NOT LISTED FOR SALE

97 Lighthouse Ln Moneta, VA 24121

North Shore Area

Estimated Value: $1,131,974

4 Beds
3 Baths
3,757 Sq Ft
$301/Sq Ft Est. Value

Sale Details

Date Sold: April 24, 2026

Last sale price $1,100,000 $293 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $6,730 / mo

15 Days on Market

Highlights

  • Community Beach Access
  • Water Access
  • Deck
  • Community Boat Dock
  • Lake View
  • Contemporary Architecture

About This Home

As of April 2026

4-bedroom, 3 full bath lake home with an open floor plan and incredible lake views. The updated kitchen features high-endappliances and opens to the main living and dining areas, perfect for entertaining. The spacious primary suite offers stunning lake views, a walk-in closet, and a spa-like bath. A large screened-in porch off the back provides the perfect place to relax and enjoy the view. The fully finished basement includes an additionalbedroom, entertaining area, and kitchenette. A finished bonus room, currently used as a bunk room, could also serve as a home gym or office. Additionalfeatures include a 2-car garage and laundry room with extra storage. Enjoy lake life with a deeded covered boat slip, white sandy beach, and landscaping service included in the HOA dues.

Last Agent to Sell the Property

Kathryn Pignatella

FIRST CHOICE REAL ESTATE LLC - HARDY License #0225236405 Listed on: 03/10/2026

Last Buyer's Agent

Non Member Transaction Agent

Non-Member Transaction Office

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,861

Year Built

  • Built in 2003

Lot Details

  • 13,939 Sq Ft Lot
  • Property fronts a private road
  • Cul-De-Sac
  • Level Lot
  • Property is zoned RMF

HOA Fees

  • $175 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1-Story Property
  • Living Room with Fireplace
  • Storage
  • Lake Views
  • Basement

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Outdoor Features

  • Water Access
  • Boat Hoist or Davit
  • Floating Dock
  • Covered Dock
  • Deck
  • Patio
  • Front Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

Overview

  • Saunders Cove Subdivision

Amenities

  • Restaurant

Recreation

  • Community Boat Dock
  • Community Beach Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,861

Year Built

Built in 2003

Lot Details

0.32 Acres

HOA Fees

$175 per month

Listing Details

  • Interior Features: Breakfast Area, Ceiling Fan(s), Storage, Walk-In Closet(s)
  • Heating System: Heat Pump Electric
  • Fireplace(s): Gas Log, Living Room, Masonry
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full, Walk-Out Access
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Garage Door Opener, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Deck, Patio, Paved Driveway
  • Views: Lake
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 2000.00
  • ExteriorDoors: Fiberglass, Full View
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsLowerLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LowerBelowGrdFin Sq Ft: 1757.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 2.00
  • POACondoDues: 175.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: 1 Story, Contemporary
  • Total Above Grd Fin S Q F T: 2000
  • TotalBdrm: 4
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3757.00
  • TotalUnfin Sq Ft: 230.00
  • UncoveredNumberSpaces: 2.00
  • Uncovered Parking: Off Street Parking
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 230.00
  • WaterAccOnlyAAccessOnOffSite: On Site
  • WaterAccOnlyB: Community Dock, Deed/Assgn Dock
  • Water Class: Water Access Only
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Covered Porch, Front Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cul-De-Sac, Paved Road, Private Road, Underground Util

Lot Info

  • Lot Description: Level, Views
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.32
  • Phase: 6
  • ZoningCode: RMF

Green Features

  • Water Features: Beach Front, Cove, Point

Building Info

  • Year Built: 2003

Tax Info

  • Taxes (6 mo): 3861.40

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 10, 2026
Closed on
Apr 23, 2026
Sold by
Bought by
Seller's Agent
Kathryn Pignatella
FIRST CHOICE REAL ESTATE LLC - HARDY
Buyer's Agent
Non Member Transaction Agent
Non-Member Transaction Office
List Price
$1,275,000
Sold Price
$1,100,000
Premium/Discount to List
-$175,000
-13.73%
Views
15
Current Estimated Value
$1,131,974

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,974
Avg. Annual Appreciation
10.38%
Original Mortgage
$900,000
Outstanding Balance
$897,607
Interest Rate
6.63%
Mortgage Type
Credit Line Revolving
Estimated Equity
$234,367

Purchase Details

Listed on
Mar 15, 2019
Closed on
Jun 28, 2019
Sold by
Bought by
Seller's Agent
Eric Fansler
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Kathryn Pignatella
FIRST CHOICE REAL ESTATE LLC - HARDY
List Price
$624,900
Sold Price
$612,000
Premium/Discount to List
-$12,900
-2.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.06%
Original Mortgage
$489,600
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Sep 24, 2017
Closed on
Nov 16, 2017
Sold by
Bought by
Buyer's Agent
Eric Fansler
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$587,000
Sold Price
$575,000
Premium/Discount to List
-$12,000
-2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.97%
Original Mortgage
$195,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.07%
Mortgage Type
Credit Line Revolving
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Moneta, VA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,100,000 Fidelity National Title
$612,000 Fidelity National Ttl Ins Co
$575,000 None Available
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $900,000
Previous Owner $489,600
Previous Owner $195,000
Previous Owner $26,750
Previous Owner $206,800
Previous Owner $60,000
Previous Owner $215,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/24/2026 04/24/26 Sold $1,100,000 -13.7% $293 / Sq Ft
03/25/2026 03/25/26 Pending -- -- --
03/10/2026 03/10/26 For Sale $1,275,000 +108.3% $339 / Sq Ft
07/22/2019 07/22/19 Sold $612,000 -2.1% $172 / Sq Ft View Prior Sale
05/24/2019 05/24/19 Pending -- -- --
03/15/2019 03/15/19 For Sale $624,900 +8.7% $176 / Sq Ft
12/14/2017 12/14/17 Sold $575,000 -2.0% $162 / Sq Ft View Prior Sale
10/09/2017 10/09/17 Pending -- -- --
09/24/2017 09/24/17 For Sale $587,000 +9.7% $165 / Sq Ft
07/02/2015 07/02/15 Sold $535,000 -10.7% $277 / Sq Ft View Prior Sale
05/20/2015 05/20/15 Pending -- -- --
02/16/2015 02/16/15 For Sale $599,000 -- $311 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,863 $898,400 $172,000 $726,400
2024 $3,863 $898,400 $172,000 $726,400
2023 $3,581 $587,100 $165,000 $422,100
2022 $3,581 $587,100 $165,000 $422,100
2021 $3,581 $587,100 $165,000 $422,100
2020 $3,581 $587,100 $165,000 $422,100
2019 $3,297 $540,500 $140,000 $400,500
2018 $3,297 $540,500 $140,000 $400,500
2017 $2,973 $449,200 $175,000 $274,200
2016 $2,973 $449,200 $175,000 $274,200
2015 -- $449,200 $175,000 $274,200
2014 -- $449,200 $175,000 $274,200
2013 -- $449,200 $175,000 $274,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 925346

Roanoke Valley Association of REALTORS®

APN: 0320107300

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