S
Seller's Agent in 2025
Shelley Ritter
Isabell K. Horsley Real Estate
97 Virginia Rd Irvington, VA 22480
3
Beds
2
Baths
1,376
Sq Ft
0.58
Acres
Highlights
- Deck
- Wood Flooring
- Granite Countertops
- Saltbox Architecture
- Main Floor Bedroom
- Cooling Available
About This Home
As of December 2025This Salt Box–inspired beauty, echoes the cozy charm of early 1900s homes where neighbors lingered to chat along the lane. Sitting on a roomy half-acre plus lot and shaded by majestic pecan trees, it’s the perfect spot to sip sweet tea on a summer afternoon. Inside, the kitchen shines with a 2020 update - granite counters, a breakfast bar, fresh appliances, and durable LVP flooring. Throughout the home, windows have been replaced, and both full baths (up and down) were thoughtfully refreshed. The downstairs bath is a clever two-in-one, connecting both to the primary suite and the hall for guests. Vintage character is still alive here with original pine floors and bead board walls in the entryway, while low-maintenance vinyl siding keeps upkeep simple. Outside, you’ll find a fenced side yard—ideal for kids or furry friends - and a fabulous new shed (2021) just waiting to be a workshop, studio, or She-shed. Parking? Plenty. Best of all, this home is tucked on a peaceful side street within golf-cart distance to everything Irvington has to offer - restaurants, tennis, shops, playgrounds, the Steamboat Museum, concerts, and even the farmers market. And yes, you can stroll to the Tides Inn for lunch or dinner with friends. It’s small-town charm wrapped in modern comfort.
Last Agent to Sell the Property
Shelley Ritter
Isabell K. Horsley Real Estate License #0225248398 Listed on: 09/04/2025
Co-Listed By
Andrea Holt
IsaBell K. Horsley Real Estate License #0225210003
Last Buyer's Agent
Alice Riviere
Cobblestone Realty, Inc. License #0225194069
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,473
Year Built
- Built in 1950
Lot Details
- 0.58 Acre Lot
- Partially Fenced Property
- Zoning described as R1
Home Design
- Saltbox Architecture
- Fire Rated Drywall
- Frame Construction
- Shingle Roof
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,376 Sq Ft Home
- 2-Story Property
- Recessed Lighting
- French Doors
- Dining Area
- Crawl Space
Kitchen
- Gas Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Main Floor Bedroom
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Unpaved Driveway
- Unpaved Parking
Outdoor Features
- Deck
- Shed
Schools
- Lancaster Elementary And Middle School
- Lancaster High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 2
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 4, 2025
Closed on
Dec 16, 2025
Sold by
Cheatham Family Trust and Cheatham Larry T
Bought by
Pollock James Paul and Pollock Nancy Jane
Seller's Agent
Shelley Ritter
Isabell K. Horsley Real Estate
Buyer's Agent
Alice Riviere
Cobblestone Realty, Inc.
List Price
$370,000
Sold Price
$350,000
Premium/Discount to List
-$20,000
-5.41%
Views
43
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
113.27%
Original Mortgage
$280,000
Outstanding Balance
$280,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$89,057
Purchase Details
Listed on
Sep 4, 2025
Closed on
Dec 11, 2025
Sold by
Hawes Vickie L and Hawes Vicki L
Bought by
Jackson Deborah Starr
Seller's Agent
Shelley Ritter
Isabell K. Horsley Real Estate
Buyer's Agent
Alice Riviere
Cobblestone Realty, Inc.
List Price
$370,000
Sold Price
$350,000
Premium/Discount to List
-$20,000
-5.41%
Views
43
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Outstanding Balance
$280,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$89,057
Purchase Details
Listed on
Jan 7, 2021
Closed on
Jul 13, 2021
Sold by
Imagine Contracting Inc
Bought by
Hawes Vickie L and Stuart Martha Wynne
Seller's Agent
Diana Wolfson
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Emily Carter
Jim & Pat Carter R. E.. Inc.
List Price
$287,000
Sold Price
$287,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.58%
Original Mortgage
$229,600
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 10, 2020
Sold by
Mcguire Scott
Bought by
Imagine Contracting Inc
Purchase Details
Closed on
Jun 27, 2007
Sold by
Reynolds M Ray
Bought by
Mcguire Wade
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,400
Interest Rate
6.24%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,075,000 | Old Republic National Title | |
| Deed | $350,000 | Lawyers Title | |
| Warranty Deed | $287,000 | Attorney | |
| Warranty Deed | $97,500 | Attorney | |
| Warranty Deed | $188,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $280,000 | New Conventional | |
| Previous Owner | $229,600 | New Conventional | |
| Previous Owner | $150,400 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/19/2025 12/19/25 | Sold | $350,000 | -5.4% | $254 / Sq Ft | |
| 11/13/2025 11/13/25 | Pending | -- | -- | -- | |
| 09/04/2025 09/04/25 | For Sale | $370,000 | +28.9% | $269 / Sq Ft | |
| 07/15/2021 07/15/21 | Sold | $287,000 | 0.0% | $206 / Sq Ft | View Prior Sale |
| 06/15/2021 06/15/21 | Pending | -- | -- | -- | |
| 01/07/2021 01/07/21 | For Sale | $287,000 | -- | $206 / Sq Ft |
Source: Chesapeake Bay & Rivers Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $55 | $257,700 | $75,000 | $182,700 |
| 2024 | $55 | $257,700 | $75,000 | $182,700 |
| 2023 | $55 | $182,300 | $65,000 | $117,300 |
| 2022 | $1,203 | $182,300 | $65,000 | $117,300 |
| 2021 | $560 | $182,300 | $65,000 | $117,300 |
| 2020 | $1,203 | $182,300 | $65,000 | $117,300 |
| 2019 | $1,203 | $182,300 | $65,000 | $117,300 |
| 2018 | $65 | $129,000 | $44,000 | $85,000 |
| 2017 | $65 | $129,000 | $44,000 | $85,000 |
| 2016 | -- | $129,000 | $44,000 | $85,000 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
A
Seller Co-Listing Agent in 2025
Andrea Holt
IsaBell K. Horsley Real Estate
-
A
Buyer's Agent in 2025
Alice Riviere
Cobblestone Realty, Inc.
-
Diana Wolfson
D
Seller's Agent in 2021
Diana Wolfson
Isabell K. Horsley R. E., Ltd.
(940) 395-1775
70 Total Sales
-
Emily Carter
Buyer's Agent in 2021
Emily Carter
Jim & Pat Carter R. E.. Inc.
(804) 436-4949
76 Total Sales
Map
Source: Chesapeake Bay & Rivers Association of REALTORS®
MLS Number: 2524911
APN: 33-226
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