$297,000

97 Cedar Bluff Ln Hardy, VA 24101

Estimated payment $1,746/month

Total Views 36,742
2 Beds
2 Baths
1,392 Sq Ft
$213 Price per Sq Ft

Highlights

  • 103 Feet of Waterfront
  • Community Beach Access
  • Lake View
  • Windy Gap Elementary School Rated A-
  • Floating Dock
  • Deck

About This Home

Affordable Lake Living, Built in 2004, Two Bedroom with Office and two full baths, Full unfinished walkout lower level, Appliances, ,Decks and dock being sold as is. Wood floors Living room, Dining and Bedrooms, Tile in Kitchen, Community Beach and picnic Area.

Listing Agent

Glenda McDaniel

LONG & FOSTER - SMITH MTN LAKE License #0225154920 Listed on: 03/07/2026

LONG & FOSTER - SMITH MTN LAKE

Co-Listing Agent

Steven McDaniel

LONG & FOSTER - SMITH MTN LAKE License #0225102154

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,140

Year Built

  • Built in 2004

Lot Details

  • 21,780 Sq Ft Lot
  • 103 Feet of Waterfront
  • Property fronts a private road
  • Property is zoned R1

HOA Fees

  • $20 Monthly HOA Fees

Home Design

  • Ranch Style House

Interior Spaces

  • 1,392 Sq Ft Home
  • Insulated Doors
  • Lake Views
  • Laundry on main level
  • Basement

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Floating Dock
  • Deck
  • Rear Porch

Schools

  • Windy Gap Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 4

Community Details

Overview

  • Mark Lennon Association
  • Lynville On The Lake Subdivision

Recreation

  • Community Beach Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,140

Year Built

Built in 2004

Lot Details

0.5 Acres

HOA Fees

$20 per month

Listing Details

  • Heating System: Heat Pump Gas
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full, Walk-Out Access
  • Major Appliances: Dishwasher, Range Electric, Refrigerator
  • Cooling System: Heat Pump Gas
  • Outside Features: Deck, Paved Driveway
  • Views: Lake
  • AddlCoveredPrkng: Not Applicable
  • BedroomsBREntryLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1392.00
  • ExteriorDoors: Insulated
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: shentel
  • LaundryLaundryEntryLevel: 1
  • LengthOfWaterfront: 103.00
  • Major Area: 04 - Franklin County
  • Phone Email: tmarksml@gmail.com
  • P O A Condo Contact Name: Mark Lennon
  • POACondoDues: 240.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: N/A
  • Residential Type: Detached
  • Style Of House: Other - See Remarks, Ranch
  • Total Above Grd Fin S Q F T: 1392
  • TotalBdrm: 2
  • TotalBths: 2.00
  • TotalFBaths: 2
  • Total Finished Sq Ft: 1392.00
  • TotalUnfin Sq Ft: 1392.00
  • Unfinished Attached S Q F T Entry Below Grd Unfin S Q F T: 1392.00
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: R-
  • WaterDetailsShorelineMgmtPlan: yes
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Rear Porch, Side Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Maint-Free Exterior, Private Road

Lot Info

  • Lot Description: Gentle Sloping, Varied
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.50
  • Lot: 4
  • ZoningCode: R1

Building Info

  • Year Built: 2004

Tax Info

  • Taxes (6 mo): 1139.50

MLS Schools

  • Elementary School: Windy Gap
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,140 $265,000 $46,000 $219,000
2024 $1,140 $265,000 $46,000 $219,000
2023 $1,018 $166,900 $36,500 $130,400
2022 $1,018 $166,900 $36,500 $130,400
2021 $1,018 $166,900 $36,500 $130,400
2020 $1,018 $166,900 $36,500 $130,400
2019 $819 $161,800 $36,500 $125,300
2018 $987 $161,800 $36,500 $125,300
2017 $890 $153,000 $36,500 $116,500
2016 $890 $153,000 $36,500 $116,500
2015 -- $153,000 $36,500 $116,500
2014 -- $153,000 $36,500 $116,500
2013 -- $153,000 $36,500 $116,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/26/2026 03/26/26 For Sale $297,000 -- $213 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Gift Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $222,731 New Conventional
Closed $223,128 VA
Closed $3,500 Unknown
Closed $121,300 New Conventional
Previous Owner $75,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Glenda McDaniel

LONG & FOSTER - SMITH MTN LAKE

(540) 554-6615

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Smith Mountain Lake Specialist With 38 years in real estate, Glenda McDaniel has built a reputation for trust, expertise, and results. Specializing in lake properties, she helps clients discover more than just a house — she helps them find a lifestyle. Whether it’s a cozy getaway or a forever home by the water, Glenda’s deep knowledge of the market and personal dedication make every step smooth and stress-free. Her mission is simple: connect people with the lake life they’ve been dreaming of.

