$395,000
$35K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

95053 Gerald Cir Fernandina Beach, FL 32034

Estimated payment $2,377/month

Total Views 3,929
3 Beds
2 Baths
2,058 Sq Ft
$192 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • No HOA
  • Patio
  • Yulee Elementary School Rated A-
  • Cooling Available
  • Central Heating

About This Home

PRICE REDUCTION...EXTENSIVELY RENOVATED PREVIOUSLY....OPEN CONCEPT LIVING AREA - GREAT ROOM WITH VAULTED WOOD BEAM CEILING.....INTERIOR TOP to BOTTOM RENOVATION.....SIGNIFICANT IMPROVEMENTS INCLUDED: Kitchen with cabinetry, stainless appliances, granite counters, LARGE ISLAND with bar seating, backsplash, lighting and pantry with barn door style door...ALSO: Marble tile flooring, energy efficient windows, sliding door, replaced ceilings, plumbing, drywall....PLUS Bathrooms included: Large walk-in master travertine shower, vanities with soft close drawers and white marble counters, flooring, lighting....BLOCK HOME CONSTRUCTION....METAL ROOF.....OVER HALF ACRE LOT....Property offers potential for garage, other structures, boat storage, etc....NEAR Goffinsville RIVER PARK & BOAT RAMP.

Listing Agent

Fran Holland

WATSON REALTY CORP. License #3250458 Listed on: 09/04/2025

WATSON REALTY CORP.

Co-Listing Agent

Gary Farnsworth

WATSON REALTY CORP. License #3164806

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,671

Year Built

  • Built in 1975

Parking

  • Driveway

Home Design

  • Frame Construction
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,058 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Insulated Windows

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Central Heating
  • Heat Pump System
  • Private Water Source
  • Well
  • Septic Tank

Additional Features

  • Patio
  • Fenced

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 44-2N-28-5130-0059-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,671

Year Built

Built in 1975

Lot Details

0

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size: .61
  • Road Surface Type: Unimproved
  • Co List Office Mls Id: WATSO
  • Co List Office Phone: 904-261-3986
  • Directions: Take Old Nassauville Rd To Arbor Ln. Right onto Ellis Landing Rd, and Left onto Gerald Cir.
  • Architectural Style: One Story
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1975
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Refrigerator, Stove
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Fan(s), Vaulted Ceiling(s)
  • Living Area: 2058.0
  • Window Features: Insulated Windows, Vinyl

Exterior Features

  • Pool Features: None
  • Construction Type: Block, Frame, Concrete, Stucco
  • Exterior Features: Fence
  • Patio And Porch Features: Open, Patio
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Parking Features: Driveway

Utilities

  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Private, Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 44-2N-28-5130-0059-0000
  • Zoning: R-1

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,671 $279,461 -- --
2024 $3,572 $271,585 -- --
2023 $3,572 $263,675 $0 $0
2022 $3,237 $255,995 $0 $0
2021 $3,270 $248,539 $40,000 $208,539
2020 $2,870 $225,293 $30,000 $195,293
2019 $1,808 $111,969 $30,000 $81,969
2018 $1,871 $114,496 $0 $0
2017 $1,619 $106,964 $0 $0
2016 $1,639 $106,797 $0 $0
2015 $899 $96,282 $0 $0
2014 -- $95,518 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/26/2025 11/26/25 Price Changed $395,000 -2.5% $192 / Sq Ft
10/09/2025 10/09/25 Price Changed $405,000 -5.8% $197 / Sq Ft
09/04/2025 09/04/25 For Sale $430,000 +48.3% $209 / Sq Ft
12/17/2023 12/17/23 Off Market $289,900 -- --
06/12/2020 06/12/20 Sold $289,900 -17.1% $141 / Sq Ft View Prior Sale
04/25/2020 04/25/20 Pending -- -- --
04/02/2020 04/02/20 For Sale $349,700 -- $170 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $289,900 Attorney
Warranty Deed $115,000 Amelia Title Agency Inc
Warranty Deed $20,000 Guardian Title & Trust Inc
Warranty Deed $95,000 None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $231,920 New Conventional
Source: Public Records

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 113495

APN: 44-2N-28-5130-0059-0000

Florida Nassau County Fernandina Beach 32034

95053 Gerald Cir, Fernandina Beach, FL

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Fran Holland
Listing Agent
Fran Holland
Section Image
WATSON REALTY CORP.
(904) 877-8972