NOT LISTED FOR SALE

958 Whispering Ridge Ln Bel Air, MD 21015

Estimated Value: $504,000 - $633,000

4 Beds
4 Baths
3,072 Sq Ft
$180/Sq Ft Est. Value

Last Sold August 16, 2021

Last sale price $435,000 $142 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $3,374/month

Highlights

  • Colonial Architecture
  • Deck
  • Porch
  • Homestead-Wakefield Elementary School Rated A-
  • 1 Fireplace
  • 2 Car Attached Garage

About This Home

As of August 2021

This beautiful end of group villa home sits tucked away at the end of the cul-de-sac on hole one of the Maryland Golf and County Club. Pristine curb appeal awaits you with meticulous landscaping leading to a charming front porch where you can sit and relax anytime of the day or evening. Enter into the spacious foyer where the moment you step in, you'll know this is your home. A guest bath off of the foyer is tucked away for privacy. The entrance from the oversized two car garage leads into the foyer as well. The main floor boasts a grand living room with vaulted ceilings and a view of the protected woods behind the home. Any beginner or novice chef will delight in the well appointed kitchen with an abundance of storage and counter space. The main floor primary ensuite is spectacular. His and her closets and a gorgeous roman style bathroom with laundry chute, his and her double vanity, and a luxurious shower complete this retreat. Upstairs you will be in awe of the two cavernous secondary bedrooms that share a beautiful hall bathroom which was recently remodeled. The basement bonus space includes a large family room, half bathroom, and another room perfect for a theater room, home gym, or home office. In addition, you will find an enormous storage room with additional storage under the stairs and a large laundry room with additional storage there as well. If you want a move in ready home surrounded by nature, this is the one. You could not ask for more privacy and serenity. The sellers have put much love into this home for seventeen years and are ready to pass the keys to somebody else who will enjoy the home as much as they have. Schedule your private tour today. You won't be disappointed.

Last Agent to Sell the Property

Laura Snyder

(410) 375-5779 laurasnyderhomes@gmail.com American Premier Realty, LLC License #615729 Listed on: 06/01/2021

American Premier Realty, LLC

Co-Listed By

Beth Haywood

(410) 790-2061 beth.haywood.realtor@gmail.com EXP Realty, LLC License #0672711

Last Buyer's Agent

Karen Harms

(410) 458-8201 karen@thekgmgroup.com Cummings & Co. Realtors

Cummings & Co. Realtors

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,138

Year Built

  • Built in 1989

Lot Details

  • 4,965 Sq Ft Lot

HOA Fees

  • $110 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Villa
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Double Pane Windows
  • Entrance Foyer
  • Family Room
  • Living Room

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Outdoor Features

  • Deck
  • Porch

Schools

  • Homestead/Wakefield Elementary School
  • Patterson Mill Middle School
  • Patterson Mill High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Community Details

  • $32 Other Monthly Fees
  • Village Of Scots Fancy Subdivision

Listing and Financial Details

  • Tax Lot 51
  • Assessor Parcel Number 1303252507

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,138

Year Built

Built in 1989

Lot Details

0

HOA Fees

$110 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Colonial, Villa
  • Ownership: Fee Simple
  • Exclusions: Garage cabinets and sheds (4)
  • Inclusions: Electric fireplace in basement
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Remarks Public: This beautiful end of group villa home sits tucked away at the end of the cul-de-sac on hole one of the Maryland Golf and County Club. Pristine curb appeal awaits you with meticulous landscaping leading to a charming front porch where you can sit and relax anytime of the day or evening. Enter into the spacious foyer where the moment you step in, you'll know this is your home. A guest bath off of the foyer is tucked away for privacy. The entrance from the oversized two car garage leads into the foyer as well. The main floor boasts a grand living room with vaulted ceilings and a view of the protected woods behind the home. Any beginner or novice chef will delight in the well appointed kitchen with an abundance of storage and counter space. The main floor primary ensuite is spectacular. His and her closets and a gorgeous roman style bathroom with laundry chute, his and her double vanity, and a luxurious shower complete this retreat. Upstairs you will be in awe of the two cavernous secondary bedrooms that share a beautiful hall bathroom which was recently remodeled. The basement bonus space includes a large family room, half bathroom, and another room perfect for a theater room, home gym, or home office. In addition, you will find an enormous storage room with additional storage under the stairs and a large laundry room with additional storage there as well. If you want a move in ready home surrounded by nature, this is the one. You could not ask for more privacy and serenity. The sellers have put much love into this home for seventeen years and are ready to pass the keys to somebody else who will enjoy the home as much as they have. Schedule your private tour today. You won't be disappointed.
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Stove, Washer, Water Heater
  • Window Features: Double Pane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Laundry
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Walkout Level
  • Total Sq Ft: 3628
  • Living Area Sq Ft: 3072
  • Price Per Sq Ft: 202.46
  • Above Grade Finished Sq Ft: 2272
  • Below Grade Finished Sq Ft: 800
  • Below Grade Sq Ft: 556
  • Total Below Grade Sq Ft: 1356
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 958

