NOT LISTED FOR SALE

96604 Sandpenny Island Fernandina Beach, FL 32034

Estimated Value: $3,184,000 - $4,463,000

6 Beds
5 Baths
7,839 Sq Ft
$492/Sq Ft Est. Value

Last Sold October 12, 2023

Last sale price $3,200,000 $408 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $24,961/month

48 Days on Market

Highlights

  • Water Views
  • Home fronts navigable water
  • RV or Boat Parking
  • Emma Love Hardee Elementary School Rated A-
  • Home fronts a creek
  • RV or Boat Storage in Community

About This Home

As of October 2023

PRIVATE FLORIDA ISLAND! The perfect location for enjoying life. Step out your door for boating, fishing and other water sports. No HOA on this island! With 2+ acres, this immaculate home exudes a casual, southern elegance. Some of the many amenities in this desirable estate home include a 1,500 SF master suite with a wall of windows and a large bath with an Alabaster tub, an oversized shower, a fitness area and more. The 700 SF veranda offers access to the family room, dining room, guest bath and master suite. Additional upgrades include a whole house generator with 500 amp service, Travertine, granite and porcelain tile floors with minimal carpet, and a 4-door garage with room to accommodate up to seven cars. On the water, with covered 5 & 10-ton lifts and a 30'x10' floating dock.

Last Agent to Sell the Property

Jenny Schaffer

SUMMER HOUSE REALTY License #3347104 Listed on: 07/28/2023

Last Buyer's Agent

Jenny Schaffer

SUMMER HOUSE REALTY License #3347104 Listed on: 07/28/2023

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • Home fronts a creek
  • Property fronts a marsh
  • Home fronts navigable water
  • Property fronts an intracoastal waterway
  • River Front
  • Back Yard Fenced
  • Irregular Lot

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Garage Door Opener
  • Additional Parking
  • RV or Boat Parking

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 7,839 Sq Ft Home
  • 2-Story Property
  • Elevator
  • Furnished
  • 1 Fireplace
  • Entrance Foyer
  • Screened Porch
  • Tile Flooring
  • Water Views

Kitchen

  • Gas Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 5 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Laundry

  • Dryer
  • Washer

Home Security

  • Security Gate
  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Outdoor Features

  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 573N28000000010090

Community Details

Overview

  • Oyster Bay Harbors Subdivision

Amenities

  • Clubhouse

Recreation

  • RV or Boat Storage in Community
  • Tennis Courts

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

0

HOA Fees

$100 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1999
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Concrete
  • Subdivision Name: Oyster Bay Harbors
  • Architectural Style: Traditional
  • General Property Information Living Area2: 7839.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 593.19
  • Cooling Central Air: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Furnished: Furnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Water Source Well: Yes
  • Security Features Smoke Detector(s): Yes
  • Fencing Back Yard: Yes
  • Security Features Security Gate: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Waterfront Features Intracoastal: Yes
  • Waterfront Features Marsh: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Elevator, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer
  • Furnished: Furnished
  • Full Bathrooms: 5
  • Total Bedrooms: 6
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile
  • Living Area: 7839.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Elevator: Yes
  • Appliances:Gas Cooktop: Yes

Exterior Features

  • Waterfront: Yes
  • Exterior: Storm Shutters
  • Fencing: Back Yard, Vinyl
  • Roof: Shingle
  • Lot Features: Irregular Lot, Other
  • View: Water
  • Construction Type: Frame, Stucco
  • Other Structures: Guest House, Outdoor Kitchen, Workshop
  • Patio And Porch Features: Covered, Patio, Porch, Screened
  • Construction Materials:Frame: Yes
  • Lot Features:Irregular Lot: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Navigable Water: Yes
  • Waterfront Features:River Front: Yes
  • Waterfront Features:Creek: Yes
  • Exterior Features:Storm Shutters: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 4.0
  • Parking Features: Additional Parking, Attached, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 4.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Additional Parking: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Security Gate, Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 100.0
  • Association Fee Frequency: Monthly
  • Amenities: Clubhouse, RV/Boat Storage, Tennis Court(s)
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 100.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Tennis Courts: Yes
  • Association Amenities:RVBoat Storage: Yes

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 573N28000000010090

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 22, 2021
Sold by
Sinclair Prop Of Amelia Island Llc
Bought by
Sinclair James Stanley
Current Estimated Value
$3,856,957

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,573,750
Outstanding Balance
$2,346,934
Interest Rate
3.09%
Estimated Equity
$1,510,023

Purchase Details

Listed on
Feb 13, 2020
Closed on
May 19, 2020
Sold by
Sage Michael W and Sage Mary Lou
Bought by
Sinclair Properties Of Amelia Island Llc
Seller's Agent
PATRICIA BURCH
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
Jenny Schaffer
SUMMER HOUSE REALTY
List Price
$2,975,000
Sold Price
$2,800,000
Premium/Discount to List
-$175,000
-5.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.91%
Original Mortgage
$2,569,000
Interest Rate
3.3%
Mortgage Type
Balloon

Purchase Details

Closed on
Mar 8, 2007
Sold by
Saul Richard A and Saul Sandra R
Bought by
Sage Michael W and Sage Mary Lou

Purchase Details

Closed on
Sep 3, 2003
Sold by
Belangia William R and Belangia Bonnie
Bought by
Saul Richard A and Saul Sandra R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,632,434
Interest Rate
5.94%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sinclair James Stanley -- Attorney
Sinclair Properties Of Amelia Island Llc $2,800,000 Attorney
Sage Michael W $3,500,000 Attorney
Saul Richard A $2,175,000 Olde Towne Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sinclair James Stanley $2,573,750
Previous Owner Sinclair Properties Of Amelia Island Llc $2,569,000
Previous Owner Saul Richard A $1,632,434
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2023 12/17/23 Off Market $2,800,000 -- --
12/17/2023 12/17/23 Off Market $3,200,000 -- --
10/12/2023 10/12/23 Sold $3,200,000 -31.2% $408 / Sq Ft
09/14/2023 09/14/23 Pending -- -- --
07/28/2023 07/28/23 For Sale $4,650,000 +66.1% $593 / Sq Ft
05/19/2020 05/19/20 Sold $2,800,000 -5.9% $315 / Sq Ft View Prior Sale
02/25/2020 02/25/20 Pending -- -- --
02/13/2020 02/13/20 For Sale $2,975,000 -- $335 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $54,874 $3,574,425 $964,750 $2,609,675
2024 $51,711 $3,410,555 $908,000 $2,502,555
2023 $51,711 $3,311,097 $908,000 $2,403,097
2022 $43,652 $2,901,389 $908,000 $1,993,389
2021 $38,804 $2,466,629 $908,000 $1,558,629
2020 $35,944 $2,292,556 $0 $0
2019 $35,533 $2,241,156 $0 $0
2018 $35,286 $2,199,503 $0 $0
2017 $32,021 $2,154,240 $0 $0
2016 $31,794 $2,110,068 $0 $0
2015 $32,342 $2,095,498 $0 $0
2014 $32,245 $2,078,968 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1239969

realMLS (Northeast Florida Multiple Listing Service)

APN: 57-3N-28-0000-0001-0090