NOT LISTED FOR SALE

97 Valley Ridge Loop Cockeysville, MD 21030

Estimated Value: $374,000 - $424,000

4 Beds
3.5 Baths
1,520 Sq Ft
$267/Sq Ft Est. Value

Last Sold May 21, 2018

Last sale price $321,000 $211 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $2,522/month

6 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Loft
  • Dulaney High School Rated A
  • Wood Flooring
  • 2 Fireplaces

About This Home

As of May 2018

Stunning and spacious EOG. Renovations made within the last 3 years. Entire interior just painted. 4 bedrooms and a LOFT off Master Bedroom. 3 1/2 updated bathrooms. 2 FIREPLACES! Deck and brick paver patio. Fenced yard. Beautiful kitchen with granite counters and st/steel appls. Recessed lights throughout. Ceilings fans in all bedrooms. 2 zoned heating & air. Sought after community.

Last Agent to Sell the Property

Michael Roberta

(410) 365-5189 janrayroberta@yahoo.com Prestige Homes, Inc. License #55659 Listed on: 04/16/2018

Last Buyer's Agent

Diane Maguire

(410) 879-8080 mikes@lnf.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,544

Year Built

  • Built in 1985 | Remodeled in 2014

Lot Details

  • 3,079 Sq Ft Lot
  • 1 Common Wall
  • Property is in very good condition

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 2 Assigned Parking Spaces

Home Design

  • Split Foyer
  • Brick Exterior Construction

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Vinyl Clad Windows
  • Window Treatments
  • Bay Window
  • Sliding Doors
  • Loft
  • Wood Flooring

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 3.5 Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Exterior Basement Entry
  • Basement Windows

Utilities

  • Cooling System Utilizes Natural Gas
  • Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Electric Water Heater

Community Details

  • Valley Crossing Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 1
  • Assessor Parcel Number 04081900012885

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,544

Year Built

Built in 1985 | Remodeled in 2014

Lot Details

3,079 Sq Ft Lot

HOA Fees

$43 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Year Built: 1985
  • Year Renovated: 2014
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Oven/Range - Gas, Washer
  • Interior Amenities: Window Treatments, Primary Bath(s), Upgraded Countertops, Wood Floors, Recessed Lighting, Floor Plan - Open
  • Window Features: Bay/Bow, Vinyl Clad, Skylights
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Common Walls: 1 Common Wall
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Loft
  • Basement: Yes
  • Basement Type: Outside Entrance, Daylight, Full, Improved, Fully Finished, Windows
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Construction Materials: Combination, Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Assigned Spaces Count: 2
  • Garage: No
  • Parking Features: Assigned

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Zoned, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 129.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 152300.00
  • Land Assessed Value: 90000.00
  • Lot Size Acres: 0.07
  • Lot Size Area: 3079
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3079.00
  • Property Condition: Very Good

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11774046
  • Tax Annual Amount: 3544.22
  • Assessor Parcel Number: 04081900012885
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2018
Closed on
May 21, 2018
Sold by
Roberta Michael
Bought by
Reddinger Brendan P and Reddinger Kylie Raye S
Seller's Agent
Michael Roberta
Prestige Homes, Inc.
Buyer's Agent
Diane Maguire
Long & Foster Real Estate, Inc.
List Price
$319,900
Sold Price
$321,000
Premium/Discount to List
$1,100
0.34%
Current Estimated Value
$406,166

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,166
Avg. Annual Appreciation
3.08%
Original Mortgage
$288,900
Outstanding Balance
$249,323
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$156,843

Purchase Details

Listed on
Nov 18, 2014
Closed on
Mar 11, 2015
Sold by
Fannie Mae
Bought by
Roberta Michael
Seller's Agent
Joseph Banick
RE/MAX Elite Realty
Buyer's Agent
Michael Roberta
Prestige Homes, Inc.
List Price
$224,900
Sold Price
$200,000
Premium/Discount to List
-$24,900
-11.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.67%

Purchase Details

Closed on
Oct 16, 2014
Sold by
Echebiri Eucharia and Echebiri Eucharia Chinyere
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 20, 2007
Sold by
Obichere Blessing I
Bought by
Echebiri Eucharia Chinyere

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,000
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 19, 2004
Sold by
Delkhoon Marguerite E
Bought by
Obichere Blessing I

Purchase Details

Closed on
May 10, 2004
Sold by
Delkhoon Marguerite E
Bought by
Obichere Blessing I

Purchase Details

Closed on
Sep 13, 1991
Sold by
Frantz William J
Bought by
Delkhoon Marguerite E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reddinger Brendan P $321,000 Sage Title Group Llc
Roberta Michael $200,000 First American Title Ins Co
Federal National Mortgage Association $269,000 None Available
Echebiri Eucharia Chinyere $269,000 --
Obichere Blessing I $245,000 --
Obichere Blessing I $245,000 --
Delkhoon Marguerite E $140,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reddinger Brendan P $288,900
Previous Owner Echebiri Eucharia Chinyere $269,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/21/2018 05/21/18 Sold $321,000 +0.3% $211 / Sq Ft
04/22/2018 04/22/18 Pending -- -- --
04/16/2018 04/16/18 For Sale $319,900 +60.0% $210 / Sq Ft
02/20/2015 02/20/15 Sold $200,000 -8.0% $132 / Sq Ft View Prior Sale
01/22/2015 01/22/15 Pending -- -- --
12/19/2014 12/19/14 Price Changed $217,500 -3.3% $143 / Sq Ft
11/18/2014 11/18/14 For Sale $224,900 -- $148 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,649 $364,900 $90,000 $274,900
2024 $4,649 $345,667 $0 $0
2023 $2,202 $326,433 $0 $0
2022 $4,212 $307,200 $90,000 $217,200
2021 $3,812 $285,567 $0 $0
2020 $3,861 $263,933 $0 $0
2019 $2,937 $242,300 $90,000 $152,300
2018 $3,618 $242,300 $90,000 $152,300
2017 $3,535 $242,300 $0 $0
2016 $3,806 $245,800 $0 $0
2015 $3,806 $245,800 $0 $0
2014 $3,806 $269,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000404374

Bright MLS

APN: 08-1900012885

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