$205,000
SOLD FEB 5, 2018

96097 Ridgewood Cir Fernandina Beach, FL 32034

3 Beds
2 Baths
1,612 Sq Ft
$40/mo HOA Fee

Recently Sold

$127 Per Sq Ft

8% Below List Price

81 Days on Market

Highlights

  • Views of Preserve
  • Traditional Architecture
  • Walk-In Closet
  • Yulee Elementary School Rated A-
  • Screened Porch
  • Breakfast Bar

About This Home

As of January 2020

Great Home located in Prime area of
Yulee/Fernandina. Close to all Shopping,
yet located in a small, peaceful neighborhood with very low Home Owners
Fees. No CDD. Nice design that allows
privacy with a Wood Burning Fireplace
and screen porch that opens to a nice
water pond with a treed boundary. Great
for Main Home or Second Home. Open living room and Kitchen, Breakfast Bar.
Yulee Schools Owner very motivated, also
Nassau Lock Box

Last Agent to Sell the Property

Gay Browne

FLORIDA HOMES REALTY & MTG LLC License #0447614 Listed on: 10/18/2017

FLORIDA HOMES REALTY & MTG LLC

Last Buyer's Agent

NON MLS

NON MLS

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,964

Year Built

  • Built in 2003

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,612 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Entrance Foyer
  • Screened Porch
  • Views of Preserve
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Schools

  • Yulee Elementary And Middle School
  • Yulee High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 012N27127000540000

Community Details

Overview

  • Lofton Point Subdivision

Recreation

  • Community Playground

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,964

Year Built

Built in 2003

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 2003
  • Property Sub Type: Townhouse
  • Road Surface Type: Asphalt
  • Subdivision Name: Lofton Point
  • Architectural Style: Traditional
  • General Property Information Living Area2: 1612.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Flooring Vinyl: Yes
  • Flooring Laminate: Yes
  • View Protected Preserve: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile, Vinyl
  • Living Area: 1612.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Lot Features: Irregular Lot
  • Pool Features: None
  • View: Protected Preserve
  • Construction Type: Frame, Stucco, Vinyl Siding
  • Patio And Porch Features: Porch, Screened
  • Construction Materials:Frame: Yes
  • Lot Features:Irregular Lot: Yes
  • Waterfront Features:Pond2: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Stucco: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 475.0
  • Association Fee Frequency: Annually
  • Amenities: Playground
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 475.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Playground: Yes

Schools

  • Elementary School: Yulee
  • High School: Yulee
  • Middle Or Junior School: Yulee

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 012N27127000540000
  • Zoning Description: PUD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 22, 2025
Sold by
Keith Osborne William and Smith Nadine
Bought by
Osborne William Keith and Osborne Nadine Smith
Current Estimated Value
$404,462

Purchase Details

Listed on
Sep 14, 2019
Closed on
Jan 21, 2020
Sold by
Coyle Michael J and Coyle Rebecca S
Bought by
Osborne William Keith and Osborne Nadine Smith
Seller's Agent
MaryAnn Chase
PALM III REALTY AND PROPERTY M
Buyer's Agent
NON MLS
NON MLS
List Price
$254,000
Sold Price
$225,000
Premium/Discount to List
-$29,000
-11.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.26%

Purchase Details

Listed on
Oct 18, 2017
Closed on
Feb 12, 2018
Sold by
Bokowy Christopher A and Bokowy Christopher
Bought by
Coyle Michael J and Coyle Rebecca S
Seller's Agent
Gay Browne
FLORIDA HOMES REALTY & MTG LLC
Buyer's Agent
NON MLS
NON MLS
List Price
$224,000
Sold Price
$205,000
Premium/Discount to List
-$19,000
-8.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.86%
Original Mortgage
$164,000
Interest Rate
3.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 30, 2005
Sold by
Garvin Richard S
Bought by
Bokowy Christopher A and Bokowy Christopher

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,100
Interest Rate
5.72%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 11, 2004
Sold by
Zaborek Edward F and Zaborek Patsy M
Bought by
Garvin Richard S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,339
Interest Rate
5.68%
Mortgage Type
VA

Purchase Details

Closed on
Aug 11, 2003
Sold by
Tousa Homes Inc
Bought by
Zaborek Edward F and Zaborek Patsy M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $100 None Listed On Document
Deed $100 None Listed On Document
Warranty Deed $225,000 Attorney
Warranty Deed $205,000 Attorney
Warranty Deed $214,000 First American Title Ins Co
Warranty Deed $174,500 First American Title Ins Co
Corporate Deed $159,000 Sheffield & Boatright Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $164,000 Purchase Money Mortgage
Previous Owner $32,100 Credit Line Revolving
Previous Owner $171,200 New Conventional
Previous Owner $178,339 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/17/2023 12/17/23 Off Market $225,000 -- --
12/17/2023 12/17/23 Off Market $205,000 -- --
01/21/2020 01/21/20 Sold $225,000 -11.4% $140 / Sq Ft
01/04/2020 01/04/20 Pending -- -- --
09/14/2019 09/14/19 For Sale $254,000 +23.9% $158 / Sq Ft
02/05/2018 02/05/18 Sold $205,000 -8.5% $127 / Sq Ft
01/07/2018 01/07/18 Pending -- -- --
10/18/2017 10/18/17 For Sale $224,000 -- $139 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,964 $164,918 -- --
2023 $1,964 $160,115 $0 $0
2022 $1,769 $155,451 $0 $0
2021 $1,780 $150,923 $0 $0
2020 $2,671 $164,526 $42,000 $122,526
2019 $1,851 $152,376 $36,750 $115,626
2018 $2,378 $142,782 $0 $0
2017 $2,216 $143,393 $0 $0
2016 $2,199 $140,346 $0 $0
2015 $2,179 $135,689 $0 $0
2014 $2,039 $126,169 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 905535

realMLS (Northeast Florida Multiple Listing Service)

APN: 01-2N-27-1270-0054-0000