$350,000
SOLD JUN 24, 2025

96313 Ridgewood Cir Fernandina Beach, FL 32034

3 Beds
2 Baths
1,479 Sq Ft
2005 Built

Recently Sold

$237 Per Sq Ft

10% Below List Price

215 Days on Market

Highlights

  • Cooling Available
  • Central Heating
  • 1-Story Property
  • Yulee Elementary School Rated A-
  • 2 Car Garage

About This Home

As of June 2025

REDUCED FOR OPEN HOUSE!!
This lovely three-bedroom, two-bath single-story home is a must-see! Featuring a split floor plan with a fireplace, this impeccably maintained residence includes a new roof, new stainless steel appliances, new HVAC system, and a fully fenced backyard. With a two-car garage and security system, it offers both convenience and peace of mind. Located in the desirable Lofton Pointe community, you'll find yourself close to theaters, shopping, and just a short commute to Jacksonville. Nassau County is known for its "A" rated schools, ranking as the second highest school system in Florida. This home won't last long on the market—schedule a viewing today!

Last Agent to Sell the Property

Pamela Crouser

DIAMOND REALTY GROUP OF AMELIA License #3375049 Listed on: 10/10/2024

Last Buyer's Agent

Lisa Stewart

IRON VALLEY REAL ESTATE NORTH FLORIDA License #3352157

IRON VALLEY REAL ESTATE NORTH FLORIDA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,142

Year Built

  • Built in 2005

Lot Details

  • Property is zoned PUD

HOA Fees

  • $48 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 1,479 Sq Ft Home
  • 1-Story Property

Kitchen

  • Stove
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • Lofton Pointe Subdivision

Listing and Financial Details

  • Assessor Parcel Number 01-2N-27-1270-0027-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,142

Year Built

Built in 2005

Lot Details

0

HOA Fees

$48 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size: 0.1611
  • Road Surface Type: Paved
  • Subdivision Name: Lofton Pointe
  • Directions: From I-95 State Rd 200 to Amelia Concourse. Turn right on Amelia Concourse, then turn left at the light for North Hampton. Take the first right and the home is down on your right.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 2005
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Refrigerator, Stove
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1479.0
  • Window Features: Aluminum Frames

Exterior Features

  • Disclosures: Deed Restriction
  • Construction Type: Fiber Cement
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 580.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 01-2N-27-1270-0027-0000
  • Zoning: PUD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2024
Closed on
Jun 13, 2025
Sold by
Webb Deanie P
Bought by
Mattox Arthur Earl and Guy Thiam
Seller's Agent
Pamela Crouser
DIAMOND REALTY GROUP OF AMELIA
Buyer's Agent
Lisa Stewart
IRON VALLEY REAL ESTATE NORTH FLORIDA
List Price
$389,000
Sold Price
$350,000
Premium/Discount to List
-$39,000
-10.03%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.50%
Original Mortgage
$332,500
Outstanding Balance
$332,220
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$25,700

Purchase Details

Listed on
Aug 1, 2019
Closed on
Sep 12, 2019
Sold by
Gray Helen R and Gray Helen A
Bought by
Webb Deanie P
Seller's Agent
FRED DURLACHER
ALL REAL ESTATE OPTIONS INC
Buyer's Agent
Eric Eppley
DIAMOND REALTY GROUP OF AMELIA ISLAND
List Price
$219,900
Sold Price
$210,000
Premium/Discount to List
-$9,900
-4.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.22%
Original Mortgage
$168,000
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 19, 2005
Sold by
Coppenbarger Homes
Bought by
Gray Helen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,035
Interest Rate
5.64%
Mortgage Type
Credit Line Revolving
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Watson Title Services
Warranty Deed $350,000 Watson Title Services
Warranty Deed $210,000 Mti Title Insurance Agcy Inc
Corporate Deed $200,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $332,500 New Conventional
Closed $332,500 New Conventional
Previous Owner $168,000 New Conventional
Previous Owner $151,545 New Conventional
Previous Owner $35,000 Credit Line Revolving
Previous Owner $20,035 Credit Line Revolving
Previous Owner $160,280 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2025 06/24/25 Sold $350,000 -4.1% $237 / Sq Ft
05/13/2025 05/13/25 Pending -- -- --
05/04/2025 05/04/25 Price Changed $364,900 -2.7% $247 / Sq Ft
02/17/2025 02/17/25 Price Changed $374,900 -3.6% $253 / Sq Ft
10/10/2024 10/10/24 For Sale $389,000 +85.2% $263 / Sq Ft
12/17/2023 12/17/23 Off Market $210,000 -- --
12/17/2023 12/17/23 Off Market $1,475 -- --
09/12/2019 09/12/19 Sold $210,000 -4.5% $142 / Sq Ft
09/06/2019 09/06/19 Pending -- -- --
08/01/2019 08/01/19 For Sale $219,900 0.0% $149 / Sq Ft
06/30/2018 06/30/18 Rented $1,475 0.0% --
05/11/2018 05/11/18 Under Contract -- -- --
04/30/2018 04/30/18 For Rent $1,475 -- --
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,142 $181,539 -- --
2023 $2,142 $176,251 $0 $0
2022 $1,997 $171,117 $0 $0
2021 $2,011 $166,133 $0 $0
2020 $1,516 $163,839 $40,000 $123,839
2019 $2,449 $148,894 $35,000 $113,894
2018 $2,324 $139,463 $0 $0
2017 $2,165 $140,060 $0 $0
2016 $2,062 $131,375 $0 $0
2015 $2,041 $126,919 $0 $0
2014 $1,231 $113,629 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 109875

APN: 01-2N-27-1270-0027-0000