$285,000
SOLD MAR 10, 2025

96048 Cottage Ct Unit 1506 Fernandina Beach, FL 32034

2 Beds
2 Baths
1,407 Sq Ft
$387/mo HOA Fee

Recently Sold

$203 Per Sq Ft

8% Below List Price

48 Days on Market

Highlights

  • Gated Community
  • Community Pool
  • Cooling Available
  • Emma Love Hardee Elementary School Rated A-
  • Covered Patio or Porch
  • Home Security System

About This Home

As of March 2025

First-Floor Living Tailored for Your Lifestyle! Welcome to effortless living in this beautifully maintained, 2/2 split floor plan-first-floor condo, located in a sought-after gated community just steps from the entrance. Perfectly designed for retirees or your 2nd home Florida retreat. This home offers the convenience, comfort, security and community you’ve been searching for.
Why You’ll Love This Home:
Step-Free Living: No stairs, no hassle — just easy, single-level comfort. Modern Comforts: Enjoy peace of mind with a 2021 Trane AC unit for reliable climate control, whole house security system and large laundry room. Spacious Split Floor Plan: Privacy meets functionality with separate living and sleeping areas.
Bright and Airy: A charming bay window fills the space with natural light.
Outdoor Retreat: Unwind on your screened-in porch, perfect for morning coffee or evening relaxation. Bonus walk-in storage closet on your screened in porch. Community Highlights:
Exclusive-Style Amenities: Take a dip in the community pool or socialize with neighbors.
Pet-Friendly Atmosphere: You’ll love the welcoming community of fellow dog walkers.
Gated Security: Enjoy the peace of mind that comes with a gated entrance.
Prime Location: Conveniently located just off the entrance, offering quick access to your new home. This condo offers the perfect combination of low-maintenance living and vibrant community engagement. Whether you’re relaxing at home or enjoying walks with your dog around the neighborhood, this home is ready for you to move in and start your next chapter.
Call me today to schedule your private showing and see why this condo is the ideal choice for those seeking comfort and connection!

Last Agent to Sell the Property

Chris Armes

CABANA LANE, INC. License #3532730 Listed on: 12/15/2024

Last Buyer's Agent

Tina Kozak

COLDWELL BANKER THE AMELIA GROUP License #3326652

COLDWELL BANKER THE AMELIA GROUP

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,336

Year Built

  • Built in 2008

HOA Fees

  • $387 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Assigned Parking

Home Design

  • Split Level Home
  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,407 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Storage
  • Home Security System

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Heat Pump System
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • Sprinkler System

Listing and Financial Details

  • Assessor Parcel Number 25-2N-28-027C-1506-0000

Community Details

Overview

  • Association fees include insurance, trash
  • Cottages At Stoney Creek Subdivision
  • Property is near a preserve or public land

Recreation

  • Community Pool

Security

  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,336

Year Built

Built in 2008

Lot Details

0

HOA Fees

$387 per month

Parking

1

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Road Frontage Type: Preservation
  • Subdivision Name: Cottages at Stoney Creek
  • Directions: East on A1A. Take a right on Arrigo Blvd. Right on Stoney Creek Parkway. Through the gate. Take first right on Cottage Ct. Condo on left. 96048 Cottage Ct.
  • Architectural Style: One Story, Split Level
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One, Multi/Split
  • Building Stories: 1
  • Structure Type: Townhouse
  • Year Built: 2008
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Condominium,Townhouse
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Ceiling Fan(s), Split Bedrooms, Storage, Cable TV, Window Treatments
  • Living Area: 1407.0
  • Window Features: Vinyl, Blinds
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Pool Features: Community
  • Disclosures: Deed Restriction
  • Construction Type: Frame
  • Exterior Features: Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Covered, Patio, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Assigned, One Car Garage, Garage Door Opener

Utilities

  • Security: Security System, Gated Community
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated, Pool
  • Association #2 Fee: 387.0
  • Association #2 Fee Frequency: Monthly
  • Association: No
  • Common Interest: Condominium

