$297,000

97 Cedar Bluff Ln Hardy, VA 24101

Estimated payment $1,718/month

Total Views 18,373
2 Beds
2 Baths
1,392 Sq Ft
$213 Price per Sq Ft

Highlights

  • 103 Feet of Waterfront
  • Community Beach Access
  • Lake View
  • Windy Gap Elementary School Rated A-
  • Floating Dock
  • Deck

About This Home

Affordable Lake Living, Built in 2004, Two Bedroom with Office and two full baths, Full unfinished walkout lower level, Appliances, ,Decks and dock being sold as is. Wood floors Living room, Dining and Bedrooms, Tile in Kitchen, Community Beach and picnic Area.

Listing Agent

Glenda McDaniel

LONG & FOSTER - SMITH MTN LAKE License #0225154920 Listed on: 03/07/2026

LONG & FOSTER - SMITH MTN LAKE

Co-Listing Agent

Steven McDaniel

LONG & FOSTER - SMITH MTN LAKE License #0225102154

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,140

Year Built

  • Built in 2004

Lot Details

  • 21,780 Sq Ft Lot
  • 103 Feet of Waterfront
  • Property fronts a private road
  • Property is zoned R1

HOA Fees

  • $20 Monthly HOA Fees

Home Design

  • Ranch Style House

Interior Spaces

  • 1,392 Sq Ft Home
  • Insulated Doors
  • Lake Views
  • Laundry on main level
  • Basement

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Floating Dock
  • Deck
  • Rear Porch

Schools

  • Windy Gap Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 4

Community Details

Overview

  • Mark Lennon Association
  • Lynville On The Lake Subdivision

Recreation

  • Community Beach Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,140

Year Built

Built in 2004

Lot Details

0.5 Acres

HOA Fees

$20 per month

Listing Details

  • Heating System: Heat Pump Gas
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full, Walk-Out Access
  • Major Appliances: Dishwasher, Range Electric, Refrigerator
  • Cooling System: Heat Pump Gas
  • Outside Features: Deck, Paved Driveway
  • Views: Lake
  • AddlCoveredPrkng: Not Applicable
  • BedroomsBREntryLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1392.00
  • ExteriorDoors: Insulated
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: shentel
  • LaundryLaundryEntryLevel: 1
  • LengthOfWaterfront: 103.00
  • Major Area: 04 - Franklin County
  • Phone Email: tmarksml@gmail.com
  • P O A Condo Contact Name: Mark Lennon
  • POACondoDues: 240.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: N/A
  • Residential Type: Detached
  • Style Of House: Other - See Remarks, Ranch
  • Total Above Grd Fin S Q F T: 1392
  • TotalBdrm: 2
  • TotalBths: 2.00
  • TotalFBaths: 2
  • Total Finished Sq Ft: 1392.00
  • TotalUnfin Sq Ft: 1392.00
  • Unfinished Attached S Q F T Entry Below Grd Unfin S Q F T: 1392.00
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: R-
  • WaterDetailsShorelineMgmtPlan: yes
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Rear Porch, Side Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Maint-Free Exterior, Private Road

Lot Info

  • Lot Description: Gentle Sloping, Varied
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.50
  • Lot: 4
  • ZoningCode: R1

Building Info

  • Year Built: 2004

Tax Info

  • Taxes (6 mo): 1139.50

MLS Schools

  • Elementary School: Windy Gap
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,140 $265,000 $46,000 $219,000
2024 $1,140 $265,000 $46,000 $219,000
2023 $1,018 $166,900 $36,500 $130,400
2022 $1,018 $166,900 $36,500 $130,400
2021 $1,018 $166,900 $36,500 $130,400
2020 $1,018 $166,900 $36,500 $130,400
2019 $819 $161,800 $36,500 $125,300
2018 $987 $161,800 $36,500 $125,300
2017 $890 $153,000 $36,500 $116,500
2016 $890 $153,000 $36,500 $116,500
2015 -- $153,000 $36,500 $116,500
2014 -- $153,000 $36,500 $116,500
2013 -- $153,000 $36,500 $116,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/26/2026 03/26/26 For Sale $297,000 -- $213 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Gift Deed -- None Available
Source: Public Records

About the Listing Agent

Glenda McDaniel

LONG & FOSTER - SMITH MTN LAKE

(540) 554-6615

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Smith Mountain Lake Specialist With 38 years in real estate, Glenda McDaniel has built a reputation for trust, expertise, and results. Specializing in lake properties, she helps clients discover more than just a house — she helps them find a lifestyle. Whether it’s a cozy getaway or a forever home by the water, Glenda’s deep knowledge of the market and personal dedication make every step smooth and stress-free. Her mission is simple: connect people with the lake life they’ve been dreaming of.

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    Beautiful 1.46 Acres with Gorgeous Southern and Wide Water Views. Lakefront Lot with 305 Ft of Shoreline. Large Oversized Stationary Dock 85x30. Riprapped Shoreline, Soil Work for a future 4 Bedroom Septic system available. Cable and Electric lines run to the lot. Beautiful Building Site. Includes a Large 12x 16 Storage Shed. Adjoins MLS 920321.

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  • Parcel A Horseshoe Bend Rd, Goodview, VA 24095

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    Beautiful one Acre Lakefront lot with 110 Ft of Riprapped Shoreline. Gorgeous Long Lake Views. Soil Work available for a 4 bedroom Septic . Double Slip Covered Dock Permit Available.

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  • 64 Lakewatch Cir, Hardy, VA 24101

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    Beautiful wooded waterfront lot located in Lakewatch Plantation on Smith Mountain Lake. Public water and sewer available. Approved Dock Construction Permit transferable at settlement. See Document Tab. Located on a quiet culdesac with 109 ft of shoreline. Lakewatch Plantation is a planned Lake Community. Perfect community to walk, run or ride bikes with wide streets. YMCA located within the

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  • Lot 26 Palmetto Bluff Rd, Hardy, VA 24101

    $89,900

    • Land
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    • Lot 26 Palmetto Bluff Rd
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    Beautiful Lake Access Lot within minutes of Roanoke in a highly sought after location of Custom Built Homes by Dalton Custom Home Builders. This lot is located next to Community Lake Access which includes a dock. There is also a gated road that allows access to the common area. There are multiple trails and a community swimming area. Great for outdoor enthusiast with access to Jae Valley Park.

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    Lakefront Investment Property, Great Location. Zoned Commercial includes four Covered Docks w/lifts Building is divided into an upper and lower apartment/office with two meters. Perfect for office or for Partnership, Family or Friends to Purchaser for investment/apartments. Currently on a septic system, but Public Sewer is available for hookup. Great Visibility from Main Route 122 . Electronic

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  • 300 Whisperway Rd, Moneta, VA 24121

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  • Lot 59 Lakepointe Cove Ct, Glade Hill, VA 24092

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    Looking for Lakefront Acreage on Smith Mountain Lake, then this is it. 5.12 Acre Point Lot with Over 600ft of Shoreline at the 800 Contour. Beautifully wooded and located in a Beautiful Waterfront Community of Custom Built Homes. Build your Dream Home on this waterfront property with plenty of lake frontage for your future Boatdock.

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  • Lot 6 Sunny Cove Dr, North Shore, VA 24121

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Source: Roanoke Valley Association of REALTORS®

MLS Number: 925259

Roanoke Valley Association of REALTORS®

APN: 0120126500

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