$5,900,000

95480 Overseas Hwy Key Largo, FL 33037

Estimated payment $32,900/month

Total Views 5,902
6 Beds
5 Baths
2,672 Sq Ft
$2,208 Price per Sq Ft

Highlights

  • Detached Guest House
  • Property fronts gulf or ocean
  • Sandy Beach
  • Coral Shores High School Rated A
  • Boat Ramp
  • 1-minute walk to Sunset Point Park 2

About This Home

Tucked away along the shimmering waters of Florida Bay, this rare bayfront estate offers a blend of privacy, comfort, and laid-back coastal living. This one-of-a-kind retreat is ideal for gathering with family and friends or simply soaking in the peace and quiet of the bay. A gated drive leads to the Cottage and the Florida Bay House, both thoughtfully nestled among swaying palms and tropical foliage. The Florida Bay House, originally built in 1961 and expanded in the early '70s, offers 3 bedrooms and 3 baths, including a spacious master suite upstairs. The cozy Cottage, dating back to 1956, serves as a charming guest house, Take in year-round sunsets from your jetty that stretches into the bay, perfect for lounging in the sun by day or stargazing at night. Launch kayaks or paddleboards from your private boat ramp and head straight into the calm, clear waters of Florida Bay for a day of boating fun. Whether you're seeking a serene family compound or a unique investment opportunity, this property is a true slice of paradise. Contact us today to schedule a private tour and experience the relaxed magic of Florida Bay living. This home can be purchased with the additonal property at 95490 Overseas Highway for a total price of $7,900,000. MLS 615010

Listing Agent

Alina Davis

Coldwell Banker Schmitt Islamorada License #3216995 Listed on: 05/11/2025

Coldwell Banker Schmitt Islamorada

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,041

Year Built

  • Built in 1961

Lot Details

  • 0.99 Acre Lot
  • Property fronts gulf or ocean
  • Property Fronts a Bay or Harbor
  • Sandy Beach
  • Privacy Fence
  • Property is zoned SR - Sub Urban Residential District

Home Design

  • Concrete Roof
  • Metal Roof

Interior Spaces

  • 2,672 Sq Ft Home
  • Ceiling Fan
  • Fireplace
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Loft
  • Sun or Florida Room
  • Storage
  • Gulf Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 5 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • Electric Gate
  • Guest Parking
  • Open Parking
  • Off-Street Parking
  • RV or Boat Parking

Outdoor Features

  • Rip-Rap
  • Boat Ramp
  • Balcony
  • Exterior Lighting
  • Gazebo
  • Shed

Additional Homes

  • Detached Guest House

Utilities

  • Central Heating and Cooling System
  • Cooling System Mounted To A Wall/Window
  • Separate Meters
  • Propane
  • Public Hookup Available For Sewer
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Sunrise Point Subdivision
  • Rental Restrictions
  • RV Parking in Community

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00088520-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,041

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Control Depth: 4
  • Dockage Seawall: Rip Rap
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 95.00
  • Min Rental Days: 7.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 9041.03
  • Title: Title Ins - Buyer
  • Vehicle Storage: Open Parking, RV Parking Open, Off Street Parking, Guest Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1961
  • Alternate Key Number: 1100374
  • Cooling Heating: Central Air, Ceiling Fans(s), Wall/Window Unit(s)
  • Lot Sq Ft: 43124.00
  • Porch Balcony: Open Porch/Balcony
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Unknown
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 2672.00
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets, Walk-in Closet(s), Storage, Entrance Foyer, Fireplace(s), Split Bedroom
  • Total Bathrooms: 5.00
  • Full Bathrooms: 5
  • Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Concrete, Carpet
  • Specialty Rooms: Loft, Sun/Florida Room
  • Windows/Doors: Sliding Glass Doors, Aluminum Windows
  • Total Bedrooms: 6
  • Sq Ft Remarks: 1925 in main house - 747 in guest cottage

Exterior Features

  • Dockage: Boat Ramp, Other Dockage
  • Waterfront: Bay Front, Open Water, Gulf Front
  • Waterfront: Yes
  • Construction: CBS, Combo Construction
  • Exterior Features: Gazebo, Storage, Shed, Sandy Beach, Privacy Wall/Fence, Lighting, Detached Guest Qtrs
  • Roof: Metal Roof, Concrete Roof
  • Waterview: Bay/Gulf View, Open Water View
  • Pool: No

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Propane, Elect Separate Meter, Buyer to Verify, Municipal Sewer
  • Heating: Central, Electric

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,AE,VE,AE
  • Parcel Number: 00088520-000000
  • Land Size: 1 Less Than 2 Acres
  • Acres: 0.99

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,654 $901,639 -- --
2023 $8,654 $881,500 $0 $0
2022 $8,080 $850,510 $0 $0
2021 $7,857 $752,863 $0 $0
2020 $7,830 $750,860 $0 $0
2019 $7,459 $693,992 $0 $0
2018 $7,242 $653,819 $0 $0
2017 $7,175 $647,182 $0 $0
2016 $7,245 $630,567 $0 $0
2015 $7,364 $628,118 $0 $0
2014 $7,540 $621,195 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/11/2025 05/11/25 For Sale $5,900,000 -- $2,208 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Deed $75,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 Commercial
Closed $300,000 Credit Line Revolving
Closed $100,000 Credit Line Revolving
Closed $300,000 Commercial
Source: Public Records

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Source: Florida Keys Board of REALTORS®

MLS Number: 615009

Florida Keys Board of REALTORS®

APN: 00088520-000000