NOT LISTED FOR SALE

963 Penn Point Rd Oakland, MD 21550

Estimated Value: $708,000 - $1,109,000

3 Beds
2.5 Baths
2,343 Sq Ft
$384/Sq Ft Est. Value

Sale Details

Date Sold: August 15, 2019

Last sale price $427,000 $182 Per Sq Ft

Est. 111% increase in value since last sale

Current estimated payment $5,301 / mo

490 Days on Market

Highlights

  • 70 Feet of Waterfront
  • Guest House
  • Deck
  • 2 Dock Slips
  • Fishing Allowed
  • Wood Burning Stove

About This Home

As of August 2019

AFFORDABLE LAKEFRONT LIVING! The main house has 3 bedrooms, 2.5 baths. Detached 2 car garage has additional guest house above with 2 BR, 1 BA, & a loft. Type A dock, private road, 70+ feet of private waterfront, and spectacular views of Deep Creek Lake! Enjoy your slice of quiet lakefront without breaking the bank... not to mention endless opportunities & potential!

Last Agent to Sell the Property

Nina Beitzel

(301) 387-2000 nbeitzel@railey.com Railey Realty, Inc. Listed on: 03/05/2018

Railey Realty, Inc.

Last Buyer's Agent

Jon Bell

(301) 387-2000 jbell@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,510

Year Built

  • Built in 1980

Lot Details

  • 22,834 Sq Ft Lot
  • 70 Feet of Waterfront
  • Home fronts navigable water
  • Split Lakefront
  • Property is in very good condition
  • Property is zoned LR

Parking

  • 2 Car Detached Garage
  • Front Facing Garage

Home Design

  • Cottage
  • Metal Roof
  • Wood Siding
  • Stone Siding

Interior Spaces

  • 2,343 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Stove
  • Family Room
  • Combination Kitchen and Dining Room
  • Loft
  • Water Views
  • Stacked Washer and Dryer

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Bathroom

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Personal Watercraft
  • Subject To Department Of Natural Resources Permit
  • Swimming Allowed
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Balcony
  • Deck
  • Porch

Additional Homes

  • Guest House

Utilities

  • Cooling Available
  • Vented Exhaust Fan
  • Hot Water Heating System
  • Electric Baseboard Heater
  • Well
  • Bottled Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 1218025159

Community Details

Overview

  • No Home Owners Association
  • Penn Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,510

Year Built

Built in 1980

Lot Details

0.52 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1980
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Exhaust Fan, Stove, Refrigerator, Washer/Dryer Stacked, Water Heater
  • Interior Amenities: Combination Kitchen/Dining, Primary Bath(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Levels Count: 2
  • Room List: Bedroom 2, Family Room, Bedroom 1, Loft
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 2343
  • Living Area Sq Ft: 2343
  • Price Per Sq Ft: 187.37
  • Above Grade Finished Sq Ft: 2343
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Guest House
  • Other Structures List: Guest House
  • Construction Materials: Stone, Wood Siding
  • Dock Type: Floating
  • Pool Private: No
  • Roof: Metal
  • View: Water
  • View: Yes
  • Water Access Features: Boat - Powered, Personal Watercraft (PWC), Swimming Allowed, Fishing Allowed, Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 70

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Cooling: Yes
  • Heating Fuel: Electric
  • Heating Type: Wood Burn Stove, Hot Water, Baseboard - Electric
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Improvement Assessed Value: 189100.00
  • Land Assessed Value: 220200.00
  • Lot Size Acres: 0.52
  • Lot Size Area: 22834
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22834.00
  • Outdoor Living Structures: Balcony, Deck(s), Porch(es)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15659295
  • Tax Annual Amount: 4510.49
  • Assessor Parcel Number: 1218025159
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2017

Multi Family

  • Dock Slip Conveyance: Subject To Dnr Permit
  • Waterfront Features: Split Lakefront, Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 13, 2025
Sold by
Obrian Nancy
Bought by
Obrian Family Trust and Obrian
Current Estimated Value
$900,066

Purchase Details

Listed on
Mar 5, 2018
Closed on
Aug 15, 2019
Sold by
Lapp Reuben
Bought by
Brian Iii Thomas O and Brian Nancy O
Seller's Agent
Nina Beitzel
Railey Realty, Inc.
Buyer's Agent
Jon Bell
Railey Realty, Inc.
List Price
$485,000
Sold Price
$427,000
Premium/Discount to List
-$58,000
-11.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.81%
Original Mortgage
$392,255
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 17, 2017
Sold by
Devan Mark S and Dore Thomas P
Bought by
App Reuben I

Purchase Details

Closed on
Feb 3, 1994
Sold by
Williamson Eugen and Williamson Linda K
Bought by
Uhrin Joanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
6.97%

Purchase Details

Closed on
May 11, 1982
Sold by
Park Harold M and Park Janet L
Bought by
Williamson Eugen and Williamson Linda K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
16.78%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Obrian Family Trust -- None Listed On Document
Brian Iii Thomas O $427,000 Deep Creek Title Group
App Reuben I $377,000 None Available
Uhrin Joanne $195,000 --
Williamson Eugen $47,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Brian Iii Thomas O $392,255
Previous Owner Uhrin Joanne $156,000
Previous Owner Williamson Eugen $40,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/15/2019 08/15/19 Sold $427,000 -2.7% $182 / Sq Ft
07/08/2019 07/08/19 Pending -- -- --
03/19/2019 03/19/19 Price Changed $439,000 -2.2% $187 / Sq Ft
12/12/2018 12/12/18 Price Changed $449,000 -4.3% $192 / Sq Ft
10/10/2018 10/10/18 Price Changed $469,000 -1.3% $200 / Sq Ft
07/10/2018 07/10/18 Price Changed $475,000 -2.1% $203 / Sq Ft
03/05/2018 03/05/18 For Sale $485,000 -- $207 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,353 $555,900 $252,700 $303,200
2024 $5,993 $507,933 $0 $0
2023 $5,432 $459,967 $0 $0
2022 $4,872 $412,000 $220,200 $191,800
2020 $4,851 $410,200 $0 $0
2019 $4,841 $409,300 $220,200 $189,100
2018 $4,570 $409,300 $220,200 $189,100
2017 $4,595 $409,300 $0 $0
2016 -- $413,400 $0 $0
2015 -- $413,400 $0 $0
2014 -- $413,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000232256

Bright MLS

APN: 18-025159

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