$1,329,000
$126K PRICE DROP

96492 Soap Creek Dr Fernandina Beach, FL 32034

Estimated payment $7,150/month

Total Views 1,167
3 Beds
3 Baths
3,012 Sq Ft
$441 Price per Sq Ft

Highlights

  • Marina
  • Deep Water Access
  • Gated Community
  • Emma Love Hardee Elementary School Rated A-
  • River Front
  • 1.14 Acre Lot

About This Home

Welcome home to Oyster Bay Harbour! Enjoy breathtaking sunrise views over the Amelia River from this stunning 3-bed, 3-bath custom home—a perfect blend of luxury and livability. Thoughtfully designed so every room captures a marsh view, this home offers exceptional craftsmanship and comfort.

The spacious living and dining areas flow onto a huge wrap-around deck, ideal for entertaining or quiet mornings.. The gourmet kitchen features a large island, quartz countertops, timeless white shaker cabinetry, and a butler’s galley with prep sink and pantry. White maple hardwood floors and coffered ceilings are the perfect setting for getting cozy by the gas fireplace.

Take the elevator to the owner’s suite—a true sanctuary. French doors open to a private treetop balcony overlooking the river. The spa-inspired primary bath offers elegant finishes and a soaking tub, while the adjoining nook is perfect for a home office or fitness space. Prefer one-level living? The guest suite on the main floor, with two walk-in closets, water views, and an en suite bath, could easily serve as your primary.

Additional highlights include a whole-home generator, two-car garage with air-conditioned workshop/hobby room, and under-home storage for kayaks and fishing gear. Enjoy two on-demand Rinnai systems, a private outdoor shower, and a fully fenced, landscaped yard.

Situated on one of the best lots in the community, this home offers an exceptional coastal lifestyle. Oyster Bay Yacht Club is the only gated community with a deep-water marina, boat slips, a restaurant, bar, tennis/pickle ball courts, and pools. Membership is optional but the club is a great way to turhn neighbors into friends. Zoned for A-rated Amelia Island schools.

Listing Agent

Sara Terry

BERKSHIRE HATHAWAY HomeServices HWREI License #3381009 Listed on: 10/11/2025

BERKSHIRE HATHAWAY HomeServices HWREI

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2019

Lot Details

  • 1.14 Acre Lot
  • Lot Dimensions are 516x142x419x112
  • Property fronts a marsh
  • River Front
  • Property fronts a private road
  • Fenced
  • Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 3,012 Sq Ft Home
  • Elevator
  • Ceiling Fan
  • Fireplace
  • Blinds
  • French Doors
  • Workshop
  • Storage
  • Home Security System

Kitchen

  • Oven
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Deep Water Access
  • Balcony
  • Deck
  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Central Heating
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 46-3N-28-6205-0028-0000

Community Details

Overview

  • Built by Cam Bradford
  • Oyster Bay Subdivision

Recreation

  • Marina
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2019

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Road Frontage Type: River
  • Lot Size Acres: 1.14
  • Lot Size: 516x142x419x112
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Oyster Bay
  • Directions: Go through the gate and go straight back. At the stop sign, take a left. The home in on your right. No sign in the yard.
  • Garage Yn: Yes
  • Year Built: 2019
  • Property Sub Type Additional: Residential
  • Special Features: None

Interior Features

  • Appliances: Some Gas Appliances, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Stove, Ice Maker
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Elevator, French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms, Storage, Workshop, Window Treatments
  • Living Area: 3012.0
  • Window Features: Vinyl, Blinds

Exterior Features

  • Pool Features: Community
  • Waterfront Features: Deep Water, Marsh
  • Disclosures: Deed Restriction
  • Builder Name: Cam Bradford
  • Construction Type: Fiber Cement
  • Exterior Features: Fence, Sprinkler/Irrigation
  • Patio And Porch Features: Balcony, Rear Porch, Brick, Covered, Deck, Open, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage, Garage Door Opener

Utilities

  • Security: Security System, Gated Community
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated, Marina, Pool
  • Association Fee: 375.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Lot Info

  • Parcel #: 46-3N-28-6205-0028-0000
  • Zoning: PUD

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $1,089,614 -- --
2023 $0 $1,057,878 $200,000 $857,878
2022 $13,459 $894,567 $200,000 $694,567
2021 $9,435 $640,420 $0 $0
2020 $9,422 $590,253 $200,000 $390,253
2019 $3,154 $200,000 $200,000 $0
2018 $2,860 $175,000 $0 $0
2017 $2,527 $200,000 $0 $0
2016 $2,391 $128,563 $0 $0
2015 $2,003 $116,875 $0 $0
2014 $1,679 $106,250 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/20/2025 10/20/25 Price Changed $1,329,000 0.0% $441 / Sq Ft
10/20/2025 10/20/25 For Sale $1,329,000 -8.7% $441 / Sq Ft
10/11/2025 10/11/25 For Sale $1,455,000 +9.4% $483 / Sq Ft
12/17/2023 12/17/23 Off Market $1,329,700 -- --
02/14/2022 02/14/22 Sold $1,329,700 -1.7% $441 / Sq Ft View Prior Sale
01/27/2022 01/27/22 Pending -- -- --
01/10/2022 01/10/22 For Sale $1,352,700 +902.0% $449 / Sq Ft
07/17/2017 07/17/17 Sold $135,000 -3.5% $45 / Sq Ft View Prior Sale
06/17/2017 06/17/17 Pending -- -- --
03/11/2017 03/11/17 For Sale $139,900 -- $46 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,329,700 Lennon Andrea F
Warranty Deed $135,000 Attorney
Corporate Deed $230,000 Olde Towne Title Company
Source: Public Records

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 113869

APN: 46-3N-28-6205-0028-0000