$440,000
SOLD OCT 30, 2025

956 South St Elgin, IL 60123

6 Beds
3.5 Baths
3,437 Sq Ft
0.4 Acres

Recently Sold

$128 Per Sq Ft

2% Below List Price

14 Days on Market

Highlights

  • Additional Residence on Property
  • Pool House
  • Landscaped Professionally
  • Second Kitchen
  • Open Floorplan
  • Mature Trees

About This Home

As of October 2025

A Rare Blend of Historical Charm and Modern Upgrades in this West Side ALL BRICK Charmer! Be & Live in a Part of Elgin's History Offering 2567 SF with an Additional 2nd Home/Coach House/Pool House Adds Another 870 SF! Property Would be a GREAT Investment Opportunity: Airbnb -or PERFECT for Living in the Main House & Renting the Coach House to Help with the Expenses! Where Else Can You Get 2 Homes for the Price of 1?? Plus HEATED INGROUND POOL & 2.5 Detached Garage on a Large Set Back Lot with 0.4 Acres! Private All Fenced Yard with Shed! Main House has 5 Bedrooms (1st Floor Master) Plus 2.5 Baths & Sun Room! 2 Story Coach House is Perfect for Inlaws or Guests or Even Rent It that Offers a Living/Dining Room, Kitchen/Bar, Full Bathroom & 2nd Floor Bedroom/Bonus Room (A New 2nd Floor Door will be Replaced)! Garden Beds are Available Next to Coach Home! Main Home was Beautifully Fully Renovated in 2010 While Keeping Much of the Charm! 2 Staircases: Front Curved Staircase & Back Staircase Off Kitchen! Home Boasts Hardwood Flooring, Crown Moldings Throughout 1st Floor, Ceiling Fans & Shutters Throughout! Living Room with Bay Windows & the Original Marble Corner Fireplace! Family Room with Franklin Stove! Separate Dining Area with 2 Corner Built-In Cabinets! Updated Kitchen with Plenty of Cabinets, Granite Countertops, Recessed Lighting, Stainless Steel Appliances & Large Island! Powder Room Off Kitchen! 1st Floor Master Bedroom with a Walk-In Closet & Its Own Bath! Bright & Light Sun Room Off Kitchen Leads to Deck, Pool, Coach Home & Yard! 2nd Floor with 4 Additional Bedrooms & Full Bath! Attic with Interior Stairs! Full Basement! Large INGROUND Pool for to Enjoy Your Summer! 2.5 Car Detached Garage with Long Cement Driveway! Updated Electric Including Fully Rewired 200 AMP Service! 54 Newer Vinyl Double Pane Windows Throughout in 2009! RECENT UPDATES: 2021 - New Furnace and New Central Air Units! 2022 - New Roof & Replaced Lead Pipe Lines from the City! 2023 - New & Fully Replaced Chimney, New Water Lines, New Dryer, New Dishwasher! 2024 - New Pool Heater! 2019 - Hot Water Heater! Convenient Location & Less Than 5 Minutes to Rt. 20! SOOOO MANY FEATURES & MORE TO LIST! Don't Miss this Truly UNIQUE Property! Less than 2 Miles to Downtown Elgin with Metra Train Station, Riverboat Casino, Shopping, Arts & River!

Last Agent to Sell the Property

Jackie Reed

Keller Williams Success Realty License #475135154 Listed on: 08/26/2025

Keller Williams Success Realty

Last Buyer's Agent

Jesus Perez

Realty of America, LLC License #475164326

Realty of America, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,907

Year Built

  • Built in 1878 | Remodeled in 2010

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 90 x 194
  • Fenced
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2.5 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Coach House
  • Brick Exterior Construction
  • Stone Foundation
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,437 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Historic or Period Millwork
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Window Screens
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Formal Dining Room
  • Recreation Room
  • Bonus Room
  • Heated Sun or Florida Room
  • Lower Floor Utility Room
  • Storage Room
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic
  • Carbon Monoxide Detectors

Kitchen

  • Second Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 6 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Pool

