Seller's Agent in 2021
Jessica Bragg
Keller Williams Lake Hartwell
(706) 716-9687
115 Total Sales
97 Cherokee St Toccoa, GA 30577
Estimated Value: $342,000 - $375,000
2
Beds
2
Baths
1,466
Sq Ft
$243/Sq Ft
Est. Value
Highlights
- Ocean View
- Community Lake
- Solid Surface Countertops
- Lake Front
- Country Style Home
- Home Office
About This Home
As of October 2021WOW! That's all I can say! I absolutely LOVE this place! Where else can you purchase an almost brand new home with Lake views and access like this at this price??? If you have wanted to live the lake life without the expense, here's your chance! You have lake view from almost every room in the house from the front porch, kitchen sink, living room, stair case and upstairs bedroom! This home was built in 2019 and completed in 2020. It is on two lots (.67/acre) with a concrete driveway, storage building, beautiful front porch with lake view, perfect for relaxing early morning with a cup of coffee or late afternoon with a glass of wine, an open living space combined with the kitchen area, 2 bedrooms (1BR downstairs & 1BR upstairs), an office space (upstairs) that could easily be converted into a third bedroom and two bathrooms. The downstairs bathroom features double vanities, a tiled walk in shower and a soaking tub! The boat ramp is within walking distance and has some of the most beautiful scenery in this area or on the lake. It's also a great place to have a picnic or take a stroll. This is a must see. Schedule your viewing today.
Last Agent to Sell the Property
Keller Williams Lake Hartwell License #385516 Listed on: 08/09/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,241
Year Built
- Built in 2019
Lot Details
- 0.67 Acre Lot
- Lake Front
- Sloped Lot
Property Views
- Ocean
- River
- Lake
Home Design
- Country Style Home
- Bungalow
- Cabin
- Metal Roof
- Press Board Siding
Interior Spaces
- 1,466 Sq Ft Home
- 2-Story Property
- Beamed Ceilings
- Ceiling Fan
- Combination Dining and Living Room
- Home Office
- Library
- Laminate Flooring
- Crawl Space
- Pull Down Stairs to Attic
- Storm Windows
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
- Solid Surface Countertops
Bedrooms and Bathrooms
- Double Vanity
- Soaking Tub
- Bathtub Includes Tile Surround
Laundry
- Laundry closet
- Dryer
- Washer
Parking
- 3 Parking Spaces
- Side or Rear Entrance to Parking
Eco-Friendly Details
- Energy-Efficient Insulation
Outdoor Features
- Access To Lake
- Outbuilding
- Porch
Schools
- Toccoa Elementary School
- Stephens County Middle School
- Stephens County High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Electric Water Heater
- Septic Tank
- Satellite Dish
- Cable TV Available
Community Details
- Community Lake
Listing and Financial Details
- Tax Lot PT17+
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 30, 2022
Sold by
Jones Merrissa Autumn
Bought by
Dowd Kim
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Outstanding Balance
$141,363
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$217,332
Purchase Details
Listed on
Aug 9, 2021
Closed on
Oct 15, 2021
Sold by
Montgomery Howard B
Bought by
Jones Merrissa Autumn
Seller's Agent
Jessica Bragg
Keller Williams Lake Hartwell
Buyer's Agent
Michelle Allen
Keller Williams Lanier Partners
List Price
$265,000
Sold Price
$260,000
Premium/Discount to List
-$5,000
-1.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.81%
Original Mortgage
$255,290
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 10, 2020
Sold by
Foster Gary E
Bought by
Montgomery Howard B and Montgomery Elizabeth D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,850
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 8, 2019
Sold by
Ayers Artie Ann
Bought by
Foster Gary E
Purchase Details
Closed on
Jun 27, 2018
Sold by
Ayers Leroy
Bought by
Ayers Artie Ann
Purchase Details
Closed on
Feb 1, 1990
Bought by
Ayers Leroy
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dowd Kim | $290,000 | -- | |
| Jones Merrissa Autumn | $260,000 | -- | |
| Montgomery Howard B | $215,000 | -- | |
| Foster Gary E | $4,700 | -- | |
| Ayers Artie Ann | -- | -- | |
| Ayers Leroy | $1,800 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Dowd Kim | $145,000 | |
| Previous Owner | Jones Merrissa Autumn | $255,290 | |
| Previous Owner | Montgomery Howard B | $169,850 | |
| Previous Owner | Foster Gary Eugene | $120,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/15/2021 10/15/21 | Sold | $260,000 | -1.9% | $177 / Sq Ft |
| 08/25/2021 08/25/21 | Pending | -- | -- | -- |
| 08/09/2021 08/09/21 | For Sale | $265,000 | -- | $181 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,047 | $67,224 | $3,206 | $64,018 |
| 2023 | $1,859 | $62,456 | $3,206 | $59,250 |
| 2022 | $1,715 | $57,615 | $3,206 | $54,409 |
| 2021 | $573 | $53,228 | $3,206 | $50,022 |
| 2020 | $465 | $14,738 | $1,830 | $12,908 |
| 2019 | $38 | $1,202 | $1,202 | $0 |
| 2018 | $38 | $1,202 | $1,202 | $0 |
| 2017 | $39 | $1,202 | $1,202 | $0 |
| 2016 | $38 | $1,202 | $1,202 | $0 |
| 2015 | $40 | $1,202 | $1,202 | $0 |
| 2014 | $41 | $1,202 | $1,202 | $0 |
| 2013 | -- | $1,503 | $1,503 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2021
Michelle Allen
Keller Williams Lanier Partners
(706) 491-6779
81 Total Sales
Map
Source: Georgia MLS
MLS Number: 9030408
APN: 049D-103
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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