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 330.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 384.48
  • Other Fees Frequency: Annually

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • Elementary School: HOMESTEAD/WAKEFIELD
  • Middle School: PATTERSON MILL
  • High School: PATTERSON MILL
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139964110
  • School District Source: 3rd Party
  • Elementary School: HOMESTEAD/WAKEFIELD
  • High School: PATTERSON MILL
  • Middle Or Junior School: PATTERSON MILL

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 263100.00
  • Land Assessed Value: 95500.00
  • Land Use Code: 110
  • Lot Size Acres: 0.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4965.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Year Assessed: 2021
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5499408
  • Tax Annual Amount: 4138.00
  • Assessor Parcel Number: 1303252507
  • Tax Lot: 51
  • Tax Total Finished Sq Ft: 3072
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 08/16/2021

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2021
Closed on
Aug 10, 2021
Sold by
Cover Wondell R and Cover Stacey M
Bought by
Gingsbarg Nancy R and Schechter Scott M
Seller's Agent
Laura Snyder
American Premier Realty, LLC
Buyer's Agent
Karen Harms
Cummings & Co. Realtors
List Price
$460,000
Sold Price
$435,000
Premium/Discount to List
-$25,000
-5.43%
Current Estimated Value
$552,124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$117,124
Avg. Annual Appreciation
5.84%
Original Mortgage
$427,121
Outstanding Balance
$387,209
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$164,915

Purchase Details

Closed on
Aug 6, 2004
Sold by
Dennis Barnes R
Bought by
Cover Wendell R and Cover Stacey M

Purchase Details

Closed on
Jul 30, 2004
Sold by
Dennis Barnes R
Bought by
Cover Wendell R and Cover Stacey M

Purchase Details

Closed on
Jul 10, 1990
Sold by
Hm Liberatore Investments
Bought by
Barnes R Dennis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
10.06%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gingsbarg Nancy R $425,000 Fidelity National Ttl Ins Co
Cover Wendell R $360,000 --
Cover Wendell R $360,000 --
Barnes R Dennis $187,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gingsbarg Nancy R $427,121
Previous Owner Barnes R Dennis $110,000
Closed Cover Wendell R --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/16/2021 08/16/21 Sold $435,000 0.0% $142 / Sq Ft
06/30/2021 06/30/21 Pending -- -- --
06/30/2021 06/30/21 Off Market $435,000 -- --
06/22/2021 06/22/21 For Sale $460,000 0.0% $150 / Sq Ft
06/01/2021 06/01/21 Pending -- -- --
06/01/2021 06/01/21 For Sale $460,000 -- $150 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,314 $420,800 $95,500 $325,300
2024 $4,314 $400,067 $0 $0
2023 $4,107 $379,333 $0 $0
2022 $3,908 $358,600 $95,500 $263,100
2021 $0 $358,600 $95,500 $263,100
2020 $4,138 $358,600 $95,500 $263,100
2019 $4,422 $383,200 $80,500 $302,700
2018 $4,394 $380,767 $0 $0
2017 $4,299 $383,200 $0 $0
2016 $384 $375,900 $0 $0
2015 $4,294 $374,733 $0 $0
2014 $4,294 $373,567 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Laura Snyder

    Seller's Agent in 2021

    Laura Snyder

    American Premier Realty, LLC

    (410) 375-5779

    169 in this area

    632 Total Sales

    Laura Snyder
    Section Image
  • Beth Haywood

    Seller Co-Listing Agent in 2021

    Beth Haywood

    EXP Realty, LLC

    (410) 790-2061

    35 in this area

    129 Total Sales

    Beth Haywood
    Section Image
  • Karen Harms

    Buyer's Agent in 2021

    Karen Harms

    Cummings & Co Realtors

    (410) 458-8201

    9 in this area

    189 Total Sales

    Karen Harms
    Section Image
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Map

Source: Bright MLS

MLS Number: MDHR260746

Bright MLS

APN: 03-252507

Maryland Harford County Bel Air 21015

958 Whispering Ridge Ln, Bel Air, MD

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