  • Pool House
  • In Ground Pool

Outdoor Features

  • Deck
  • Shed

Additional Homes

  • Additional Residence on Property

Schools

  • Washington Elementary School
  • Abbott Middle School
  • Larkin High School

Utilities

  • Forced Air Heating and Cooling System
  • Two Heating Systems
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • 2 Story W/Coach House

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,907

Year Built

Built in 1878 | Remodeled in 2010

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories,Coach House
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories,Coach House
  • Year Built: 1878
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2010
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2010

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Unfinished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 6
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), High Ceilings, Historic/Period Mlwk, Open Floorplan, Granite Counters
  • LivingArea: 3437
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: Bedroom 5, Bonus Room, Recreation Room, Kitchen, Heated Sun Room, Utility Room-Lower Level, Storage, Walk In Closet, Other Room, Bedroom 6
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 2567
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 2567
  • Attic: Interior Stair
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter, Stone
  • Lot Features: Landscaped, Mature Trees
  • OtherStructures: Guest House, Pool House, Second Residence, Shed(s)
  • Patio And Porch Features: Deck
  • Pool Features: In Ground
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air, Sep Heating Systems - 2+
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Washington Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Abbott Middle School

Lot Info

  • Lot Size Acres: 0.4
  • Lot Dimensions: 90 X 194
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9907.34
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2021
Closed on
May 25, 2021
Sold by
Gonzalez Gina and Anderson Darin E
Bought by
Kearns Alexander R and Curran Margaret T
Seller's Agent
Paul Kopetsky
CENTURY 21 New Heritage West
Buyer's Agent
Jackie Reed
Keller Williams Success Realty
List Price
$339,900
Sold Price
$350,000
Premium/Discount to List
$10,100
2.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.80%
Original Mortgage
$332,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 23, 2017
Sold by
Gonzalez Gina G and Anderson Darin E
Bought by
Gonzales Gina and Anderson Darin E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,400
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2006
Sold by
Beyer Carl K and Evans Suzanne F
Bought by
Gonzalez Gina G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
6.56%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 6, 1996
Sold by
Beyer Carl K
Bought by
Beyer Carl K and Evans Suzanne F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
7.87%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 First American Title
Interfamily Deed Transfer -- None Available
Warranty Deed $320,000 Chicago Title Insurance Comp
Interfamily Deed Transfer -- Law Title Insurance Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $332,500 New Conventional
Previous Owner $202,400 New Conventional
Previous Owner $272,000 Fannie Mae Freddie Mac
Previous Owner $172,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 Sold $440,000 -2.2% $128 / Sq Ft
09/05/2025 09/05/25 For Sale $450,000 +2.3% $131 / Sq Ft
09/01/2025 09/01/25 Off Market $440,000 -- --
08/26/2025 08/26/25 For Sale $450,000 +28.6% $131 / Sq Ft
05/28/2021 05/28/21 Sold $350,000 +3.0% $136 / Sq Ft View Prior Sale
04/18/2021 04/18/21 Pending -- -- --
04/15/2021 04/15/21 For Sale $339,900 0.0% $132 / Sq Ft
04/09/2021 04/09/21 Pending -- -- --
04/07/2021 04/07/21 For Sale $339,900 -- $132 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,907 $131,798 $26,474 $105,324
2023 $9,468 $119,069 $23,917 $95,152
2022 $8,894 $108,570 $21,808 $86,762
2021 $8,521 $101,505 $20,389 $81,116
2020 $8,291 $96,902 $19,464 $77,438
2019 $8,061 $92,306 $18,541 $73,765
2018 $7,397 $80,817 $17,467 $63,350
2017 $7,241 $76,401 $16,513 $59,888
2016 $6,920 $70,880 $15,320 $55,560
2015 -- $64,968 $14,042 $50,926
2014 -- $64,166 $13,869 $50,297
2013 -- $65,859 $14,235 $51,624
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12456093

Midwest Real Estate Data (MRED)

APN: 06-22-229-034