$1,150,000
SOLD APR 24, 2026

97 Currell Cove Ln White Stone, VA 22578

3 Beds
2 Baths
1,568 Sq Ft
0.8 Acres Lot

Sale Details

Date Sold: April 24, 2026

$733 Per Sq Ft

15% Below List Price

77 Days on Market

Highlights

  • Pier or Dock
  • Pool
  • Wood Flooring
  • Private Water Access
  • River View
  • Main Floor Bedroom

About This Home

As of April 2026

Set on the protected waters of Carter's Creek, this one level waterfront home is thoughtfully designed around exceptional outdoor living and effortless access to the water. A standout feature is the expansive screened porch, perfectly positioned to capture wide creek views and flowing directly onto the pool patio, creating an ideal space for entertaining, relaxing, and enjoying the outdoors across multiple seasons. The waterside setting is equally compelling. A deep-water pier with over 5' MLW and a new 12,000-lb boat lift, kayak lift and kayak floats provide easy access to boating, kayaking, and paddle-boarding, with Carter's Creek prized for its calm, protected waters and easy access to to the Rappahannock River, Chesapeake Bay and beyond. Days are naturally spent poolside or on the water, with evenings enjoyed around the fire-pit overlooking the creek. Professionally landscaped grounds offer year-round beauty and privacy, while the fenced yard provides flexibility for pets, play, or gatherings. Peaceful and private, yet conveniently located, the home sits within the highly sought after White Stone–Irvington–Kilmarnock corridor, offering quick access to marinas, dining, shopping, golf, boutique inns, and cultural events, delivering the best of the Northern Neck lifestyle both on and off the water.

Last Agent to Sell the Property

Bo Bragg

Bragg & Company Brokerage Phone: 8044352299 License #0225188659 Listed on: 01/06/2026

Co-Listed By

Barbara Bragg

Bragg & Company Brokerage Phone: 8044352299 License #0225042203

Last Buyer's Agent

Kelly & Alice with Cobblestone

Cobblestone Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,038

Year Built

  • Built in 1972

Lot Details

  • 34,848 Sq Ft Lot
  • River Front
  • Fenced
  • Zoning described as R1

Parking

  • 2 Car Attached Garage

Home Design

  • Cottage
  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 1,568 Sq Ft Home
  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • Gas Log Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • River Views
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Pool

Outdoor Features

  • Private Water Access

Utilities

  • Central Air
  • Heat Pump System
  • Artesian Water
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 34 30A

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,038

Year Built

Built in 1972

Lot Details

0.8 Acres

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.8
  • Water Body Name: Rappahannock River
  • Co List Office Mls Id: 141
  • Co List Office Phone: 804-435-2299
  • Subdivision Name: None
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 1972
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Range, Refrigerator, Wall Oven
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: 1st Floor Bedroom, Fireplace
  • Living Area: 1568
  • Main Level Bedrooms: 3
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Main
  • Dining Room Features: Eat-in Kitchen, Living Room Combo
  • Living Room Living Room Level: Main
  • Room Family Room Level: Main
  • Room Bedroom3 Area: 130
  • Room Bedroom2 Area: 121
  • Room Living Room Area: 100
  • Room Bedroom3 Level: Main
  • Room Kitchen Area: 170
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 192
  • Room Family Room Area: 221

Exterior Features

  • Fencing: Fenced
  • Lot Features: .5-.9 acre
  • Pool Features: Outdoor Pool
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Brick, Sheetrock Walls
  • Patio And Porch Features: Screened Porch
  • Roof: Age 0-9 yrs, Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Attached, Two Car
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Central Air, Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 34848
  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 4038
  • Tax Book Number: LR 2017 0001533
  • Tax Map Number: 34 30A

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2026
Closed on
Apr 15, 2026
Sold by
Williams Squire
Bought by
Safe Harbor Holdings Llc
Seller's Agent
Bo Bragg
Bragg & Company
Buyer's Agent
Kelly & Alice with Cobblestone
Cobblestone Realty
List Price
$1,350,000
Sold Price
$1,150,000
Premium/Discount to List
-$200,000
-14.81%
Views
145

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
550.31%
Original Mortgage
$1,035,000
Outstanding Balance
$1,035,000
Interest Rate
6%
Mortgage Type
Credit Line Revolving
Estimated Equity
$181,442

Purchase Details

Listed on
May 18, 2025
Closed on
Jul 19, 2025
Sold by
Crowder Michael E
Bought by
Williams Squire Meredith
Seller's Agent
Non-MLS Non-MLS
Non-MLS Office
Buyer's Agent
Kelly & Alice with Cobblestone
Bragg & Company
Sold Price
$1,500,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-29.83%

Purchase Details

Closed on
Jul 28, 2017
Sold by
Gordon Matthew and Gordon Kaarin
Bought by
Crowder Michael E and Crowder Cynthia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,200
Interest Rate
3.96%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 17, 2011
Closed on
Nov 24, 2014
Sold by
Lewis Trustee Violet M
Bought by
Gordon Matthew
Seller's Agent
David Dew
IsaBell K. Horsley Real Estate
List Price
$345,000
Sold Price
$345,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.63%
Original Mortgage
$276,000
Interest Rate
4.13%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $1,150,000 Lawyers Title
Deed $1,500,000 Lawyers Title
Deed $1,500,000 Lawyers Title
Warranty Deed $449,000 Lawyers Title/Mid Peninsula
Special Warranty Deed $345,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,035,000 Credit Line Revolving
Previous Owner $359,200 New Conventional
Previous Owner $276,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/24/2026 04/24/26 Sold $1,150,000 -2.1% $733 / Sq Ft
03/19/2026 03/19/26 Price Changed $1,175,000 -7.8% $749 / Sq Ft
03/05/2026 03/05/26 Price Changed $1,275,000 -5.6% $813 / Sq Ft
01/06/2026 01/06/26 For Sale $1,350,000 -10.0% $861 / Sq Ft
07/25/2025 07/25/25 Sold $1,500,000 +334.8% $957 / Sq Ft View Prior Sale
05/18/2025 05/18/25 Pending -- -- --
11/26/2014 11/26/14 Sold $345,000 0.0% $220 / Sq Ft View Prior Sale
10/27/2014 10/27/14 Pending -- -- --
02/17/2011 02/17/11 For Sale $345,000 -- $220 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,770 $734,100 $290,000 $444,100
2024 $4,038 $734,100 $290,000 $444,100
2023 $3,833 $608,400 $275,000 $333,400
2022 $3,833 $608,400 $275,000 $333,400
2021 $3,833 $608,400 $275,000 $333,400
2020 $3,833 $608,400 $275,000 $333,400
2019 $3,671 $582,700 $275,000 $307,700
2018 $2,151 $364,500 $184,000 $180,500
2017 $2,151 $364,500 $184,000 $180,500
2016 -- $354,000 $184,000 $170,000
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 119813

APN: 34-30A

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