$545,000
SOLD MAY 26, 2026

95113 Lock St Fernandina Beach, FL 32034

5 Beds
3 Baths
3,233 Sq Ft
8,682 Sq Ft Lot Lot

Sale Details

Date Sold: May 26, 2026

$169 Per Sq Ft

5% Below List Price

6 on Market

Highlights

  • Furnished
  • Double Oven
  • Cooling Available
  • Yulee Elementary School Rated A-
  • Screened Patio
  • Water Softener is Owned

About This Home

As of May 2026

This is a rare find! This two story, ground floor master bedroom, home was built two years ago with no expenses spared! This open floor plan has a chefs kitchen with double ovens, granite counter tops with plenty of space to entertain and storage. This home is coming FULLY FURNISHED and ready to be your forever home or investment property immediately upon closing. The lofted upstairs has four bedrooms and two bathrooms including a second suite with private bath. Newer construction, high ceilings, and back yard adjacent to green space makes this the perfect Florida home for a family or someone who loves to entertain. This home is private enough to be relaxing, but close enough to shopping, beaches, and A grade schools to enjoy living life. Easy access to I95 and Jacksonville while enjoying the small town life will make this house move fast!

Last Agent to Sell the Property

Daniel Binette

DIAMOND REALTY GROUP OF AMELIA License #3344425 Listed on: 04/04/2026

Last Buyer's Agent

Geoffrey Haynes

RE/MAX FIRST COAST License #3130806

RE/MAX FIRST COAST

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2024

HOA Fees

  • $81 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 3,233 Sq Ft Home
  • 2-Story Property
  • Furnished

Kitchen

  • Double Oven
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Softener is Owned

Additional Features

  • Screened Patio
  • 8,682 Sq Ft Lot

Community Details

  • Concourse Crossing Subdivision

Listing and Financial Details

  • Assessor Parcel Number 29-2N-28-0330-0076-0000

Home Details

Home Type

Single Family

Year Built

Built in 2024

Lot Details

8,682 Sq Ft Lot

HOA Fees

$81 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.1993
  • Lot Size: 00
  • Road Surface Type: Paved
  • Subdivision Name: Concourse Crossing
  • Directions: Take 200 to the Concourse nearly to the end. Lock street is the last street on the left before Nassauville Road. The house is the first house on the left.
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2024
  • Property Sub Type Additional: Residential
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Other, Refrigerator, Water Softener Owned, See Remarks, Stove, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Interior Amenities: Furnished
  • Living Area: 3233.0
  • Window Features: Vinyl

Exterior Features

  • Pool Features: None
  • Disclosures: Deed Restriction
  • Construction Type: Frame, Stucco
  • Patio And Porch Features: Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 977.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 29-2N-28-0330-0076-0000
  • Zoning: x

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 4, 2024
Sold by
Century Communities/Fl Llc
Bought by
Laput Juvy and Abueg Arnel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,571
Outstanding Balance
$499,620
Interest Rate
6.9%
Mortgage Type
FHA
Estimated Equity
$47,595
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $520,000 Parkway Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $510,571 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/26/2026 05/26/26 Sold $545,000 -5.2% $169 / Sq Ft
04/10/2026 04/10/26 Pending -- -- --
04/04/2026 04/04/26 For Sale $575,000 -- $178 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,336 $458,042 -- --
2024 -- $70,000 $70,000 --
2023 -- $70,000 $70,000 --
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2026

    Daniel Binette

    DIAMOND REALTY GROUP OF AMELIA

    (603) 781-9457

    11 in this area

    14 Total Sales

    Daniel Binette
    Section Image
  • Geoffrey Haynes

    Buyer's Agent in 2026

    Geoffrey Haynes

    RE/MAX

    (904) 468-0019

    28 in this area

    34 Total Sales

    Geoffrey Haynes
    Section Image
See All Agents

Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 115611

APN: 29-2N-28-0330-0076-0000

Florida Nassau County Fernandina Beach 32034

95113 Lock St, Fernandina Beach, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.