$600,000
SOLD SEP 2, 2025
4 Beds
2.5 Baths
2,668 Sq Ft
0.25 Acres

Recently Sold

$225 Per Sq Ft

13 Days on Market

Highlights

  • Finished Room Over Garage
  • Deck
  • Attic
  • Cedar Road Elementary School Rated A
  • Transitional Architecture
  • No HOA

About This Home

As of September 2025

Welcome to 968 Speight Lyons Loop, a beautifully maintained 4-bed, 2.5-bath home in the heart of Chesapeake! With 2,668 sq ft, this two-story gem features a spacious FROG, new flooring, lighting, paint, kitchen countertops, backsplash, and freshly painted cabinets—all updated in 2025. Enjoy peace of mind with a brand-new roof, water heater, refreshed front porch, and updated back deck. The upstairs HVAC is only 2–3 years old. The wrap-around porch with its sea blue ceiling adds classic Southern charm, while the kitchen flows perfectly into the living and dining areas—great for entertaining. Located in a well-established neighborhood with quality schools, this home offers comfort, style, and convenience. Don’t miss out!

Last Agent to Sell the Property

Betsy Thompson

The Agency Listed on: 08/07/2025

The Agency

Last Buyer's Agent

Tana Rose

Howard Hanna Real Estate Services

Howard Hanna Real Estate Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,776

Year Built

  • Built in 2004

Lot Details

  • 0.25 Acre Lot
  • Privacy Fence
  • Back Yard Fenced
  • Property is zoned R10S

Home Design

  • Transitional Architecture
  • Traditional Architecture
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 2,668 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Utility Room
  • Crawl Space
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Breakfast Area or Nook
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Finished Room Over Garage
  • Driveway

Outdoor Features

  • Deck
  • Porch

Schools

  • Cedar Road Elementary School
  • Hugo A. Owens Middle School
  • Grassfield High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Programmable Thermostat
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lochaven Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,776

Year Built

Built in 2004

Lot Details

0

Listing Details

  • HOA YN: No
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Traditional, Transitional
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: -65
  • Master Model: No
  • LP/ Sq Ft: 224.89
  • Neighborhood Name: LOCHAVEN ESTATES
  • Estimated Year Built: 2004
  • Num Beds With Ensuite: 1
  • Address Street Name Website: Speight Lyons
  • Address Street Num Website: 968
  • Address Website: 968 Speight Lyons LOOP
  • Fence: Yes
  • Market Time: 14
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 2
  • Year Built: 2004

Interior Features

  • Interior Amenities: Fireplace Gas-natural, Primary Sink-Double, Pull Down Attic Stairs, Walk-In Closet
  • Fireplaces Number: 1
  • Equipment: Cable Hookup, Ceiling Fan, Security Sys
  • Flooring Type: Carpet, Ceramic, Laminate/LVP
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 2.10
  • First Floor Bedroom/Full Bathrooms: No
  • Other Rooms: Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Room
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
  • Stories Number: 2.0000
  • Estimated Sq Ft: 2668

Exterior Features

  • Exterior Features: Deck
  • Exterior Siding: Vinyl
  • Fence Description: Back Fenced, Privacy, Wood Fence
  • Foundation Type: Crawl
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • Waterfront Description: Not Waterfront

Garage/Parking

  • Parking: Garage Att 2 Car, 4 Space, Driveway Spc

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Gas
  • Water Type: City/County
  • Cooling: Central Air
  • Heating: Nat Gas, Programmable Thermostat

Schools

  • Elementary School: Cedar Road Elementary
  • Middle School: Hugo A. Owens Middle
  • High School: Grassfield

Lot Info

  • Waterfront YN: No
  • Zoning: R10S
  • Estimated Acres: 0.2500

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 4776

MLS Schools

  • Elementary School: Cedar Road Elementary
  • School High School: Grassfield
  • Middle School: Hugo A. Owens Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2025
Closed on
Aug 29, 2025
Sold by
Kearney Tara S and Zamora Tara Sherk
Bought by
Zimmerman Silven P and Zimmerman Alisha M
Seller's Agent
Betsy Thompson
The Agency
Buyer's Agent
Tana Rose
Howard Hanna Real Estate Services
List Price
$600,000
Sold Price
$600,000
Views
413

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.33%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Estimated Equity
$151,575

Purchase Details

Closed on
Jul 11, 2012
Sold by
Rose Paul S
Bought by
Kearney Tara S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,200
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2004
Sold by
Summit Construction Corp
Bought by
Rose Paul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,758
Interest Rate
5.88%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $600,000 First American Title Insurance
Warranty Deed $304,000 --
Deed $307,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,000 New Conventional
Previous Owner $243,200 New Conventional
Previous Owner $245,758 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/02/2025 09/02/25 Sold $600,000 0.0% $225 / Sq Ft
08/21/2025 08/21/25 Pending -- -- --
08/07/2025 08/07/25 For Sale $600,000 -- $225 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,776 $513,500 $160,000 $353,500
2024 $4,776 $472,900 $150,000 $322,900
2023 $4,207 $461,500 $140,000 $321,500
2022 $4,202 $416,000 $130,000 $286,000
2021 $3,762 $358,300 $120,000 $238,300
2020 $3,746 $356,800 $120,000 $236,800
2019 $3,772 $359,200 $120,000 $239,200
2018 $3,772 $359,200 $120,000 $239,200
2017 $3,508 $334,100 $120,000 $214,100
2016 $3,348 $318,900 $115,000 $203,900
2015 $3,179 $302,800 $105,000 $197,800
2014 $3,179 $302,800 $105,000 $197,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10596139

Real Estate Information Network (REIN)

APN: 0476001000420