$350,000

97 Cherokee Rd Toccoa, GA 30577

Estimated payment $1,956/month

3 Beds
2 Baths
1,200 Sq Ft
$292 Price per Sq Ft

Highlights

  • Lake Front
  • Private Lot
  • Vaulted Ceiling
  • Deck
  • Freestanding Bathtub
  • Partially Wooded Lot

About This Home

Welcome to your North Georgia retreat. This 3-bedroom, 2-bath home sits on .67 peaceful acres directly across from Lake Hartwell and framed by the stunning backdrop of the Blue Ridge Mountains. From the moment you arrive, the setting invites you to slow down and soak in the view. Inside, the 1,200-square-foot layout is thoughtfully designed for both comfort and connection. The open-concept floor plan allows the spacious kitchen to flow seamlessly into the living room, creating the perfect space for entertaining or simply enjoying time together. The primary suite and full bath are conveniently located on the main level, offering ease and functionality. After a full day of lake life or hiking nearby trails, unwind in the freestanding acrylic soaking tub - your own private spa experience at home. One of the true highlights of this property is the porch, where you can begin your mornings with coffee overlooking Lake Hartwell and the Blue Ridge Mountains, and end your evenings watching the sky change colors over the water. Just across Hwy 123, you'll find easy shoreline access for fishing, swimming, or relaxing by the lake, and the Stephens County Recreation Area - only half a mile away - offers a free public boat launch for effortless days on the water. Adventure is always within reach. Explore nearby waterfalls like Toccoa Falls, Riley Moore Falls, and Brasstown Falls, hike the breathtaking trails at Tallulah Gorge State Park or Panther Creek Falls, visit Traveler's Rest Historic Site just minutes away, and enjoy local vineyards and breweries throughout the region. Conveniently located just 2 hours from Atlanta, 71 miles from Greenville, and 29 miles from Clemson, this home delivers the perfect balance of peaceful escape and easy access. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property which was previously operated as a short-term rental offers the flexibility to sleep up to 10 guests, making it as functional as it is beautiful. If mountain views, lake breezes, and a lifestyle centered around nature and relaxation are calling your name, this is your opportunity to answer.

Listing Agent

Grace Farrow

Chris McCall Realty License #452604 Listed on: 03/02/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,900

Year Built

  • Built in 2019

Lot Details

  • 0.67 Acre Lot
  • Lake Front
  • Private Lot
  • Sloped Lot
  • Partially Wooded Lot
  • Garden

Property Views

  • Lake
  • Mountain
  • Seasonal

Home Design

  • Traditional Architecture
  • Bungalow
  • Cabin
  • Pillar, Post or Pier Foundation
  • Composition Roof
  • Press Board Siding

Interior Spaces

  • 1,200 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Combination Dining and Living Room
  • Breakfast Room
  • Crawl Space
  • Fire and Smoke Detector
  • Laundry closet

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Freestanding Bathtub
  • Soaking Tub
  • Bathtub Includes Tile Surround

Parking

  • Garage
  • Parking Pad
  • Parking Storage or Cabinetry

Outdoor Features

  • Deck
  • Patio
  • Shed
  • Porch

Schools

  • Big A Elementary School
  • Stephens Middle School
  • Stephens High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

Overview

  • No Home Owners Association
  • Cherokee Springs Development Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,900

Year Built

Built in 2019

Lot Details

0.67 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 2019
  • ArchitecturalStyle: Bungalow/Cottage, Traditional
  • Levels: Two
  • Lot Size Acres: .67
  • Other Sturctures: Shed(s)
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin
  • Total Finished Area2: 1200
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator
  • Bedrooms: 3
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Crawl Space
  • Total Finished Sq Ft: 1200
  • Above Grade Finished Sq Ft: 1200
  • Interior Amenities: Beamed Ceilings, Double Vanity, High Ceilings, Master On Main Level, Soaking Tub, Tile Bath, Vaulted Ceiling(s), Walk-In Closet(s)
  • Feature Name: Lake Hartwell
  • Full Bathrooms: 2
  • Flooring: Tile, Vinyl
  • Kitchen Features: Breakfast Room
  • Window Features: Double Pane Windows

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Press Board
  • ExteriorFeatures: Fire Pit, Garden
  • Foundation Details: Pillar/Post/Pier
  • Lot Features: Private, Sloped
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake, Mountain(s), Seasonal View
  • Waterfront Features: Lake

Garage/Parking

  • Parking Features: Parking Pad, Storage

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric
  • Laundry Features: Common Area, Laundry Closet
  • Security Features: Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Big A
  • High School: Stephens
  • Middle School: Stephens

Tax Info

  • Year: 24
  • Tax Annual Amount: 1900.43

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,834 $103,245 $3,206 $100,039
2024 $2,047 $67,224 $3,206 $64,018
2023 $1,859 $62,456 $3,206 $59,250
2022 $1,715 $57,615 $3,206 $54,409
2021 $573 $53,228 $3,206 $50,022
2020 $465 $14,738 $1,830 $12,908
2019 $38 $1,202 $1,202 $0
2018 $38 $1,202 $1,202 $0
2017 $39 $1,202 $1,202 $0
2016 $38 $1,202 $1,202 $0
2015 $40 $1,202 $1,202 $0
2014 $41 $1,202 $1,202 $0
2013 -- $1,503 $1,503 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/02/2026 03/02/26 For Sale $350,000 -- $292 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 --
Warranty Deed $260,000 --
Warranty Deed $215,000 --
Warranty Deed $4,700 --
Warranty Deed -- --
Deed $1,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $145,000 New Conventional
Previous Owner $255,290 FHA
Previous Owner $169,850 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10701059

Georgia MLS

APN: 049D-103

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