Fee Information

  • Association Fee Includes: Insurance, Trash

Lot Info

  • Parcel #: 25-2N-28-027C-1506-0000
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 15, 2024
Closed on
Mar 10, 2025
Sold by
Viruet Elizabeth 1
Bought by
Mckinnon Sally
Seller's Agent
Chris Armes
CABANA LANE, INC.
Buyer's Agent
Tina Kozak
COLDWELL BANKER THE AMELIA GROUP
List Price
$309,900
Sold Price
$285,000
Premium/Discount to List
-$24,900
-8.03%
Views
39
Current Estimated Value
$281,429

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,571
Avg. Annual Appreciation
-0.13%
Original Mortgage
$170,972
Outstanding Balance
$170,112
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$114,655

Purchase Details

Listed on
Mar 31, 2014
Closed on
May 21, 2014
Sold by
Grago Linda K
Bought by
Viruet Elizabeth
Seller's Agent
Karen Werling
BERKSHIRE HATHAWAY HomeServices HWREI
Buyer's Agent
Kamie Fournier
ERA FERNANDINA BEACH REALTY
List Price
$134,500
Sold Price
$126,000
Premium/Discount to List
-$8,500
-6.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$119,700
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 8, 2010
Sold by
Stoney Creek Llc
Bought by
Grago Linda K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 None Listed On Document
Warranty Deed $285,000 None Listed On Document
Warranty Deed $126,000 Attorney
Special Warranty Deed $112,900 Equity Land Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $170,972 New Conventional
Closed $170,972 New Conventional
Previous Owner $119,700 New Conventional
Previous Owner $80,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/10/2025 03/10/25 Sold $285,000 -5.0% $203 / Sq Ft
02/01/2025 02/01/25 Pending -- -- --
12/31/2024 12/31/24 Price Changed $299,999 -3.2% $213 / Sq Ft
12/15/2024 12/15/24 For Sale $309,900 +146.0% $220 / Sq Ft
05/23/2014 05/23/14 Sold $126,000 -6.3% $90 / Sq Ft View Prior Sale
04/23/2014 04/23/14 Pending -- -- --
03/31/2014 03/31/14 For Sale $134,500 -- $96 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,336 $127,311 -- --
2023 $1,336 $123,603 $0 $0
2022 $1,191 $120,003 $0 $0
2021 $1,193 $147,000 $0 $0
2020 $1,185 $141,000 $0 $0
2019 $1,160 $112,316 $0 $0
2018 $1,142 $110,222 $0 $0
2017 $1,042 $107,955 $0 $0
2016 $1,025 $105,735 $0 $0
2015 $1,044 $105,000 $0 $0
2014 $1,560 $97,680 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Chris Armes

    Seller's Agent in 2025

    Chris Armes

    CABANA LANE, INC.

    (301) 525-8716

    18 in this area

    23 Total Sales

    Chris Armes
    Section Image

  • T

    Buyer's Agent in 2025

    Tina Kozak

    COLDWELL BANKER THE AMELIA GROUP

    (904) 753-0725

    71 in this area

    80 Total Sales

    Tina Kozak
    Section Image
  • PAIGE FOERY

    Buyer Co-Listing Agent in 2025

    PAIGE FOERY

    COLDWELL BANKER THE AMELIA GROUP

    (904) 510-5228

    59 in this area

    71 Total Sales

    PAIGE FOERY
    Section Image
  • Karen Werling

    Seller's Agent in 2014

    Karen Werling

    BERKSHIRE HATHAWAY HomeServices HWREI

    (904) 556-9549

    227 in this area

    294 Total Sales

    Karen Werling
    Section Image
  • Kamie Fournier

    Buyer's Agent in 2014

    Kamie Fournier

    ERA FERNANDINA BEACH REALTY

    (904) 624-3604

    93 in this area

    133 Total Sales

    Kamie Fournier
    Section Image
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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 110497

APN: 25-2N-28-027C-1506-0000

Florida Nassau County Fernandina Beach 32034

96048 Cottage Ct Unit 1506, Fernandina Beach, FL

This home is located at 96048 Cottage Ct Unit 1506, Fernandina Beach, FL 32034 and is currently priced at $285,000, approximately $202 per square foot. This property was built in 2008. 96048 Cottage Ct Unit 1506 is a home located in Nassau County with nearby schools including Southside Elementary School, Emma Love Hardee Elementary School, and Fernandina Beach Middle School.

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