$229,700

9708 SW 97th St Ocala, FL 34481

Estimated payment $2,031/month

Total Views 452
2 Beds
2 Baths
1,904 Sq Ft
$121 Price per Sq Ft

Highlights

  • Waterfront Community
  • Fitness Center
  • Gated Community
  • Golf Course Community
  • Active Adult
  • Clubhouse

About This Home

HOME WARRANTY: Spacious, expanded Winthrop model is located on a highly desirable corner lot. This bright and airy 2-bedroom, 2-bath home has a flex room with French doors, ideal for a home office or hobby room, is clean and versatile. Step into the great room where soaring vaulted ceilings, engineered wood floors and decorative crown molding create an open, welcoming atmosphere filled with natural light. The layout flows to a well-appointed kitchen featuring an island and cabinetry with pull-out organizers for easy storage, generous counterspace, and room for casual dining.
Both bedrooms are quietly situated for privacy and comfort and feature brand-new plush carpet. The main bedroom features a walk in closet and an ensuite bathroom with ample counter space. Practical touches include an interior laundry closet and abundant closet storage throughout. The oversized two-car garage boasts professionally applied epoxy floors and extra space for shelving or a workshop area. The windows are double paned for energy efficiency, the newer roof (2020), newer water softener, and newer irrigation system coupled with the home warranty lead to peace of mind. Outside, the corner lot is beautifully maintained with pristine, manicured landscaping, raised planting beds, and a standout curb appeal. Enjoy outdoor living on the covered rear patio perfect for morning coffee or evening entertaining. Located just steps from the community mailbox and centrally positioned to neighborhood amenities including the Health & Rec center, The Arbors, and The Summit. On Top of the World is Ocala's premier 55+ active adult, golf resort community with golf cart access to shopping, dining, banking, health and beauty.

Listing Agent

Tammy Coughlin

ON TOP OF THE WORLD REAL EST Brokerage Phone: 352-854-2394 License #3399031 Listed on: 03/09/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,900

Year Built

  • Built in 2003

Lot Details

  • 8,455 Sq Ft Lot
  • North Facing Home
  • Mature Landscaping
  • Private Lot
  • Irrigation Equipment
  • Cleared Lot
  • Property is zoned PUD

HOA Fees

  • $479 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,904 Sq Ft Home
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Private Sewer
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Optional Additional Fees
  • Association fees include cable TV, pool, insurance, maintenance structure, ground maintenance, maintenance, management, pest control, recreational facilities, trash
  • Lori Sands Association, Phone Number (352) 873-0848
  • Visit Association Website
  • On Top Of The World Subdivision, Winthrop Floorplan
  • On-Site Maintenance
  • The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Sauna
  • Clubhouse
  • Community Mailbox
  • Community Storage Space

Recreation

  • Waterfront Community
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Racquetball
  • Recreation Facilities
  • Shuffleboard Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Dog Park
  • Trails

Security

  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,900

Year Built

Built in 2003

Lot Details

8,455 Sq Ft Lot

HOA Fees

$479 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Pest Control, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Brick, Stucco
  • Fireplace: No
  • Living Area: 1904
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 2673
  • Lot Size Sq Ft: 8455
  • Status: Active
  • Street Direction: SW
  • Ownership: Leasehold
  • Building Area Total Srch Sq M: 248.33
  • Escrow State: FL
  • Minimum Lease: 6 Months
  • Number Of Pets: 3
  • RATIO Current Price By Calculate: 120.64
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Amenities Additional Fees: See HOA
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Canal Front
  • Attribution Contact: 352-854-2394
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: Double Pane Windows
  • Living Area Meters: 176.89

Exterior Features

  • Direction Faces: North
  • Exterior Features: Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Oversized

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Sewer: Private Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Park, Playground, Pool, Racquetball, Restaurant, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Lobby Key Required, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Association Fee: 478.61
  • Association Fee Frequency: Monthly
  • Association Name: Lori Sands
  • Phone: 352-873-0848
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Association Email: lori_sands@otowfl.com
  • Association URL: www.otowinfo.com

Fee Information

  • Total Annual Fees: 5743.32
  • Total Monthly Fees: 478.61
  • Monthly HOA Amount: 478.61

Lot Info

  • Zoning: PUD
  • Parcel Number: 3530-3007-14
  • Additional Parcels: No
  • Lot Features: Cleared, In County, Landscaped, Paved, Private
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See HOA

Tax Info

  • Tax Annual Amount: 3899.86
  • Tax Block: CR2
  • Tax Book Number: 003/174
  • Tax Lot: 7

Multi Family

  • Approval Process: See HOA

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,900 $205,973 -- --
2024 $3,660 $187,248 -- --
2023 $3,660 $170,225 -- --
2022 $2,922 $154,597 $0 $0
2021 $2,603 $140,543 $18,800 $121,743
2020 $2,571 $140,170 $18,800 $121,370
2019 $2,357 $123,237 $5,000 $118,237
2018 $2,182 $117,512 $5,000 $112,512
2017 $1,963 $103,591 $5,000 $98,591
2016 $766 $60,979 $0 $0
2015 $766 $60,509 $0 $0
2014 $732 $60,029 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/09/2026 03/09/26 For Sale $229,700 +72.7% $121 / Sq Ft
03/07/2022 03/07/22 Off Market $133,000 -- --
05/10/2020 05/10/20 Off Market $128,900 -- --
02/07/2017 02/07/17 Sold $133,000 -2.6% $70 / Sq Ft View Prior Sale
01/06/2017 01/06/17 Pending -- -- --
11/02/2016 11/02/16 For Sale $136,500 +5.9% $72 / Sq Ft
04/11/2016 04/11/16 Sold $128,900 0.0% $68 / Sq Ft View Prior Sale
03/19/2016 03/19/16 Pending -- -- --
01/14/2016 01/14/16 For Sale $128,900 -- $68 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed $133,000 --
Warranty Deed $128,900 Marion Title & Escrow Co
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $62,400 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: OM720389

Stellar MLS

APN: 3530-3007-14

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