NOT LISTED FOR SALE

97 Cherokee St Toccoa, GA 30577

Estimated Value: $351,000 - $371,000

2 Beds
2 Baths
1,466 Sq Ft
$245/Sq Ft Est. Value

Last Sold October 15, 2021

Last sale price $260,000 $177 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $2,160/month

16 Days on Market

Highlights

  • Ocean View
  • Community Lake
  • Home Office
  • Lake Front
  • Solid Surface Countertops
  • Beamed Ceilings

About This Home

As of October 2021

WOW! That's all I can say! I absolutely LOVE this place! Where else can you purchase an almost brand new home with Lake views and access like this at this price??? If you have wanted to live the lake life without the expense, here's your chance! You have lake view from almost every room in the house from the front porch, kitchen sink, living room, stair case and upstairs bedroom! This home was built in 2019 and completed in 2020. It is on two lots (.67/acre) with a concrete driveway, storage building, beautiful front porch with lake view, perfect for relaxing early morning with a cup of coffee or late afternoon with a glass of wine, an open living space combined with the kitchen area, 2 bedrooms (1BR downstairs & 1BR upstairs), an office space (upstairs) that could easily be converted into a third bedroom and two bathrooms. The downstairs bathroom features double vanities, a tiled walk in shower and a soaking tub! The boat ramp is within walking distance and has some of the most beautiful scenery in this area or on the lake. It's also a great place to have a picnic or take a stroll. This is a must see. Schedule your viewing today.

Last Listed By

Jessica Bragg

Keller Williams Lake Hartwell License #385516 Listed on: 08/09/2021

Keller Williams Lake Hartwell

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,241

Year Built

  • Built in 2019

Lot Details

  • 0.67 Acre Lot
  • Lake Front
  • Sloped Lot

Property Views

  • Ocean
  • River
  • Lake

Home Design

  • Cabin
  • Metal Roof
  • Press Board Siding

Interior Spaces

  • 1,466 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • Ceiling Fan
  • Combination Dining and Living Room
  • Home Office
  • Library
  • Laminate Flooring
  • Crawl Space
  • Pull Down Stairs to Attic
  • Storm Windows

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • Double Vanity
  • Soaking Tub
  • Bathtub Includes Tile Surround

Laundry

  • Laundry closet
  • Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • Side or Rear Entrance to Parking

Eco-Friendly Details

  • Energy-Efficient Insulation

Outdoor Features

  • Access To Lake
  • Outbuilding
  • Porch

Schools

  • Toccoa Elementary School
  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Satellite Dish
  • Cable TV Available

Community Details

  • Community Lake

Listing and Financial Details

  • Tax Lot PT17+

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,241

Year Built

Built in 2019

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2019
  • Financing Type: FHA
  • GreenEnergyEfficient: Insulation
  • Levels: Two
  • Lot Size Acres: .67
  • Other Sturctures: Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin
  • Total Finished Area2: 1466
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Electric Water Heater, Dryer, Washer, Dishwasher, Microwave, Oven/Range (Combo), Refrigerator
  • Bedrooms: 2
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Crawl Space
  • Total Finished Sq Ft: 1466
  • Above Grade Finished Sq Ft: 1466
  • Interior Amenities: Double Vanity, Beamed Ceilings, Soaking Tub, Pulldown Attic Stairs, Tile Bath
  • Feature Name: Lake Hartwell Views!
  • Full Bathrooms: 2
  • Flooring: Laminate
  • Kitchen Features: Breakfast Bar, Kitchen Island, Solid Surface Counters
  • Other Equipment: Satellite Dish
  • Window Features: Storm Window(s)
  • Price Per Square Foot: 180.763

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Press Board
  • Lot Features: Sloped
  • Patio And Porch Features: Porch
  • Property Condition: Resale
  • Roof: Metal
  • View: Lake, Ocean, River
  • Waterfront Features: Lake Access

Garage/Parking

  • Parking Features: Side/Rear Entrance
  • ParkingTotal: 3

Utilities

  • Cooling: Electric, Ceiling Fan(s), Central Air, Heat Pump
  • Heating: Electric, Central, Heat Pump
  • Laundry Features: Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Lake

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Toccoa
  • High School: Stephens County
  • Middle School: Stephens County
  • Elementary School: Toccoa
  • Middle School: Stephens County
  • High School: Stephens County

Lot Info

  • Lot: PT17+
  • Deed Book: 1227
  • Deed Page: 21
  • Plat Book: 20
  • Plat Page: 65

Tax Info

  • Year: 2020
  • Tax Annual Amount: 1240.59

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 30, 2022
Sold by
Jones Merrissa Autumn
Bought by
Dowd Kim
Total Days on Market
16
Current Estimated Value
$358,695

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Outstanding Balance
$141,363
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$217,332

Purchase Details

Listed on
Aug 9, 2021
Closed on
Oct 15, 2021
Sold by
Montgomery Howard B
Bought by
Jones Merrissa Autumn
Seller's Agent
Jessica Bragg
Keller Williams Lake Hartwell
Buyer's Agent
Michelle Allen
Keller Williams Lanier Partners
List Price
$265,000
Sold Price
$260,000
Premium/Discount to List
-$5,000
-1.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.40%
Original Mortgage
$255,290
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 10, 2020
Sold by
Foster Gary E
Bought by
Montgomery Howard B and Montgomery Elizabeth D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,850
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 8, 2019
Sold by
Ayers Artie Ann
Bought by
Foster Gary E

Purchase Details

Closed on
Jun 27, 2018
Sold by
Ayers Leroy
Bought by
Ayers Artie Ann

Purchase Details

Closed on
Feb 1, 1990
Bought by
Ayers Leroy

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dowd Kim $290,000 --
Jones Merrissa Autumn $260,000 --
Montgomery Howard B $215,000 --
Foster Gary E $4,700 --
Ayers Artie Ann -- --
Ayers Leroy $1,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dowd Kim $145,000
Previous Owner Jones Merrissa Autumn $255,290
Previous Owner Montgomery Howard B $169,850
Previous Owner Foster Gary Eugene $120,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/15/2021 10/15/21 Sold $260,000 -1.9% $177 / Sq Ft
08/25/2021 08/25/21 Pending -- -- --
08/09/2021 08/09/21 For Sale $265,000 -- $181 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,047 $67,224 $3,206 $64,018
2023 $1,859 $62,456 $3,206 $59,250
2022 $1,715 $57,615 $3,206 $54,409
2021 $573 $53,228 $3,206 $50,022
2020 $465 $14,738 $1,830 $12,908
2019 $38 $1,202 $1,202 $0
2018 $38 $1,202 $1,202 $0
2017 $39 $1,202 $1,202 $0
2016 $38 $1,202 $1,202 $0
2015 $40 $1,202 $1,202 $0
2014 $41 $1,202 $1,202 $0
2013 -- $1,503 $1,503 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 9030408

Georgia MLS

APN: 049D-103