NOT LISTED FOR SALE

96328 Ridgewood Cir Fernandina Beach, FL 32034

Estimated Value: $374,201 - $433,000

3 Beds
2 Baths
1,854 Sq Ft
$213/Sq Ft Est. Value

Last Sold March 29, 2021

Last sale price $295,500 $159 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $2,644/month

1 Day on Market

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • Walk-In Closet
  • Yulee Elementary School Rated A-
  • 2 Car Attached Garage
  • Patio

About This Home

As of March 2021

A hidden gem has been found in Fernandina Beach! This gorgeous 3 bed /2 bath home is a must see! Completely updated floors throughout the entire home, kitchen and master bathroom. Enjoy the beautiful granite counter-tops and stainless steel appliances in the kitchen. Relax in the great room by the impeccably redone fireplace. Enjoy serene water views on the newly added covered patio. The huge master bedroom has two large walk-in closest and the totally renovated master bathroom is truly a spectacle! This home will not last long. Your wait is over and this hidden gem, now found can be yours.

Last Agent to Sell the Property

MARC WIGGINS

UNITED REAL ESTATE GALLERY License #3403887 Listed on: 03/06/2021

Last Buyer's Agent

Wanda Branson

UNITED REAL ESTATE GALLERY License #3212993

UNITED REAL ESTATE GALLERY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,788

Year Built

  • Built in 2004

Lot Details

  • 6,621

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,854 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Schools

  • Yulee Elementary And Middle School
  • Yulee High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Patio
  • Wood Fence

Listing and Financial Details

  • Assessor Parcel Number 012N27127000900000

Community Details

Overview

  • Lofton Pointe Association, Phone Number (904) 556-2005
  • Lofton Point Subdivision

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,788

Year Built

Built in 2004

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Lot Size: 6607
  • Road Surface Type: Asphalt
  • Subdivision Name: Lofton Point
  • Architectural Style: Traditional
  • General Property Information Living Area2: 1854.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Security Features Smoke Detector(s): Yes
  • General Property Information Association Phone: 904-556-2005
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1854.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes

Exterior Features

  • Waterfront: No
  • Fencing: Wood
  • Roof: Shingle
  • Pool Features: None
  • View: Water
  • Construction Type: Frame, Stucco, Vinyl Siding
  • Patio And Porch Features: Covered, Patio
  • Construction Materials:Frame: Yes
  • Waterfront Features:Pond2: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 420.0
  • Association Fee Frequency: Annually
  • Amenities: Playground
  • Association #2 Fee Frequency: One Time
  • Association Name: Lofton Pointe
  • Phone: 904-556-2005
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 420.0
  • General Property Information:Association Fee Frequency: Annually
  • General Property Information:Association Name: Lofton Pointe
  • Association Amenities:Playground: Yes
  • General Property Information:Association Fee 2 Frequency: One Time

Schools

  • Elementary School: Yulee
  • High School: Yulee
  • Middle Or Junior School: Yulee

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 012N27127000900000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 21, 2022
Sold by
Enterprises Inc
Bought by
Riet Matthias Morell Revocable Trust
Current Estimated Value
$403,670

Purchase Details

Listed on
Mar 6, 2021
Closed on
Mar 29, 2021
Sold by
Westberry Richard and Westberry Jessica
Bought by
Matmo Enterprises Inc
Seller's Agent
MARC WIGGINS
UNITED REAL ESTATE GALLERY
Buyer's Agent
Wanda Branson
UNITED REAL ESTATE GALLERY
List Price
$285,000
Sold Price
$295,500
Premium/Discount to List
$10,500
3.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.40%

Purchase Details

Listed on
Mar 24, 2017
Closed on
Jun 29, 2017
Sold by
Lipp Kevin P
Bought by
Westberry Richard and Westberry Jessica
Seller's Agent
Audrey Milley
CENTURY 21 MILLER ELITE
Buyer's Agent
Sara Terry
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$190,000
Sold Price
$187,000
Premium/Discount to List
-$3,000
-1.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.98%
Original Mortgage
$183,612
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Listed on
May 17, 2013
Closed on
Nov 6, 2013
Sold by
Hampton Matthew and Hampton Christine
Bought by
Lipp Kevin P
Seller's Agent
ERIC EPPLEY
WATSON REALTY CORP
Buyer's Agent
NON MLS
NON MLS
List Price
$175,000
Sold Price
$174,500
Premium/Discount to List
-$500
-0.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.91%
Original Mortgage
$174,500
Interest Rate
4.33%
Mortgage Type
VA

Purchase Details

Closed on
Apr 24, 2009
Sold by
Wells Fargo Bank Na
Bought by
Hampton Matthew and Hampton Christine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,683
Interest Rate
4.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 10, 2008
Sold by
Rojas Luis and Rosario Dora M
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Mar 14, 2005
Sold by
Tousa Homes Inc
Bought by
Rojas Luis and Rosario Dora M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,800
Interest Rate
7.3%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Riet Matthias Morell Revocable Trust -- None Listed On Document
Matmo Enterprises Inc $295,500 None Available
Westberry Richard $187,000 Attorney
Lipp Kevin P $174,500 Attorney
Hampton Matthew $162,500 Fidelity Natl Title Ins Co
Wells Fargo Bank Na -- None Available
Rojas Luis $184,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Westberry Jessica $221,408
Previous Owner Wesberry Richard $184,800
Previous Owner Westberry Richard $183,612
Previous Owner Lipp Kevin P $174,500
Previous Owner Hampton Matthew $166,683
Previous Owner Rojas Luis $60,000
Previous Owner Rojas Luis $174,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/17/2023 12/17/23 Off Market $295,500 -- --
12/17/2023 12/17/23 Off Market $174,500 -- --
03/29/2021 03/29/21 Sold $295,500 +3.7% $159 / Sq Ft
03/08/2021 03/08/21 Pending -- -- --
03/07/2021 03/07/21 For Sale $285,000 +52.4% $154 / Sq Ft
06/29/2017 06/29/17 Sold $187,000 -1.6% $101 / Sq Ft
05/30/2017 05/30/17 Pending -- -- --
03/24/2017 03/24/17 For Sale $190,000 +8.9% $102 / Sq Ft
11/06/2013 11/06/13 Sold $174,500 -0.3% $94 / Sq Ft
09/25/2013 09/25/13 Pending -- -- --
05/17/2013 05/17/13 For Sale $175,000 -- $94 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,788 $288,221 $65,000 $223,221
2023 $4,788 $297,154 $65,000 $232,154
2022 $3,652 $239,717 $65,000 $174,717
2021 $2,040 $167,449 $0 $0
2020 $2,032 $165,137 $0 $0
2019 $1,998 $161,424 $35,000 $126,424
2018 $2,509 $150,801 $0 $0
2017 $2,338 $151,465 $0 $0
2016 $2,220 $141,687 $0 $0
2015 $2,204 $137,295 $0 $0
2014 $2,058 $127,369 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1098255

realMLS (Northeast Florida Multiple Listing Service)

APN: 01-2N-27-1270-0090-0000