PENDING
$29K PRICE DROP
96513 Soap Creek Dr Fernandina Beach, FL 32034
Estimated payment $5,884/month
Total Views
5,934
3
Beds
3
Baths
2,404
Sq Ft
$383
Price per Sq Ft
Highlights
- Marina
- Lake Front
- RV Access or Parking
- Fernandina Beach Middle School Rated A-
- Deep Water Access
- Gated Community
About This Home
Located in one of Fernandina Beach’s most desirable gated communities, this beautifully maintained single-story 3-bedroom, 3-bath home overlooks a peaceful pond and showcases timeless design, quality craftsmanship, and enduring comfort. From the inviting full-length front porch to the screened rear lanai with a fully equipped summer kitchen, the home offers seamless indoor-outdoor living.
Inside, you'll find 10-foot ceilings, hardwood floors, plantation shutters, and fresh paint throughout, creating a crisp, move-in ready feel. The oversized 3-car detached garage provides exceptional versatility — ideal for car collectors, a workshop, golf cart, or extra storage.
Homeowners enjoy access to a community pool, two tennis courts, and pickleball courts. For those who choose to join the private Oyster Bay Yacht Club, additional privileges include waterfront dining, a marina with boat slips and dry storage, a fitness center, a members-only pool, and an elegant clubhouse.
Enjoy peaceful walks, bike rides, birdwatching, or cruising by golf cart through this scenic, low-traffic neighborhood — just minutes from Amelia Island’s beaches and historic downtown Fernandina.
Schedule your private tour today and experience all that Oyster Bay has to offer.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,134
Year Built
- Built in 2007
Lot Details
- 0.31 Acre Lot
- Lot Dimensions are 134x89x135x140
- Lake Front
- Irregular Lot
- Sprinkler System
- Property is zoned PUD
HOA Fees
- $125 Monthly HOA Fees
Parking
- 3 Car Detached Garage
- Driveway
- RV Access or Parking
Home Design
- Frame Construction
- Metal Roof
Interior Spaces
- 2,404 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Insulated Windows
- Plantation Shutters
- Drapes & Rods
- Blinds
- Storage
- Home Security System
Kitchen
- Oven
- Stove
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 3 Full Bathrooms
Outdoor Features
- Deep Water Access
- Deck
- Screened Patio
- Front Porch
Utilities
- Cooling Available
- Central Heating
- Water Softener is Owned
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 46-3N-28-6205-0080-0000
Community Details
Overview
- Built by Watson Custom Home Builders
- Oyster Bay Subdivision
Recreation
- Marina
- Community Pool
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,134 | $566,019 | -- | -- |
| 2023 | $8,134 | $549,533 | $0 | $0 |
| 2022 | $8,005 | $573,377 | $115,000 | $458,377 |
| 2021 | $6,971 | $443,108 | $95,000 | $348,108 |
| 2020 | $6,488 | $406,494 | $95,000 | $311,494 |
| 2019 | $6,555 | $405,941 | $105,000 | $300,941 |
| 2018 | $6,547 | $400,616 | $0 | $0 |
| 2017 | $5,742 | $379,306 | $0 | $0 |
| 2016 | $4,930 | $360,059 | $0 | $0 |
| 2015 | $5,015 | $357,556 | $0 | $0 |
| 2014 | $3,821 | $280,383 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/16/2025 06/16/25 | Price Changed | $920,000 | -0.5% | $383 / Sq Ft |
| 06/09/2025 06/09/25 | Price Changed | $924,900 | -0.4% | $385 / Sq Ft |
| 06/03/2025 06/03/25 | Price Changed | $929,000 | -0.5% | $386 / Sq Ft |
| 05/31/2025 05/31/25 | Price Changed | $934,000 | -0.1% | $389 / Sq Ft |
| 05/26/2025 05/26/25 | Price Changed | $935,000 | -0.5% | $389 / Sq Ft |
| 05/19/2025 05/19/25 | Price Changed | $939,900 | -0.5% | $391 / Sq Ft |
| 05/12/2025 05/12/25 | Price Changed | $945,000 | -0.4% | $393 / Sq Ft |
| 05/01/2025 05/01/25 | For Sale | $949,000 | +24.0% | $395 / Sq Ft |
| 08/02/2022 08/02/22 | Sold | $765,375 | -8.3% | $318 / Sq Ft |
| 07/03/2022 07/03/22 | Pending | -- | -- | -- |
| 05/26/2022 05/26/22 | For Sale | $834,900 | +65.3% | $347 / Sq Ft |
| 04/25/2019 04/25/19 | Sold | $505,000 | +1.0% | $205 / Sq Ft |
| 03/26/2019 03/26/19 | Pending | -- | -- | -- |
| 01/18/2019 01/18/19 | For Sale | $500,000 | +8.7% | $203 / Sq Ft |
| 02/27/2014 02/27/14 | Sold | $460,000 | -5.9% | $184 / Sq Ft |
| 01/28/2014 01/28/14 | Pending | -- | -- | -- |
| 11/12/2013 11/12/13 | For Sale | $489,000 | -- | $196 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $765,375 | Law Offices Of Jacobs & Associ | |
| Warranty Deed | $505,000 | Attorney | |
| Warranty Deed | $460,000 | Attorney | |
| Corporate Deed | $147,000 | Olde Towne Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | Credit Line Revolving | |
| Previous Owner | $366,500 | New Conventional | |
| Previous Owner | $365,000 | New Conventional | |
| Previous Owner | $349,000 | New Conventional | |
| Previous Owner | $345,000 | New Conventional | |
| Previous Owner | $251,000 | New Conventional | |
| Previous Owner | $230,500 | Unknown | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $230,000 | Unknown | |
| Previous Owner | $432,000 | Construction |
Source: Public Records
Similar Homes in Fernandina Beach, FL
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 112002
APN: 46-3N-28-6205-0080-0000
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