$450,000
SOLD JUN 9, 2025

968 N Lancaster Cir South Elgin, IL 60177

3 Beds
4 Baths
1,723 Sq Ft
7,754 Sq Ft Lot

Recently Sold

$261 Per Sq Ft

5% Above List Price

6 Days on Market

Highlights

  • Recreation Room
  • Lower Floor Utility Room
  • Stainless Steel Appliances
  • Anderson Elementary School Rated A
  • Formal Dining Room
  • 3-minute walk to Ralph E. Tredup Park West

About This Home

As of June 2025

Your Dream Home Just Hit the Market! Welcome to this stunning 3-bedroom, 2 full and 2 half bathroom home that's designed to impress! From the moment you step inside, you'll fall in love with the spacious layout, modern finishes, and incredible entertainment spaces. Enjoy a full basement complete with a custom bar, party lighting, and plenty of room to host unforgettable gatherings. Step outside to your private oasis-an expansive paver patio with built-in lighting perfect for relaxing evenings or lively summer BBQs. Located in the highly sought-after ST. CHARLES District 303 Schools, this home checks every box for comfort, style, and top-tier education! This gem won't last long-schedule your showing today and make it yours before it's gone!

Last Agent to Sell the Property

Chris Bishop

eXp Realty - St. Charles License #475142956 Listed on: 04/29/2025

eXp Realty - St. Charles

Last Buyer's Agent

Matt Kombrink

One Source Realty License #471007391

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,764

Year Built

  • Built in 1995

Parking

  • 2 Car Garage

Interior Spaces

  • 1,723 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Screens
  • Family Room
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Lower Floor Utility Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Anderson Elementary School
  • Wredling Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Additional Features

  • Patio
  • 7,754 Sq Ft Lot

Community Details

  • Sugar Ridge Subdivision, Princeton Floorplan

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,764

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Sugar Ridge
  • Year Built: 1995
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Finished, Egress Window, Rec/Family Area, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • LivingArea: 1723
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Water Heater-Gas
  • Room Type: Recreation Room, Utility Room-Lower Level, Other Room
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Square Footage Comments: Doesn't include finished space in basement.
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 430000
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Anderson Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.178
  • Lot Dimensions: 1X1
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 8764
  • Tax Year: 2023
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Jun 3, 2025
Sold by
Powell Raymond S and Powell Maria
Bought by
Melvin Sean Todd
Seller's Agent
Chris Bishop
eXp Realty - St. Charles
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$430,000
Sold Price
$450,000
Premium/Discount to List
$20,000
4.65%
Total Days on Market
6
Views
46

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-49.70%
Original Mortgage
$411,000
Outstanding Balance
$410,628
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
-$4,701

Purchase Details

Closed on
Apr 30, 1999
Sold by
Powell Robert L and Reid Powell Michelle M
Bought by
Powell Raymond S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,240
Interest Rate
6.99%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 1995
Sold by
American National Bk&Tr Co Of Chicago
Bought by
Powell Robert L and Reid Powell Michelle M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,900
Interest Rate
7.75%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 Fidelity National Title
Interfamily Deed Transfer $173,500 --
Joint Tenancy Deed $161,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $411,000 New Conventional
Previous Owner $178,775 New Conventional
Previous Owner $36,000 Commercial
Previous Owner $198,750 Commercial
Previous Owner $170,600 Unknown
Previous Owner $60,000 Credit Line Revolving
Previous Owner $172,000 Unknown
Previous Owner $170,000 Unknown
Previous Owner $172,240 FHA
Previous Owner $144,900 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2025 06/09/25 Sold $450,000 +4.7% $261 / Sq Ft
05/05/2025 05/05/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $430,000 -- $250 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,113 $122,260 $27,930 $94,330
2023 $8,764 $109,425 $24,998 $84,427
2022 $7,560 $93,265 $26,746 $66,519
2021 $7,279 $88,900 $25,494 $63,406
2020 $7,259 $87,243 $25,019 $62,224
2019 $7,163 $85,516 $24,524 $60,992
2018 $6,711 $79,745 $23,592 $56,153
2017 $6,405 $77,018 $22,785 $54,233
2016 $6,736 $74,313 $21,985 $52,328
2015 -- $69,071 $21,748 $47,323
2014 -- $68,160 $21,748 $46,412
2013 -- $68,841 $21,965 $46,876
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12351450

Midwest Real Estate Data (MRED)

APN: 09-03-201-006