95078 Sandpiper Loop Fernandina Beach, FL 32034
3
Beds
2
Baths
1,506
Sq Ft
1979
Built
Highlights
- Ocean Front
- Deck
- Covered patio or porch
- Fernandina Beach Middle School Rated A-
- Community Pool
- Balcony
About This Home
As of June 2025EXTENSIVE - TOP TO BOTTOM - RENOVATION!.....3 BEDROOM OCEAN FRONT & OCEAN VIEW TOWNHOME....PRISTINE CONDITION...LONG LIST of RENOVATION ITEMS include: COMPLETE KITCHEN REMODEL, FULLY REMODELED BATHROOMS w/custom cabinets, all FLOORING, Anderson windows, SLIDING DOORS with collapsible Hunter Douglas shades, replaced deck and balcony, all LED lighting, new Canadian hardwood on stairs, SMOOTH CEILINGS and crown moulding, blinds and window coverings, added storage/closet areas, ceiling fans, glass partitions, wiring and electrical box....REMODELED KITCHEN NOW FEATURES: Custom cabinetry with plenty of storage, QUARTZ countertops, attractive backsplash, Maytag appliances, expanded dining area, hidden washer & dryer....OCEAN VIEWS from all three levels....MASTER SUITE with: Ocean view, balcony access, dual closets, walk-in shower....Covered first floor deck with shower PLUS additional 2nd story open balcony....COMMUNITY POOL & BEACH BOARDWALK a very short walk away....Well maintained Sandpiper complex....IDEAL LOCATION: With a quieter lifestyle near Ritz-Carlton yet only minutes away from shopping, restaurants and historic downtown....NEVER USED AS A RENTAL - Although it could be, weekly/monthly rentals allowed.
Last Agent to Sell the Property
WATSON REALTY CORP. License #3250458 Listed on: 02/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,119
Year Built
- Built in 1979
Lot Details
- Ocean Front
- Irregular Lot
HOA Fees
- $1,095 Monthly HOA Fees
Home Design
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,506 Sq Ft Home
- Ceiling Fan
- Insulated Windows
- Blinds
- Ocean Views
Kitchen
- Stove
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Carport
- Driveway
Outdoor Features
- Balcony
- Deck
- Covered patio or porch
Utilities
- Cooling Available
- Central Heating
- Heat Pump System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-00-30-0605-0204-0000
Community Details
Overview
- The Sandpiper Subdivision
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 18, 2025
Closed on
May 30, 2025
Sold by
Mckay John K and Mckay Jan P
Bought by
Fruzzetti Mark and Fruzzetti Heather
Seller's Agent
Fran Holland
WATSON REALTY CORP.
List Price
$1,250,000
Sold Price
$1,135,000
Premium/Discount to List
-$115,000
-9.2%
Total Days on Market
63
Views
35
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
59.98%
Original Mortgage
$300,000
Outstanding Balance
$300,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$929,381
Similar Homes in Fernandina Beach, FL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,135,000 | Ads Title Services Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional | |
| Previous Owner | $300,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/02/2025 06/02/25 | Sold | $1,135,000 | -9.2% | $754 / Sq Ft |
| 04/22/2025 04/22/25 | Pending | -- | -- | -- |
| 02/18/2025 02/18/25 | For Sale | $1,250,000 | -- | $830 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,119 | $836,421 | $675,000 | $161,421 |
| 2023 | $9,119 | $662,469 | $500,000 | $162,469 |
| 2022 | $7,503 | $560,525 | $400,000 | $160,525 |
| 2021 | $6,571 | $411,852 | $250,000 | $161,852 |
| 2020 | $6,443 | $397,956 | $250,000 | $147,956 |
| 2019 | $6,623 | $404,102 | $285,000 | $119,102 |
| 2018 | $6,714 | $404,835 | $0 | $0 |
| 2017 | $6,242 | $405,568 | $0 | $0 |
| 2016 | $6,343 | $406,302 | $0 | $0 |
| 2015 | $6,234 | $392,781 | $0 | $0 |
| 2014 | $5,863 | $367,450 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
F
Seller's Agent in 2025
Fran Holland
WATSON REALTY CORP.
-
G
Seller Co-Listing Agent in 2025
Gary Farnsworth
WATSON REALTY CORP.
Map
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 111184
APN: 00-00-30-0605-0204-0000
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