$560,000
SOLD AUG 13, 2025

967 Clear Water Dr Nebo, NC 28761

3 Beds
3 Baths
2,356 Sq Ft
2.83 Acres

Recently Sold

$238 Per Sq Ft

3% Below List Price

358 Days on Market

Highlights

  • Water Views
  • Hilly Lot
  • Ranch Style House
  • Deck
  • Wooded Lot
  • Wood Flooring

About This Home

As of August 2025

Back on Market due to interest rates/buyer's remorse! This custom built home in serene Katy Creek brings comfort, convenience, & easy maintenance with natural pizazz. Gorgeous oak floors, tongue-in-groove walls, a lovely, large eat-in kitchen and living room w/fireplace all conspire to your peace. There’s a ground level basement garage plus a detached two-car garage you can make into anything you choose. Outdoor living is sublime, w/natural landscaping and a gentle yard w/areas for tea or happy gatherings down by gorgeous, rushing Katy Creek. There's a brick-paved picnic area with a firepit and nearby woodshed, and two fenced gardens for your homegrown pleasure. Everything here has been impeccably maintained. Katy Creek is a small gated community in Eastern McDowell County, halfway between the charming towns of Marion & Morganton. STRs not allowed. This area boasts artists of all variety, and the South Mountains, Blue Ridge Parkway, Linville Gorge & Asheville are all within 45 minutes.

Last Agent to Sell the Property

Charlene Blevins

Charlene Blevins Real Estate Brokerage Email: charlene@charleneblevins.com License #221447 Listed on: 06/07/2024

Last Buyer's Agent

Shawn Yambor

Weichert, Realtors - Team Metro License #350928

Weichert, Realtors - Team Metro

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,180

Year Built

  • Built in 2011

Lot Details

  • Front Green Space
  • Back Yard Fenced
  • Corner Lot
  • Paved or Partially Paved Lot
  • Level Lot
  • Hilly Lot
  • Wooded Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 4 Car Garage
  • Basement Garage
  • Workshop in Garage
  • Garage Door Opener
  • Circular Driveway
  • 4 Open Parking Spaces

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • Wood Burning Fireplace
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Living Room with Fireplace
  • Water Views

Kitchen

  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Basement Storage

Outdoor Features

  • Access to stream, creek or river
  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Separate Outdoor Workshop

Schools

  • Glenwood Elementary School
  • West Mcdowell Middle School
  • Mcdowell High School

Farming

  • Machine Shed

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Katy Creek Poa, Phone Number (217) 433-7569
  • Katy Creek Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 1648-00-79-0536

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,180

Year Built

Built in 2011

Lot Details

0

HOA Fees

$42 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 2011
  • Restrictions: Architectural Review,Manufactured Home Not Allowed,Modular Not Allowed,Subdivision,Other - See Remarks
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Restrictions Description: Per covenants and restrictions 1457/136
  • Special Assessment Description: n/a
  • Proposed Special Assessment Desc: n/a
  • Road Surface Type: Brick, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 237.69
  • Property Sub Type Additional: Other
  • Geocode Confidence: Medium
  • Attribution Contact: charlene@charleneblevins.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Entrance Foyer, Split Bedroom, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1550
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 744
  • Sq Ft Unheated Total: 744
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer
  • Above Grade Finished Sq Ft: 1550
  • Has Basement: Basement Garage Door, Exterior Entry, Full, Interior Entry, Partially Finished, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 806
  • Door Features: Insulated Door(s)
  • Fireplace Features: Living Room, Wood Burning
  • Living Area: 2356
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 2
  • Room Count: 9
  • Bedroom Basement: 1

Exterior Features

  • Exterior Features: Fire Pit, Other - See Remarks
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Partial
  • View: Water
  • Waterfront Features: Other - See Remarks
  • Exclusions: Hanging Tiffany Lamp in LR
  • Waterfront Elevation: 1000
  • Construction Type: Brick Partial, Other - See Remarks
  • Other Structures: Tractor Shed, Workshop, Other - See Remarks
  • Patio And Porch Features: Covered, Deck, Patio

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 4
  • Garage Yn: Yes
  • Open Parking Spaces: 4
  • Open Parking: Yes
  • Parking Features: Basement, Circular Driveway, Driveway, Attached Garage, Detached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Parking Space(s)

Utilities

  • Heating: Central, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Kitchen, Laundry Closet, Main Level
  • Cooling: Central Air, Heat Pump
  • Utilities: Electricity Connected, Phone Connected, Satellite Internet Available, Other - See Remarks
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Gated
  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Katy Creek POA
  • Phone: 217-433-7569

Association/Amenities

  • Association Annual Expense: 500.00

Schools

  • Middle Or Junior School: West McDowell
  • HOA Subject To: Required

Lot Info

  • Lot Features: Corner Lot, Creek Front, Flood Fringe Area, Green Area, Hilly, Level, Paved, Sloped, Creek/Stream, Wooded
  • Lot Size Area: 2.837
  • Lot Size Units: Acres
  • Parcel Number: 1648-00-79-0536
  • Plat Book Slide: 7/58
  • Plat Reference Section Pages: Pg 60
  • Development Status: Completed
  • Lot Size: Per plat, variable
  • Zoning Specification: None

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Glenwood
  • High School: McDowell

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 7, 2024
Closed on
Aug 8, 2025
Sold by
Banks Larry K and Banks Janice E
Bought by
Tamm Jessica A and Johnson Freedom
Seller's Agent
Charlene Blevins
Charlene Blevins Real Estate
Buyer's Agent
Shawn Yambor
Weichert, Realtors - Team Metro
List Price
$575,000
Sold Price
$560,000
Premium/Discount to List
-$15,000
-2.61%
Views
149

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
229.65%
Original Mortgage
$360,000
Outstanding Balance
$360,000
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$286,182

Purchase Details

Closed on
Sep 9, 2010
Sold by
Adkins Stephen D
Bought by
Banks Larry K and Banks Janice E

Purchase Details

Closed on
Jan 11, 2008
Sold by
Adkins Stephen D
Bought by
Sarcione Stephen Michael and Bassett Sarcione Francine M
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $560,000 None Listed On Document
Warranty Deed $560,000 None Listed On Document
Warranty Deed $35,000 None Available
Commissioners Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 New Conventional
Closed $360,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 Sold $560,000 -2.6% $238 / Sq Ft
03/01/2025 03/01/25 For Sale $575,000 +2.7% $244 / Sq Ft
12/17/2024 12/17/24 Off Market $560,000 -- --
07/18/2024 07/18/24 Price Changed $575,000 -4.2% $244 / Sq Ft
06/08/2024 06/08/24 For Sale $600,000 -- $255 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,180 $483,260 $75,000 $408,260
2023 $3,180 $483,260 $75,000 $408,260
2022 $2,458 $368,010 $60,000 $308,010
2021 $2,207 $330,440 $50,000 $280,440
2020 $2,240 $330,440 $0 $0
2019 $2,240 $283,210 $0 $0
2017 $1,814 $283,210 $0 $0
2016 $1,814 $265,210 $32,000 $233,210
2014 $1,670 $265,210 $32,000 $233,210
2013 -- $32,000 $32,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4147969

Canopy MLS (Canopy Realtor® Association)

APN: 1648-00-79-0536