NOT LISTED FOR SALE

9545 State Highway 20 W Freeport, FL 32439

Estimated Value: $297,000 - $325,000

3 Beds
2 Baths
2,155 Sq Ft
$144/Sq Ft Est. Value

Last Sold August 29, 2025

Last sale price $299,000 $139 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,645/month

49 Days on Market

Highlights

  • 0.49 Acre Lot
  • Florida Architecture
  • Central Air
  • Freeport Middle School Rated A-
  • No HOA
  • Ceiling Fan

About This Home

As of August 2025

Under Contract - Accepting Back Up Offers Only Video available & updated photos to come.
Almost 1/2 Acre on Hwy 20 & Cedar Beach Cove. Well maintained home that had an addition and upscale remodel (center block brick used on exterior) estimated 1990. Very spacious, open floor plan that is livable at an affordable price and could use some updating. NO HOA, Not in Flood Zone, and possibility to rezone for Commercial use.

Last Agent to Sell the Property

Coralee King

Beachy Beach Real Estate License #3240533 Listed on: 07/09/2025

Beachy Beach Real Estate

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $491

Year Built

  • Built in 1963

Lot Details

  • 0.49 Acre Lot
  • Property fronts a highway

Parking

  • 2 Car Garage

Home Design

  • Florida Architecture
  • Brick Exterior Construction

Interior Spaces

  • Ceiling Fan
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Indian Creek Ranchettes Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$491

Year Built

Built in 1963

Lot Details

0.49 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1963
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.49
  • Lot Size: irr
  • Road Frontage Type: Highway
  • Subdivision Name: Indian Creek Ranchettes
  • Architectural Style: Florida
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Range, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom

Exterior Features

  • Construction Type: Brick

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Lot Info

  • Lot Features: Sprinkler System, Paved
  • Lot Size Sq Ft: 21170.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 491.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Aug 20, 2025
Sold by
Miller Christy L and Peeper Deborah
Bought by
Nick Bonnie W and Newton Sandra L
Seller's Agent
Coralee King
Beachy Beach Real Estate
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$299,000
Sold Price
$299,000
Views
6
Current Estimated Value
$311,177

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,177
Avg. Annual Appreciation
7.98%
Original Mortgage
$266,000
Outstanding Balance
$243,239
Interest Rate
6.74%
Mortgage Type
Credit Line Revolving
Estimated Equity
$67,938

Purchase Details

Closed on
Jan 7, 2022
Sold by
Gardner Thomas M
Bought by
Gardner Thomas M and Gardner Laura Deborah
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nick Bonnie W $299,000 First National Land Title
Nick Bonnie W $299,000 First National Land Title
Gardner Thomas M -- Hood Adam L
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nick Bonnie W $266,000
Closed Nick Bonnie W $266,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $299,000 0.0% $139 / Sq Ft
05/26/2025 05/26/25 For Sale $299,000 -- $139 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $512 $116,823 -- --
2024 $461 $113,531 -- --
2023 $461 $110,224 $0 $0
2022 $485 $107,014 $0 $0
2021 $490 $103,897 $0 $0
2020 $500 $116,272 $24,419 $91,853
2019 $476 $100,159 $0 $0
2018 $468 $98,291 $0 $0
2017 $460 $96,269 $0 $0
2016 $455 $94,289 $0 $0
2015 $462 $93,634 $0 $0
2014 $471 $92,891 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Coralee King

    Seller's Agent in 2025

    Coralee King

    Beachy Beach Real Estate

    (850) 252-5744

    1 in this area

    35 Total Sales

    Coralee King
    Section Image

  • N

    Buyer's Agent in 2025

    Non Member

    NON-MEMBER OFFICE

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 774674

Central Panhandle Association of REALTORS®

APN: 19-1S-20-32000-007-0020

Florida Walton County Freeport 32439

9545 State Highway 20 W, Freeport, FL

Not Listed for Sale

Detached

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Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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