$579,000
UNDER CONTRACT $21K PRICE DROP

97 Otter Creek Dr Mount Desert, ME 04660

Estimated payment $3,441/month

Total Views 20,073
3 Beds
2 Baths
1,344 Sq Ft
$431 Price per Sq Ft

Highlights

  • Cape Cod Architecture
  • Deck
  • Main Floor Bedroom
  • Mt Desert Elementary School Rated A
  • Wooded Lot
  • Bonus Room

About This Home

Versatile Cape in Prime Otter Creek Location! This charming and spacious 3+ bedroom, 2-bath Cape is perfectly situated in the heart of Otter Creek—just minutes from popular Acadia National Park trailheads, the public boat launch, and an easy drive to both Bar Harbor and Seal Harbor. The first floor offers a comfortable kitchen layout featuring new appliances that opens into a warm and inviting living room anchored by a Vermont Castings Radiance direct vent stove. The large primary suite, full bath, and convenient mudroom/laundry area complete the main level. Upstairs, you'll find two additional bedrooms, a full bath, and a flexible office space—perfect for remote work or guest overflow. The home has seen numerous recent upgrades including a new heating system (2022), new oil tank (2019), hot water heater (2024), fresh interior paint, and brand-new carpet on the second floor (2025). A new shed (2024) adds extra storage for gear and equipment for yourself or vacationers. The full, dry basement provides ample storage or potential for workshop space. Connected to public sewer, this property also offers potential for future expansion. Whether you're looking for a year-round home, seasonal getaway, or investment opportunity, this well-maintained home in Otter Creek delivers flexibility, comfort, and location.

Listing Agent

Erica Brooks

Portside Real Estate Group Listed on: 05/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,429

Year Built

  • Built in 1998

Lot Details

  • 1.23 Acre Lot
  • Rural Setting
  • Level Lot
  • Wooded Lot
  • Property is zoned VR2

Home Design

  • Cape Cod Architecture
  • Concrete Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,344 Sq Ft Home
  • Living Room
  • Bonus Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Gas Range
  • Dishwasher

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Sump Pump

Parking

  • Common or Shared Parking
  • Gravel Driveway
  • Shared Driveway

Outdoor Features

  • Deck
  • Shed

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Heating System Uses Propane
  • Heating System Mounted To A Wall or Window
  • Baseboard Heating
  • Hot Water Heating System
  • Private Water Source
  • Well
  • Electric Water Heater
  • Internet Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number MTDS-000002-000000-000001-000001

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,429

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.23
  • Road Surface Type: Paved
  • MLS Status: Active Under Contract
  • Directions: Route 3 in Otter Creek, on the Town Line.
  • Above Grade Finished Sq Ft: 1344.0
  • Architectural Style: Cape Cod
  • Garage Yn: No
  • Year Built: 1998
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: No
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 1.23
  • Property Information:Total Baths: 2.0
  • Property Information:SqFt Finished Above Grade: 1344.0
  • Property Information:Garage: No
  • Site:Level: Yes
  • Water Info:Water Frontage2: No
  • Water Info:Water View2: No
  • Construction:Wood Frame: Yes
  • Roof:Shingle: Yes
  • Heat System:Baseboard: Yes
  • Heat System:Hot Water: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Washer: Yes
  • Heat Fuel:Oil: Yes
  • Heat Fuel:Propane: Yes
  • Cooling:None3: Yes
  • Floors:Carpet: Yes
  • Floors:Tile2: Yes
  • Floors:Vinyl: Yes
  • Style:Cape: Yes
  • Electric:Circuit Breakers: Yes
  • Sewer:Public Sewer: Yes
  • Basement Entry:Interior: Yes
  • Exterior:Vinyl Siding: Yes
  • Driveway:Common2: Yes
  • Water Heater:Electric2: Yes
  • Basement:Unfinished: Yes
  • Foundation Materials:Poured Concrete: Yes
  • Kitchen Amenities:Eat-in Kitchen: Yes
  • Living Room:Living Room: Yes
  • Room Features:Eat-in Kitchen2: Yes
  • Roof:Composition2: Yes
  • Bonus Room:Bonus Room: Yes
  • Location:Rural: Yes
  • Water:Private2: Yes
  • Driveway:Gravel: Yes
  • Site:Wooded: Yes
  • Equipment:Internet Access Available: Yes
  • Appliances Included:Gas Range: Yes
  • Water:Well Existing on Site: Yes
  • Equipment:Cable: Yes
  • Basement:Sump Pump: Yes
  • Laundry Room:Laundry Room: Yes
  • Heat System:Direct Vent Furnace: Yes
  • Kitchen Amenities:Breakfast Nook: Yes
  • Room Features:Breakfast Nook2: Yes
  • Other Structures:Shed: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Property Information 2 Detached Houses on 1 Lot: No
  • Special Features: 4224

Interior Features

  • Furnished: Negotiable
  • Appliances: Washer, Refrigerator, Gas Range, Dryer, Dishwasher
  • Other Equipment: Internet Access Available, Cable
  • Has Basement: Interior, Full, Sump Pump, Unfinished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Vinyl, Tile, Carpet
  • Full Basement: Yes
  • Bedroom 2 Level: Second
  • Bedroom 3 Level: Second
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Bedroom 1:Bedroom 1 Level: First
  • Laundry Room Laundry Room Level: First

Exterior Features

  • Lot Features: Level, Wooded, Rural
  • Waterfront: No
  • Construction Type: Vinyl Siding, Wood Frame
  • Foundation Details: Concrete Perimeter
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: 1 - 4 Spaces, Gravel, Common

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Other, Hot Water, Direct Vent Furnace, Baseboard
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water Source: Well, Private

Condo/Co-op/Association

  • Association: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 53578.8
  • Parcel #: MTDS-000002-000000-000001-000001
  • Zoning: VR2

Tax Info

  • Tax Annual Amount: 3429.0
  • Tax Book Number: 6106
  • Tax Lot: 1
  • Tax Map Number: 2
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,429 $368,700 $110,400 $258,300
2023 $3,046 $349,300 $92,000 $257,300
2022 $2,808 $349,300 $92,000 $257,300
2021 $2,075 $251,500 $107,400 $144,100
2020 $2,007 $251,500 $107,400 $144,100
2019 $1,999 $251,500 $107,400 $144,100
2018 $1,929 $251,500 $107,400 $144,100
2017 $1,866 $251,500 $107,400 $144,100
2016 $1,828 $251,500 $107,400 $144,100
2015 $1,788 $251,500 $107,400 $144,100
2013 -- $251,500 $107,400 $144,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 Price Changed $579,000 -1.7% $431 / Sq Ft
05/24/2025 05/24/25 Price Changed $589,000 -1.8% $438 / Sq Ft
05/15/2025 05/15/25 For Sale $600,000 -- $446 / Sq Ft
Source: Maine Listings

Purchase History

Date Type Sale Price Title Company
Deed In Lieu Of Foreclosure $143,148 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $60,000 Credit Line Revolving
Open $231,200 Unknown
Closed $109,900 New Conventional
Previous Owner $97,000 Unknown
Source: Public Records

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    Section Image

Source: Maine Listings

MLS Number: 1622651

Maine Listings

APN: MTDS-000002-000000-000001-000001