95001 Terra Cotta Way Fernandina Beach, FL 32034
5
Beds
3.5
Baths
2,716
Sq Ft
1.66
Acres
Highlights
- 1.66 Acre Lot
- No HOA
- Tile Flooring
- Yulee Elementary School Rated A-
- 2 Car Attached Garage
- Central Heating and Cooling System
About This Home
As of June 2025**NO MORE SHOWINGS** **OPEN HOUSE ON FRIDAY 4/25/25 FROM 5PM-7PM AND SATURDAY 4/26/25 FROM 11AM-2PM. PLEASE SUBMIT BEST AND FINAL OFFER WITH 48 HOURS TO ACCEPT BY 5PM ON SUNDAY 4/27/25** Spacious 5-bedroom, 3.5-bath home nestled on 1.66 acres in the sought-after Fernandina Beach area—just minutes from the ocean! With 2,716 sq ft of living space and surrounded by mature trees, this property offers privacy, charm, and tons of potential. Built in 1983, the home is ready for your personal touch and some TLC—the price reflects this opportunity. Whether you're looking to renovate and make it your dream home or invest in a property in a prime location, this one is worth a look!
Last Agent to Sell the Property
MARK SPAIN REAL ESTATE License #3627734 Listed on: 04/22/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $941
Year Built
- Built in 1983
Lot Details
- 1.66 Acre Lot
- Property fronts a private road
- Dirt Road
- Southwest Facing Home
Parking
- 2 Car Attached Garage
Home Design
- Fixer Upper
- Shingle Roof
- Wood Siding
Interior Spaces
- 2,716 Sq Ft Home
- 1-Story Property
- Laundry in Garage
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
Schools
- Southside Elementary School
- Fernandina Beach Middle School
- Fernandina Beach High School
Utilities
- Central Heating and Cooling System
- Well
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 322N2800000005
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 22, 2025
Closed on
Jun 11, 2025
Sold by
White Karen Sue
Bought by
Lopez Sammy and Lopez Katie Anne
Seller's Agent
Amy Carey
MARK SPAIN REAL ESTATE
Buyer's Agent
Joanna Fish
ORANGE REALTY PROFESSIONALS
List Price
$350,000
Sold Price
$330,000
Premium/Discount to List
-$20,000
-5.71%
Views
72
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.72%
Original Mortgage
$436,253
Outstanding Balance
$436,253
Interest Rate
6.76%
Mortgage Type
Construction
Estimated Equity
-$77,448
Purchase Details
Closed on
May 28, 2019
Sold by
White Karen Sue and White Karen
Bought by
Mixon Holly D
Purchase Details
Closed on
Dec 27, 2016
Sold by
Shuler Tracy
Bought by
White Karen
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $330,000 | Landmark Title | |
| Warranty Deed | $330,000 | Landmark Title | |
| Deed | -- | Attorney | |
| Trustee Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $436,253 | Construction | |
| Closed | $436,253 | Construction | |
| Previous Owner | $30,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/12/2025 06/12/25 | Sold | $330,000 | -5.7% | $122 / Sq Ft |
| 04/28/2025 04/28/25 | Pending | -- | -- | -- |
| 04/22/2025 04/22/25 | For Sale | $350,000 | -- | $129 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $926 | $174,809 | -- | -- |
| 2023 | $926 | $169,717 | $0 | $0 |
| 2022 | $793 | $164,774 | $0 | $0 |
| 2021 | $818 | $159,975 | $0 | $0 |
| 2020 | $817 | $157,766 | $0 | $0 |
| 2019 | $818 | $154,219 | $0 | $0 |
| 2018 | $824 | $151,343 | $0 | $0 |
| 2017 | $1,667 | $149,731 | $0 | $0 |
| 2016 | $1,646 | $146,651 | $0 | $0 |
| 2015 | $1,675 | $145,632 | $0 | $0 |
| 2014 | $1,666 | $144,476 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Amy Carey
A
Seller's Agent in 2025
Amy Carey
MARK SPAIN REAL ESTATE
(813) 567-6658
1 in this area
4 Total Sales
-
Joanna Fish
Buyer's Agent in 2025
Joanna Fish
ORANGE REALTY PROFESSIONALS
(661) 839-6200
2 in this area
7 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2081290
APN: 32-2N-28-0000-0005-0090
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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