$299,900
SOLD JUN 25, 2025

97 E Clover Ave Cortland, IL 60112

3 Beds
1.5 Baths
1,768 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$170 Per Sq Ft

3% Below List Price

12 Days on Market

Highlights

  • Property is near a park
  • Loft
  • Walk-In Closet
  • Wood Flooring
  • Granite Countertops
  • Patio

About This Home

As of June 2025

Location, Location, Location! This BEAUTIFUL HOME is situated in Neucort Lakes Sub with easy access to shopping, restaurants and interstate access, yet provides a small-town feel, NO backyard neighbors, and views of country fields! You'll be delighted to find a welcoming front porch to relax on and enhance with hanging plants to cheer you and your neighbors, but this is just the beginning! As you step inside, you'll immediately appreciate the rich hardwood floors and the sightline directly to a bright picture window that frames the private, fully fenced back yard, complete with brick paver patio and lovely Pergola for hot summer days, quiet evenings and festive entertaining. Turn your attention to the kitchen and feast your eyes on a stunning, removable breakfast bar island centered under a double farmhouse light and a soothing kitchen featuring white cabinetry, granite countertops and stainless steel appliances. Conveniently located powder room boasts ceramic tile, white wainscoting and stylish vanity with granite countertop. Impressive 2nd floor starts off with a cozy loft that's perfect as a playroom, gaming area, reading nook, office, or family room - whatever your heart desires! Laundry room with folding counter is thoughtfully placed near the bedrooms and a large walk-thru bath with a double sink vanity, solid surface countertop, and ceramic tile serves as an ensuite to the GI-NOR-MOUS 19x14 Primary Bedroom with hardwood floor and expansive 9x5 walk-in closet. Spacious Bedrooms #2 & #3 BOTH offer unexpected walk-in closets and the window treatments in the entire home stay! 2-Car attached garage w/epoxy coated floor and unfinished FULL basement with plumbing roughed in for a bath. Cortland will charm you with it's neighborhood park (with splash pad!), family restaurant, gas stations, pizza place, Dollar General, post office, library, baseball field, and pickleball court. Absolutely Lovely Home PLUS Excellent Location = Happy Homeowners! You MUST come see!

Last Agent to Sell the Property

Jayne Menne

Willow Real Estate, Inc License #471000685 Listed on: 05/01/2025

Last Buyer's Agent

Chris Wallace

@properties Christie's International Real Estate License #475196559

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,553

Year Built

  • Built in 2003

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 52.20x136.79x52.20x136.68
  • Wood Fence
  • Paved or Partially Paved Lot

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Interior Spaces

  • 1,768 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Loft
  • Wood Flooring
  • Carbon Monoxide Detectors
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Pergola

Location

  • Property is near a park

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • Neucort Lakes Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,553

Year Built

Built in 2003

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Neucort Lakes
  • Year Built: 2003
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Water Softener Owned
  • Basement: Unfinished, Bath/Stubbed, Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Hardwood
  • Interior Amenities: Walk-In Closet(s), Granite Counters
  • LivingArea: 1768
  • Other Equipment: Water-Softener Owned, CO Detectors, Sump Pump
  • Room Type: Loft, Walk In Closet
  • Estimated Total Finished Sq Ft: 1768
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 1768
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced, Wood
  • OtherStructures: Pergola
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Upper Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 63
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Curbs, Sidewalks, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.16
  • Lot Dimensions: 52.20X136.79X52.20X136.68
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 19
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8553
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Jun 25, 2025
Sold by
Smith Stacy A
Bought by
Bertone Nikko A and Case Monique M
Seller's Agent
Jayne Menne
Willow Real Estate, Inc
Buyer's Agent
Chris Wallace
@properties Christie's International Real Estate
List Price
$309,900
Sold Price
$299,900
Premium/Discount to List
-$10,000
-3.23%
Views
32
Current Estimated Value
$301,863

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,963
Avg. Annual Appreciation
1.46%
Original Mortgage
$294,467
Outstanding Balance
$293,946
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$7,917

Purchase Details

Listed on
Feb 9, 2022
Closed on
Mar 9, 2022
Sold by
Brown Lisa A and Brown Bennett A
Bought by
Smith Stacy A
Seller's Agent
Gretchen Weber
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Jayne Menne
Willow Real Estate, Inc
List Price
$242,000
Sold Price
$250,000
Premium/Discount to List
$8,000
3.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.69%
Original Mortgage
$200,000
Interest Rate
4.13%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 None Listed On Document
Warranty Deed $250,000 New Title Company Name
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $294,467 FHA
Previous Owner $200,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/25/2025 06/25/25 Sold $299,900 0.0% $170 / Sq Ft
05/20/2025 05/20/25 Pending -- -- --
05/15/2025 05/15/25 Price Changed $299,900 -3.1% $170 / Sq Ft
05/12/2025 05/12/25 Price Changed $309,500 -0.1% $175 / Sq Ft
05/07/2025 05/07/25 For Sale $309,900 +24.0% $175 / Sq Ft
03/11/2022 03/11/22 Sold $250,000 +3.3% $140 / Sq Ft View Prior Sale
02/13/2022 02/13/22 Pending -- -- --
02/09/2022 02/09/22 For Sale $242,000 -- $136 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,019 $88,665 $13,326 $75,339
2023 $9,019 $82,950 $12,467 $70,483
2022 $7,403 $61,256 $11,898 $49,358
2021 $7,179 $56,342 $11,328 $45,014
2020 $6,825 $52,033 $10,975 $41,058
2019 $7,008 $53,580 $10,514 $43,066
2018 $5,113 $50,671 $9,943 $40,728
2017 $6,745 $48,240 $9,466 $38,774
2016 $5,411 $35,846 $8,897 $26,949
2015 -- $33,662 $8,355 $25,307
2014 -- $29,912 $8,041 $21,871
2013 -- $40,479 $8,333 $32,146
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12354397

Midwest Real Estate Data (MRED)

APN: 09-20-257-009