$385,000

96054 Ridgewood Cir Fernandina Beach, FL 32034

Estimated payment $2,418/month

Total Views 9,719
3 Beds
2.5 Baths
1,851 Sq Ft
$208 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Corner Lot
  • Walk-In Closet
  • Yulee Elementary School Rated A-
  • Covered Patio or Porch
  • Community Playground

About This Home

Welcome to this move-in ready gem, nestled on a desirable corner lot and just a short drive to the BEACH! Recent upgrades—including a 2022 ROOF and BRAND NEW AC—bring peace of mind for years to come, while the FRESH INTERIOR PAINT and striking flooring set the tone for modern living. Inside, the open floor plan is enhanced by upgraded light fixtures and ceiling fans, offering an airy and inviting atmosphere. The kitchen shines with granite countertops, newer stainless steel appliances, abundance of Espresso cabinetry, and generous counter space, blending style and functionality effortlessly. Both bathrooms mirror the kitchen's upscale granite finishes for a cohesive design throughout. You'll love the large size of each bedroom, including the massive master suite with a walk-in closet and a nook area, ideal spot for a make-up vanity or reading nook! French doors open to a spacious, fenced backyard complete with an extended covered patio and cozy fire pit—perfect for outdoor gatherings and relaxing under the stars. This corner-lot property also offers walking access to the community playground, making it ideal for families. Schedule your private viewing today, before this move-in ready home is SOLD tomorrow!

Listing Agent

Angela Garcia

WATSON REALTY CORP License #3300449 Listed on: 09/14/2025

WATSON REALTY CORP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,138

Year Built

  • Built in 2007

Lot Details

  • 6,098 Sq Ft Lot
  • Back Yard Fenced
  • Corner Lot

HOA Fees

  • $48 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,851 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Covered Patio or Porch
  • Fire Pit

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 012N27127000890000

Community Details

Overview

  • Lofton Point Subdivision

Recreation

  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,138

Year Built

Built in 2007

Lot Details

0

HOA Fees

$48 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2007
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.14
  • Subdivision Name: Lofton Point
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • General Property Information Living Area2: 1851.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 208.0
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Fencing Back Yard: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.14
  • Utilities Electricity Available: Yes
  • General Property Information Carport YN: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Pantry, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1851.0
  • Appliances Dishwasher: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Exterior: Fire Pit
  • Fencing: Back Yard
  • Roof: Shingle
  • Lot Features: Corner Lot
  • Pool Private: No
  • Construction Type: Frame
  • Patio And Porch Features: Covered, Patio
  • Construction Materials:Frame: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Corner Lot: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 570.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Park, Playground
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 570.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Playground: Yes
  • Association Amenities:Park: Yes

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 6098.4
  • Parcel #: 012N27127000890000

Tax Info

  • Tax Annual Amount: 4138.42
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,195 $315,701 -- --
2024 $4,450 $306,804 $65,000 $241,804
2023 $4,450 $315,878 $65,000 $250,878
2022 $3,534 $254,303 $65,000 $189,303
2021 $3,177 $199,063 $40,000 $159,063
2020 $1,948 $159,862 $0 $0
2019 $1,914 $156,268 $0 $0
2018 $1,892 $153,354 $0 $0
2017 $1,727 $150,200 $0 $0
2016 $1,706 $147,111 $0 $0
2015 $1,735 $146,088 $0 $0
2014 $1,486 $129,757 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 Price Changed $385,000 -1.0% $208 / Sq Ft
09/14/2025 09/14/25 For Sale $389,000 +52.5% $210 / Sq Ft
12/17/2023 12/17/23 Off Market $255,000 -- --
12/17/2023 12/17/23 Off Market $362,000 -- --
03/23/2023 03/23/23 Sold $362,000 -1.9% $196 / Sq Ft View Prior Sale
02/23/2023 02/23/23 Pending -- -- --
02/05/2023 02/05/23 For Sale $369,000 +44.7% $199 / Sq Ft
07/30/2020 07/30/20 Sold $255,000 0.0% $138 / Sq Ft View Prior Sale
06/22/2020 06/22/20 Pending -- -- --
06/18/2020 06/18/20 For Sale $255,000 +45.8% $138 / Sq Ft
10/14/2014 10/14/14 Sold $174,900 -2.8% $94 / Sq Ft View Prior Sale
09/14/2014 09/14/14 Pending -- -- --
07/02/2014 07/02/14 For Sale $179,900 -- $97 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $362,000 Pro Tech Title & Trust
Warranty Deed $255,000 Attorney
Warranty Deed $255,000 Wood & Smith Pa
Warranty Deed $174,900 Attorney
Corporate Deed $197,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $362,000 VA
Previous Owner $257,575 New Conventional
Previous Owner $174,900 VA
Previous Owner $157,600 Purchase Money Mortgage
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2108728

realMLS (Northeast Florida Multiple Listing Service)

APN: 01-2N-27-1270-0089-0000