$410,000
SOLD JUL 28, 2025

95647 Arbor Ln Fernandina Beach, FL 32034

4 Beds
2 Baths
1,835 Sq Ft
0.46 Acres

Recently Sold

$223 Per Sq Ft

18% Below List Price

94 Days on Market

Highlights

  • New Construction
  • Open Floorplan
  • No HOA
  • Yulee Elementary School Rated A-
  • Traditional Architecture
  • Walk-In Closet

About This Home

As of July 2025

BACK ON MARKET AT NO FAULT TO SELLER! Welcome to your dream home in beautiful Fernandina Beach! This stunning brand-new construction offers 4 bedrooms and 2 bathrooms, perfectly positioned just a minutes from the water and with NO HOA or CDD fees! The kitchen is a true centerpiece, featuring granite countertops, sleek white shaker cabinets, a large island with a breakfast bar, beautiful fixtures, and a Stainless Steel appliance package, adding high-end style and functionality. The primary suite is a retreat with a generous walk-in closet and an en-suite bathroom that boasts an oversized, floor-to-ceiling tile walk-in shower and dual vanities. Three additional spacious bedrooms ensure ample room for family and guests. This home is equipped with all-new systems including a new roof, HVAC, electrical, plumbing, well, and septic system, ensuring peace of mind and worry-free living

Last Agent to Sell the Property

ALEXANDRIA CHIASSON

REAL BROKER LLC License #3596089 Listed on: 04/05/2025

Last Buyer's Agent

Carlene McDuffie

PALM III REALTY AND PROPERTY M License #0201790

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,094

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 0.46 Acre Lot

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,835 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tile Flooring
  • Laundry in unit

Kitchen

  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Well
  • Water Softener is Owned
  • Septic Tank

Community Details

  • No Home Owners Association
  • Ellis Landing Subdivision

Listing and Financial Details

  • Assessor Parcel Number 442N28513000510000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,094

Year Built

Built in 2024 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: Yes
  • Stories: 1
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.46
  • Subdivision Name: Ellis Landing
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1835.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: Yes
  • Cooling Central Air: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Water Source Well: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.46
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: NewHome

Interior Features

  • Interior Amenities: Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Tile
  • Living Area: 1835.0
  • Appliances Dishwasher: Yes
  • Appliances:Water Softener-Owned: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Connected
  • Laundry Features: In Unit
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 20037.6
  • Parcel #: 442N28513000510000

Tax Info

  • Tax Annual Amount: 1093.96
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 5, 2025
Closed on
Jul 25, 2025
Sold by
Jaxsat Group Llc
Bought by
White David Kevin and White Hye-Chong Chae
Seller's Agent
ALEXANDRIA CHIASSON
REAL BROKER LLC
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$499,900
Sold Price
$410,000
Premium/Discount to List
-$89,900
-17.98%
Views
77

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
139.49%

Purchase Details

Closed on
Nov 3, 2000
Sold by
Brannan Theron W
Bought by
Hutchinson Michael L and Beard Elizabeth A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $410,000 None Listed On Document
Warranty Deed $16,500 Associated Land Title Group
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $410,000 -2.0% $223 / Sq Ft
07/08/2025 07/08/25 Pending -- -- --
06/09/2025 06/09/25 Price Changed $418,500 -6.7% $228 / Sq Ft
05/23/2025 05/23/25 Price Changed $448,500 -7.5% $244 / Sq Ft
05/12/2025 05/12/25 Price Changed $485,000 -3.0% $264 / Sq Ft
04/05/2025 04/05/25 For Sale $499,900 -- $272 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $670 $70,000 $70,000 --
2023 $670 $45,000 $45,000 $0
2022 $594 $45,000 $45,000 $0
2021 $560 $40,000 $40,000 $0
2020 $479 $30,000 $30,000 $0
2019 $563 $37,500 $37,500 $0
2018 $501 $31,250 $0 $0
2017 $441 $31,250 $0 $0
2016 $384 $25,000 $0 $0
2015 $393 $25,000 $0 $0
2014 $395 $25,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2080077

realMLS (Northeast Florida Multiple Listing Service)

APN: 44-2N-28-5130-0051-0000