J
Seller's Agent in 2025
Jen Lane
Coldwell Banker Realty - Westford
(978) 840-4014
1 in this area
50 Total Sales
97 Ash St Gardner, MA 01440
3
Beds
2
Baths
1,426
Sq Ft
5,445
Sq Ft Lot
Highlights
- Golf Course Community
- Property is near public transit and schools
- Enclosed Patio or Porch
- Medical Services
- Tennis Courts
- Tandem Parking
About This Home
As of November 2025Perfect for owner-occupants or investors, this well-maintained two-family home offers flexibility, space, and comfort in a prime location.First floor unit offers 2 spacious bedrooms, 1 full bath, kitchen with washer and dryer in unit, with a three-season porch. Second Floor Unit offers1 bedroom, large eat in kitchen, three season porch, access to walk up attic perfect for access storage. The second-floor unit has been completely repainted and new floors in bedroom and living room.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,172
Year Built
- Built in 1900
Lot Details
- 5,445 Sq Ft Lot
- Gentle Sloping Lot
Home Design
- Duplex
- Brick Foundation
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,426 Sq Ft Home
- Property has 1 Level
- Vinyl Flooring
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 2 Car Parking Spaces
- Tandem Parking
- Driveway
- Open Parking
- Off-Street Parking
Additional Features
- Enclosed Patio or Porch
- Property is near public transit and schools
Listing and Financial Details
- Total Actual Rent $1,600
- Assessor Parcel Number M:M27 B:18 L:6,3535123
Community Details
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Golf Course Community
- Tennis Courts
- Park
Additional Features
- 2 Units
- Net Operating Income $10,200
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 18, 2025
Closed on
Nov 7, 2025
Sold by
Ashby Woods Rt and Hargraves
Bought by
Rocheford Cameron J
Seller's Agent
Jen Lane
Coldwell Banker Realty - Westford
Buyer's Agent
Victoria Jeffrey
Real Estate Exchange
List Price
$309,000
Sold Price
$295,000
Premium/Discount to List
-$14,000
-4.53%
Views
66
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.27%
Original Mortgage
$221,250
Outstanding Balance
$221,250
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$85,205
Purchase Details
Closed on
Dec 12, 2008
Sold by
Karpowicz Mary E Est and Arsenault
Bought by
Ashby Woods Rt and Hargraves
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $295,000 | -- | |
| Deed | $57,200 | -- | |
| Deed | $57,200 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $221,250 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/07/2025 11/07/25 | Sold | $295,000 | -4.5% | $207 / Sq Ft |
| 10/05/2025 10/05/25 | Pending | -- | -- | -- |
| 09/18/2025 09/18/25 | For Sale | $309,000 | -- | $217 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $32 | $220,900 | $65,900 | $155,000 |
| 2024 | $3,301 | $220,200 | $59,900 | $160,300 |
| 2023 | $3,074 | $190,600 | $59,000 | $131,600 |
| 2022 | $3,112 | $167,400 | $44,700 | $122,700 |
| 2021 | $2,950 | $147,200 | $38,900 | $108,300 |
| 2020 | $2,829 | $143,300 | $38,900 | $104,400 |
| 2019 | $2,755 | $136,800 | $38,900 | $97,900 |
| 2018 | $2,376 | $117,200 | $38,900 | $78,300 |
| 2017 | $2,320 | $113,300 | $38,900 | $74,400 |
| 2016 | $2,266 | $110,700 | $38,900 | $71,800 |
| 2015 | $2,212 | $110,700 | $38,900 | $71,800 |
| 2014 | $2,170 | $115,000 | $43,200 | $71,800 |
Source: Public Records
Agents Affiliated with this Home
-
Jen Lane
-
Victoria Jeffrey
Buyer's Agent in 2025
Victoria Jeffrey
Real Estate Exchange
(978) 230-5223
5 in this area
50 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73432820
APN: GARD-000027M-000018-000006
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