entrance Hall: Yes
  • Waterfront Access Deeded Access: Yes
  • Lot Water Features Dock Single Slip: Yes
  • General Property Information Above Grade Finished Area: 2187.0
  • Vegetation Cleared2: Yes
  • Lot Water Features Dock Community: Yes
  • Roof Asbestos Shingle: Yes
  • General Property Information Lot Size Square Feet2: 152024.4
  • Lot Water Features Boat Slip3: Yes
  • Foundation Details Raised: Yes
  • General Property Information Lot Size Acres: 3.49
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Year Renovated: 2020

Interior Features

  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Bathtub Only, Ceiling Fan(s), Dining L, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Pantry, Primary Downstairs, Walk-In Closet(s), Walk-In Shower
  • Appliances: Tankless Water Heater
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Total Bedrooms: 10
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Walk-In Shower: Yes
  • Security Features:Gated Community: Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Gated2: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Roof: Asbestos Shingle
  • Acres: 3.49
  • Disclosures: Seller Disclosure
  • Construction Type: Fiber Cement
  • Foundation Details: Raised
  • Patio And Porch Features: Covered, Porch
  • Construction Materials:Fiber Cement: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Covered2: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0
  • Open Parking: Yes
  • Parking Features: Concrete, Driveway, Garage
  • Total Parking Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Concrete4: Yes
  • Parking Features:Driveway: Yes
  • General Property Information:Garage Spaces: 2.0
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Parking Total: 2.0
  • General Property Information:Open Parking YN2: Yes
  • General Property Information:Open Parking Spaces2: 2.0

Utilities

  • Heating: Electric, Forced Air
  • Cooling: Central Air
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric4: Yes
  • Heating:Forced Air: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: Gated, Lake
  • Association Fee: 1400.0
  • Association Fee Frequency: Annually
  • Association Name: Somerset Residential Community
  • Phone: 888-565-1226
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Somerset Residential Community
  • Association Amenities:Gated: Yes
  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1400.0
  • Association Amenities:Boat Slip: Yes
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Ninth Grade High School: Vance - Vance County
  • Middle Or Junior School: Vance - Vance County

Lot Info

  • Lot Size Sq Ft: 152024.4
  • ResoLotSizeUnits: Acres
  • Parcel #: 0354 01044
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 525.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Vance - New Hope

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
Mar 21, 2025
Sold by
Finch Ross Kathleen Mirenda and Mirenda Finch Kathleen
Bought by
Belcher Dennis Lee and Belcher Joanie Miller
Seller's Agent
Lauren Garber
Keller Williams Elite Realty
Buyer's Agent
Dania Santos
Ninja Realty
List Price
$625,000
Sold Price
$605,000
Premium/Discount to List
-$20,000
-3.2%
Views
33
Current Estimated Value
$602,391

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,609
Avg. Annual Appreciation
-0.92%
Original Mortgage
$541,688
Outstanding Balance
$539,384
Interest Rate
6.87%
Mortgage Type
VA
Estimated Equity
$63,007

Purchase Details

Listed on
May 15, 2021
Closed on
May 27, 2021
Sold by
Tidewater Investors Xi Llc
Bought by
Ross Kathleen Mirenda Finch
Seller's Agent
Dorathea Schultes
Fathom Realty NC, LLC
Buyer's Agent
Anne Akenhead
Compass -- Cary
List Price
$525,000
Sold Price
$600,000
Premium/Discount to List
$75,000
14.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.22%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $605,000 None Listed On Document
Warranty Deed $605,000 None Listed On Document
Warranty Deed $600,000 None Available
Warranty Deed $600,000 Satterwhite Michael E
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $541,688 VA
Closed $541,688 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $605,000 -3.2% $277 / Sq Ft
01/20/2025 01/20/25 Pending -- -- --
01/09/2025 01/09/25 For Sale $625,000 +4.2% $286 / Sq Ft
12/15/2023 12/15/23 Off Market $600,000 -- --
05/27/2021 05/27/21 Sold $600,000 +14.3% $285 / Sq Ft
05/17/2021 05/17/21 Pending -- -- --
05/14/2021 05/14/21 For Sale $525,000 -- $250 / Sq Ft
Source: Doorify MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,760 $592,911 $147,332 $445,579
2024 $5,805 $592,911 $147,332 $445,579
2023 $3,069 $301,219 $56,513 $244,706
2022 $3,069 $301,219 $56,513 $244,706
2021 $2,236 $228,408 $56,513 $171,895
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Doorify MLS

MLS Number: 10069855

Doorify MLS

APN: 0354 01044