$328,000
SOLD JUL 24, 2025

95 W 13th St Atlantic Beach, FL 32233

3 Beds
2 Baths
1,112 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$295 Per Sq Ft

13% Below List Price

69 Days on Market

Highlights

  • RV Access or Parking
  • Corner Lot
  • Central Heating and Cooling System
  • Duncan U. Fletcher High School Rated A-
  • No HOA
  • 1-minute walk to Rose Park

About This Home

As of July 2025

This 3-bedroom, 2-bathroom corner-lot home is perfectly located within biking distance to the beach, local shops, and dining. Inside, you'll find LVP flooring throughout, a spacious living room, and a cozy eat-in kitchen. Exterior AC unit 2015, roof 2015, interior HVAC 2019. The large backyard offers plenty of space for outdoor fun—and with no HOA, there's room to park your boat or RV. Enjoy the best of coastal living in this adorable bungalow—schedule your showing today! Some photos are virtually staged.

Last Agent to Sell the Property

Mary Henton

NAVY TO NAVY HOMES LLC License #3459571 Listed on: 03/22/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,650

Year Built

  • Built in 1994 | Remodeled

Lot Details

  • 3,920 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced
  • Corner Lot

Parking

  • RV Access or Parking

Home Design

  • Shingle Roof

Interior Spaces

  • 1,112 Sq Ft Home
  • 1-Story Property

Kitchen

  • Convection Oven
  • Electric Cooktop
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Schools

  • Neptune Beach Elementary School
  • Mayport Middle School
  • Duncan Fletcher High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Atlantic Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1708040500

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,650

Year Built

Built in 1994 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • New Construction: No
  • Stories: 1
  • Year Built: 1994
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.09
  • Subdivision Name: Atlantic Beach
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • General Property Information Living Area2: 1112.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing Back Yard: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.09
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • Fencing Privacy: Yes
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Major Appliances: Convection Oven, Disposal, Dryer, Electric Cooktop, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1112.0
  • Appliances:Electric Cooktop: Yes
  • Appliances:Convection Oven: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard, Privacy, Wood
  • Roof: Shingle
  • Lot Features: Corner Lot
  • Property Condition: Updated/Remodeled
  • Lot Features:Corner Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: RV Access/Parking
  • Parking Features:RV AccessParking: Yes
  • General Property Information:Garage YN: No

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: In Unit
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Neptune Beach
  • High School: Duncan Fletcher
  • Middle Or Junior School: Mayport

Lot Info

  • Current Use: Single Family
  • Lot Size Sq Ft: 3920.4
  • Parcel #: 1708040500

Tax Info

  • Tax Annual Amount: 4650.26
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2025
Closed on
Jul 24, 2025
Sold by
Spinks Bradley
Bought by
Casals Gabriela Rodriguez
Seller's Agent
Mary Henton
NAVY TO NAVY HOMES LLC
List Price
$375,000
Sold Price
$328,000
Premium/Discount to List
-$47,000
-12.53%
Views
133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
94.94%
Original Mortgage
$318,160
Outstanding Balance
$318,160
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$46,811

Purchase Details

Listed on
Feb 4, 2021
Closed on
Feb 4, 2021
Sold by
Hill Robin C
Bought by
Spinks Bradley
Seller's Agent
ANTHONY GUADALUPE
Non Member Listing Office
Buyer's Agent
Donald Della Sala
DJ & Lindsey Real Estate
List Price
$250,000
Sold Price
$245,000
Premium/Discount to List
-$5,000
-2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.74%
Original Mortgage
$250,635
Interest Rate
2.6%
Mortgage Type
VA

Purchase Details

Closed on
Apr 12, 2002
Sold by
Sesco Donald D and Sesco Carol E
Bought by
Hill Robin C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,074
Interest Rate
7.16%

Purchase Details

Closed on
Sep 29, 1994
Sold by
Thrower Homes Inc and Bennett Kevin
Bought by
Sesco Donald D and Dickinson Carol E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,000
Interest Rate
8.53%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $328,000 Landmark Title
Warranty Deed $245,000 Fidelity Natl Ttl Of Fl Inc
Warranty Deed $80,000 --
Warranty Deed $59,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $318,160 New Conventional
Previous Owner $250,635 VA
Previous Owner $25,000 Credit Line Revolving
Previous Owner $78,400 New Conventional
Previous Owner $76,074 No Value Available
Previous Owner $59,000 FHA
Closed $2,500 No Value Available
Closed $6,445 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Sold $328,000 -11.4% $295 / Sq Ft
05/30/2025 05/30/25 Pending -- -- --
04/28/2025 04/28/25 Price Changed $370,000 -1.3% $333 / Sq Ft
03/22/2025 03/22/25 For Sale $375,000 +53.1% $337 / Sq Ft
02/04/2021 02/04/21 Sold $245,000 0.0% $220 / Sq Ft
02/04/2021 02/04/21 Sold $245,000 -2.0% $220 / Sq Ft
02/04/2021 02/04/21 For Sale $250,000 -9.1% $225 / Sq Ft
01/05/2021 01/05/21 Pending -- -- --
12/17/2020 12/17/20 For Sale $275,000 -- $247 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,650 $267,645 $90,176 $177,469
2024 $4,650 $268,733 $89,232 $179,501
2023 $4,341 $258,498 $89,232 $169,266
2022 $3,703 $219,870 $81,120 $138,750
2021 $3,028 $173,646 $42,588 $131,058
2020 $758 $84,802 $0 $0
2019 $739 $82,896 $0 $0
2018 $720 $81,351 $0 $0
2017 $701 $79,678 $0 $0
2016 $689 $78,040 $0 $0
2015 $698 $77,498 $0 $0
2014 $697 $76,883 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2074907

realMLS (Northeast Florida Multiple Listing Service)

APN: 170804-0500