$540,000
SOLD AUG 1, 2025
5 Beds
3 Baths
1,844 Sq Ft
1930 Built

Recently Sold

$293 Per Sq Ft

14% Below List Price

150 Days on Market

Highlights

  • Wood Flooring
  • Main Floor Bedroom
  • Living Room
  • Davis Primary School Rated A-
  • Walk-In Closet
  • Laundry Room

About This Home

As of August 2025

Welcome home to this beautifully renovated Modern Farmhouse in the heart of Downtown St Charles! This 5-bedroom, 3-bath home offers a seamless blend of classic charm and modern luxury, with every inch thoughtfully redesigned for today's lifestyle. Nestled on a tree-lined street just steps from popular shops, restaurants, and parks, you'll enjoy the best of urban living in a serene setting. Thoughtfully curated lighting fixtures, craftsman millwork, and matte black hardware add the perfect blend of modern farmhouse elegance throughout. This home has been fully updated with a new roof, electrical, plumbing, HVAC system, and energy-efficient windows for complete peace of mind. Enjoy the character of a historic neighborhood paired with the convenience of a fully modern home. Whether you're looking for easy downtown access or a quiet sanctuary to call your own, this home offers the perfect mix.

Last Agent to Sell the Property

Aaron Maggio

Charles Rutenberg Realty of IL License #475208205 Listed on: 02/15/2025

Charles Rutenberg Realty of IL

Last Buyer's Agent

Nicolas John

Compass License #475193935

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,605

Year Built

  • Built in 1930 | Remodeled in 2024

Lot Details

  • Lot Dimensions are 50x121x49.5x120.9

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Asphalt Roof

Interior Spaces

  • 1,844 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,605

Year Built

Built in 1930 | Remodeled in 2024

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1930
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2024
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2024

Interior Features

  • Basement: Partially Finished, Daylight
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Flooring: Hardwood, Carpet
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings
  • LivingArea: 1844
  • Room Type: Bedroom 5, Walk In Closet
  • Estimated Total Finished Sq Ft: 1844
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1844
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Garage, On Site, Detached
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 50X121X49.5X120.9
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 6605
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 15, 2025
Closed on
Jul 31, 2025
Sold by
Clean Edge Construction Inc
Bought by
John Nicolas
Seller's Agent
Aaron Maggio
Charles Rutenberg Realty of IL
Buyer's Agent
Nicolas John
Compass
List Price
$629,000
Sold Price
$540,000
Premium/Discount to List
-$89,000
-14.15%
Views
296
Current Estimated Value
$530,555

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,445
Avg. Annual Appreciation
-4.02%
Original Mortgage
$378,000
Outstanding Balance
$377,675
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$152,880

Purchase Details

Listed on
Sep 16, 2023
Closed on
Dec 21, 2023
Sold by
Eda G Gass Declaration Of Trust
Bought by
Clean Edge Construction Inc
Seller's Agent
Joan Lencioni
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Aaron Maggio
Charles Rutenberg Realty of IL
List Price
$325,000
Sold Price
$277,500
Premium/Discount to List
-$47,500
-14.62%
Views
356

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
52.00%

Purchase Details

Closed on
Nov 4, 2015
Sold by
Gass Martha M and Cletus O Gass Declaration Of T
Bought by
Eda G Gass Declaration Of Trust

Purchase Details

Closed on
May 31, 1996
Sold by
Rose Joseph Rolf and Rose Joseph
Bought by
Mathews Dorothy A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $540,000 Chicago Title
Deed $277,500 Citywide Title
Interfamily Deed Transfer -- None Available
Warranty Deed $128,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $378,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/01/2025 08/01/25 Sold $540,000 -6.7% $293 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
06/24/2025 06/24/25 Price Changed $579,000 -3.0% $314 / Sq Ft
05/12/2025 05/12/25 Price Changed $597,000 -2.0% $324 / Sq Ft
04/17/2025 04/17/25 Price Changed $609,000 -1.6% $330 / Sq Ft
03/20/2025 03/20/25 Price Changed $619,000 -1.6% $336 / Sq Ft
02/15/2025 02/15/25 For Sale $629,000 +126.7% $341 / Sq Ft
12/29/2023 12/29/23 Sold $277,500 -7.5% $201 / Sq Ft View Prior Sale
12/05/2023 12/05/23 Pending -- -- --
09/29/2023 09/29/23 Price Changed $299,900 -7.7% $217 / Sq Ft
09/16/2023 09/16/23 For Sale $325,000 -- $235 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,712 $90,418 $32,398 $58,020
2023 $6,605 $82,524 $28,997 $53,527
2022 $6,369 $78,883 $28,406 $50,477
2021 $6,132 $75,192 $27,077 $48,115
2020 $6,073 $73,790 $26,572 $47,218
2019 $5,970 $72,329 $26,046 $46,283
2018 $5,743 $69,235 $23,429 $45,806
2017 $5,603 $66,868 $22,628 $44,240
2016 $5,894 $64,519 $21,833 $42,686
2015 -- $61,045 $21,598 $39,447
2014 -- $58,008 $21,598 $36,410
2013 -- $58,833 $21,814 $37,019
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12291599

Midwest Real Estate Data (MRED)

APN: 09-34-336-017