Glenda's Other Listings

  • Parcel A Horseshoe Bend Rd, Goodview, VA 24095

    $178,000 Pending

    • Land
    • 1 Acre
    • $178,000 per Acre
    • Parcel A Horseshoe Bend Rd
    • Goodview, VA

    Beautiful one Acre Lakefront lot with 110 Ft of Riprapped Shoreline. Gorgeous Long Lake Views. Soil Work available for a 4 bedroom Septic . Double Slip Covered Dock Permit Available.

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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  • Lot 3 Horseshoe Bend Rd, Goodview, VA 24095

    $295,000

    • Land
    • 0.75 Acre
    • $393,333 per Acre
    • Lot 3 Horseshoe Bend Rd
    • Goodview, VA

    Beautiful Lake Lot with Wide Water Views, Deep Water, Cleared and ready for your dream lake home. Previously certified for a 4 bedroom septic, see documents. Well already on the property. Dock poles and floater sold as is.

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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  • 64 Lakewatch Cir, Hardy, VA 24101

    $192,000

    • Land
    • 0.62 Acre
    • $309,677 per Acre
    • 64 Lakewatch Cir
    • Hardy, VA

    Beautiful, wooded waterfront lot located in Lakewatch Plantation on Smith Mountain Lake. The lot has 109 ft of shoreline with an approved Dock Construction Permit transferable at settlement. See Document Tab. The lot is located at the end of a quiet culdesac providing plenty of privacy. Another added benefit would be public water and sewer available for hook-up which saves in building cost.

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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  • Lot 26 Palmetto Bluff Rd, Hardy, VA 24101

    $89,900

    • Land
    • 1.99 Acres
    • $45,176 per Acre
    • Lot 26 Palmetto Bluff Rd
    • Hardy, VA

    Beautiful Lake Access Lot within minutes of Roanoke in a highly sought after location of Custom Built Homes by Dalton Custom Home Builders. This lot is located next to Community Lake Access which includes a dock. There is also a gated road that allows access to the common area. There are multiple trails and a community swimming area. Great for outdoor enthusiast with access to Jae Valley Park.

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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  • 300 Whisperway Rd, Moneta, VA 24121

    $389,500

    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft
    • 300 Whisperway Rd
    • Moneta, VA

    Nestled on 2.82 Acres with 100 ft of lakefront . Bring your fishing gear and your friends and family to this adorable Lakefront Home. Great Floor plan with Large Open Kitchen, Large Island, Great Room with open dining area. Primary bedroom with full bath, large walk in shower and a Huge walk in closet. Two guest rooms with walk in closets and a full bath. Furnished and ready to enjoy. 2019 New

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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  • 5110 Stewartsville Rd, Moneta, VA 24121

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,134 Sq Ft
    • 5110 Stewartsville Rd
    • Moneta, VA

    Adorable 3 Bedroom 2 Bath Contemporary with full unfinished basement. Very gentle lot, Entry Level Primary Bedroom, New Carpet in all 3 bedrooms. Eat In Kitchen, New Dishwasher, Decks freshly stained. Home Inspected and Septic Pumped. Beautiful Home Being Sold As Is

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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  • Lot 38 * Lakeview Pt *, Union Hall, VA 24176

    $200,000 Pending

    • Land
    • 7.1 Acres
    • $28,169 per Acre
    • Lot 38 * Lakeview Pt *
    • Union Hall, VA

    Listed and sold same day Sales includes Lot 38 sec 1 Lakeview Pt 0460403800 and Lot 58 Sec 3 Lakepointe Cove Court 0460406100 Buyer responsible for septic and water hookup. POA DUES are 800 per lot annually. Waterfront is Estimated.

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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  • 50 Sapphire Ln, Moneta, VA 24121

    $846,500

    • 4 Beds
    • 3 Baths
    • 3,100 Sq Ft
    • 50 Sapphire Ln
    • Moneta, VA

    The Villages at Emerald Bay is a Beautiful gated lakefront community featuring luxury cottage-style lake homes and a low-maintenance lifestyle, This thoughtfully designed home offers 2 bedrooms, 2 full baths, a spacious kitchen with granite countertops, center island, and newer appliances, plus a great room with gas fireplace, laundry room, and den/office on the entry level. The full walk-out

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  • 214 Twin Chimneys Dr, Wirtz, VA 24184

    $1,149,000

    • 3 Beds
    • 2.5 Baths
    • 2,810 Sq Ft
    • 214 Twin Chimneys Dr
    • Wirtz, VA

    Lakefront Contemporary Nestled on a beautiful wooded lot. 130 ft of shoreline. Large Covered Boatdock with Huge Viewing /Party Deck. Upgrades to boat slip (new slip, new roof, new floater) - 2012 HUGE ROOMS, Great room with Cathedral Ceilings with fireplace w/Glass and Screens, Random Oak Flooring, Large Open Kitchen with Large Dining Area, Spacious Primary Ensuite with Private Bath, Whirlpool

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

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Source: Roanoke Valley Association of REALTORS®

MLS Number: 925259

Roanoke Valley Association of REALTORS®

APN: 0120126500

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