NOT LISTED FOR SALE

971 Millcreek Cir Elgin, IL 60123

Estimated Value: $312,000 - $324,000

3 Beds
2 Baths
1,876 Sq Ft
$169/Sq Ft Est. Value

Last Sold February 28, 2023

Last sale price $240,000 $128 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $2,385/month

73 Days on Market

Highlights

  • Waterfront
  • 2 Car Attached Garage
  • Central Air
  • 1 Fireplace
  • Living Room
  • Dining Room

About This Home

As of February 2023

You won't be disappointed in the breathtaking view overlooking a creek in the back of this home as you stand on your 2nd story deck and look out for little Bambi. This is truly the best deal around and is just waiting for your personal touches. This 3 Bedroom, 1.5 Bath split level home has hardwood floors and boasts gorgeous curb appeal plus it gives you both contemporary and country living feel. Listen to the water out back as you take in the natural sunlight and large oak trees. So bring your ideas and make this home yours. If you are worried about financing, don't be we can help. We can also get you an interest rate 2% lower than current rates.

Last Agent to Sell the Property

Shane Jones

Prime Real Estate License #471018968 Listed on: 10/31/2022

Co-Listed By

Anna Espinoza

Prime Real Estate License #227265713

Last Buyer's Agent

Anton Deltchev

Runway Realty Inc License #475163054

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,409

Year Built

  • Built in 1993

Lot Details

  • Waterfront

HOA Fees

  • $230 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Included in Price

Interior Spaces

  • 1,876 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Family Room
  • Living Room
  • Dining Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

Overview

  • 2 Units

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,409

Year Built

Built in 1993

Lot Details

0

HOA Fees

$230 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Year Built: 1993
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • LivingArea: 1876
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1449
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • List Price: 245000
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage On-Site: Yes
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 230
  • Association Fee Frequency: Monthly
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 1938
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 0

Tax Info

  • Tax Annual Amount: 4408.66
  • Tax Year: 2021

Multi Family

  • Units in Building: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 31, 2022
Closed on
Feb 14, 2023
Sold by
John R Golden Revocable Trust
Bought by
Vongsouvanh Sou
Seller's Agent
Shane Jones
Prime Real Estate
Buyer's Agent
Anton Deltchev
Runway Realty Inc
List Price
$259,900
Sold Price
$240,000
Premium/Discount to List
-$19,900
-7.66%
Views
138
Current Estimated Value
$317,906

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$77,906
Avg. Annual Appreciation
11.51%
Original Mortgage
$192,000
Outstanding Balance
$186,051
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$132,176

Purchase Details

Closed on
Mar 12, 2009
Sold by
Golden John R
Bought by
Golden John R and The John R Golden Revocable Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,455
Interest Rate
4.83%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 11, 2009
Sold by
Golden John R
Bought by
Golden John R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,455
Interest Rate
4.83%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 25, 2004
Sold by
Golden John R
Bought by
Golden John R and John R Golden Revocable Trust

Purchase Details

Closed on
Oct 12, 2000
Sold by
Holtz Gary C and Holtz Teresa A
Bought by
Golden John R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,000
Interest Rate
7.9%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vongsouvanh Sou $240,000 Chicago Title
Golden John R -- None Available
Golden John R -- None Available
Golden John R -- --
Golden John R $155,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vongsouvanh Sou $192,000
Previous Owner Golden John R $123,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2023 02/28/23 Sold $240,000 -2.0% $128 / Sq Ft
01/13/2023 01/13/23 Pending -- -- --
01/07/2023 01/07/23 Price Changed $245,000 +6.6% $131 / Sq Ft
01/03/2023 01/03/23 Price Changed $229,900 -2.1% $123 / Sq Ft
12/25/2022 12/25/22 Price Changed $234,900 -2.1% $125 / Sq Ft
12/09/2022 12/09/22 Price Changed $239,900 -2.4% $128 / Sq Ft
11/29/2022 11/29/22 Price Changed $245,900 -1.6% $131 / Sq Ft
11/21/2022 11/21/22 Price Changed $249,900 -2.0% $133 / Sq Ft
11/10/2022 11/10/22 Price Changed $254,900 -1.9% $136 / Sq Ft
10/31/2022 10/31/22 For Sale $259,900 -- $139 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,637 $78,442 $19,035 $59,407
2023 $4,677 $70,867 $17,197 $53,670
2022 $4,649 $64,619 $15,681 $48,938
2021 $4,409 $60,415 $14,661 $45,754
2020 $3,035 $57,675 $13,996 $43,679
2019 $3,108 $54,939 $13,332 $41,607
2018 $3,290 $59,996 $12,560 $47,436
2017 $4,702 $56,718 $11,874 $44,844
2016 $3,549 $52,619 $11,016 $41,603
2015 -- $48,230 $10,097 $38,133
2014 -- $44,277 $9,972 $34,305
2013 -- $45,445 $10,235 $35,210
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11663893

Midwest Real Estate Data (MRED)

APN: 06-09-127-012