$329,900
PENDING $56K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $1,787/month

Total Views 25,518
4 Beds
3 Baths
2,408 Sq Ft
$137 Price per Sq Ft

Highlights

  • Oak Trees
  • Attic
  • Sun or Florida Room
  • Freedom 7 Elementary School of International Studies Rated A-
  • Bonus Room
  • No HOA

About This Home

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. **NEW ROOF PRIOR TO CLOSING WITH ACCEPTABLE OFFER** Welcome to 970 14th Street NE in Winter Haven, FL—a beautifully updated and thoughtfully designed 4-bedroom, 3-bathroom home offering 2,408 square feet of heated and cooled living space. Perfect for multi-generational living or guests, this property includes an attached in-law suite and a spacious 2-car garage (22x21). Inside, the home boasts luxury vinyl plank flooring throughout the main living areas and tile in all wet spaces, with no carpet anywhere. The living room (19x14) flows into a bright and modern kitchen (12x8) featuring granite countertops, stainless steel appliances, bar seating, and stunning updated white cabinetry. A generous dining area (17x13) is perfect for hosting family meals or entertaining guests. The primary bedroom (16x13) is a true retreat with double closets, a private ensuite bathroom, and a sliding glass door that leads directly to the expansive Florida room (30x13). Two additional guest bedrooms (12x10 and 13x11), a versatile bonus room/office (12x11), and an 18x14 in-law suite offer flexible space for family, work, or guests. Outside, the .27-acre fenced yard provides privacy and room to enjoy the outdoors. Located in a quiet, established neighborhood just steps from Lake Elbert, this home offers the convenience of being minutes from schools, shopping, and medical facilities—with the added bonus of NO HOA. Fresh paint and modern touches throughout make this home truly move-in ready, and all appliances convey. Don’t miss the opportunity to make this stunning Winter Haven property yours!

Listing Agent

Lisa Matheny

ENGEL & VOELKERS LAKELAND Brokerage Phone: 863-421-6633 License #3444512 Listed on: 04/13/2025

ENGEL & VOELKERS LAKELAND

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $773

Year Built

  • Built in 1966

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 86x135
  • South Facing Home
  • Fenced
  • Mature Landscaping
  • Oak Trees
  • Property is zoned R-1A

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,408 Sq Ft Home
  • 1-Story Property
  • Bar
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room
  • Den
  • Bonus Room
  • Sun or Florida Room
  • Inside Utility
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Concrete
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch
  • Private Mailbox

Additional Homes

  • 392 SF Accessory Dwelling Unit

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lake Elbert Estates Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$773

Year Built

Built in 1966

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2408
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 1966
  • Building Area Total: 3063
  • Lot Size Sq Ft: 11609
  • Status: Pending
  • Street Post Direction: NE
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 284.56
  • Escrow City: Lakeland
  • Escrow State: FL
  • Escrow Street Name: Lake Morton Drive, Ste 100
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 137.00
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,Attached,Private Entrance,Studio
  • MFR_InLawSuiteUnderAirSqFt: 392.00
  • Attribution Contact: 863-421-6633
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Thermostat
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Additional Rooms: Attic,Den/Library/Office,Florida Room,Inside Utility,Interior In-Law Suite w/Private Entry
  • Living Area Meters: 223.71

Exterior Features

  • Direction Faces: South
  • Exterior Features: Private Mailbox, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-1A
  • Parcel Number: 26-28-22-588100-000300
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Dimensions: 86x135
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 773.49
  • Tax Book Number: 41-36
  • Tax Lot: 30

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $773 $284,654 $39,000 $245,654
2024 $736 $83,635 -- --
2023 $736 $81,199 $0 $0
2022 $698 $78,834 $0 $0
2021 $681 $76,538 $0 $0
2020 $666 $75,481 $0 $0
2018 $663 $72,408 $0 $0
2017 $632 $70,919 $0 $0
2016 $636 $69,460 $0 $0
2015 $649 $68,977 $0 $0
2014 $625 $68,430 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/24/2025 11/24/25 Pending -- -- --
11/12/2025 11/12/25 For Sale $329,900 0.0% $137 / Sq Ft
11/06/2025 11/06/25 Pending -- -- --
10/30/2025 10/30/25 Price Changed $329,900 -7.2% $137 / Sq Ft
08/13/2025 08/13/25 Price Changed $355,500 -5.4% $148 / Sq Ft
06/27/2025 06/27/25 Price Changed $375,990 -2.3% $156 / Sq Ft
06/18/2025 06/18/25 Price Changed $384,900 0.0% $160 / Sq Ft
05/15/2025 05/15/25 Price Changed $385,000 -0.1% $160 / Sq Ft
05/05/2025 05/05/25 For Sale $385,500 0.0% $160 / Sq Ft
04/27/2025 04/27/25 Pending -- -- --
04/13/2025 04/13/25 For Sale $385,500 +57.3% $160 / Sq Ft
11/27/2024 11/27/24 Sold $245,000 -22.2% $114 / Sq Ft View Prior Sale
11/01/2024 11/01/24 Pending -- -- --
10/25/2024 10/25/24 For Sale $314,999 0.0% $146 / Sq Ft
10/16/2024 10/16/24 Pending -- -- --
10/15/2024 10/15/24 Price Changed $314,999 -4.5% $146 / Sq Ft
09/12/2024 09/12/24 Price Changed $329,900 -3.0% $153 / Sq Ft
09/06/2024 09/06/24 For Sale $340,000 -- $158 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 Title Solutions
Warranty Deed $245,000 Title Solutions
Warranty Deed $39,632 Real Estate Title Svcs Inc
Warranty Deed $39,632 Real Estate Title Services I
Warranty Deed $39,634 Real Estate Title Svcs Inc
Deed $4,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $235,875 New Conventional
Closed $235,875 New Conventional
Previous Owner $116,745 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: L4952173

Stellar MLS

APN: 26-28-22-588100-000300