971 Swan Ln Ruther Glen, VA 22546
3
Beds
2.5
Baths
1,800
Sq Ft
0.49
Acres
Highlights
- Boat Ramp
- Fitness Center
- Lake Privileges
- Beach
- Gated Community
- Colonial Architecture
About This Home
As of July 2025Welcome to 971 Swan Lane, a charming 1,800 sq. ft. Craftsman-style farmhouse built in 2021 and freshly painted throughout. Located in an amenity-filled lake community, this two-story home offers 3 bedrooms, 2.5 baths, and a thoughtfully designed layout that blends comfort and functionality. The main level features durable flooring and a spacious eat-in kitchen with granite countertops, stainless steel appliances, a breakfast bar, and ample cabinet and counter space. Upstairs, the primary suite includes a walk-in closet and private bath with a double vanity and walk-in shower, while two additional bedrooms and a second-floor laundry room add everyday convenience. Outside, enjoy a full covered front porch — perfect for morning coffee or evening relaxation. With modern finishes and access to community amenities, this home offers the best of both style and lifestyle.
Last Agent to Sell the Property
CENTURY 21 New Millennium License #0225062433 Listed on: 05/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,747
Year Built
- Built in 2021
Lot Details
- 0.49 Acre Lot
- Back Yard Fenced
- Property is zoned R1
HOA Fees
- $146 Monthly HOA Fees
Parking
- Driveway
Home Design
- Colonial Architecture
- Vinyl Siding
Interior Spaces
- 1,800 Sq Ft Home
- Property has 2 Levels
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Crawl Space
- Attic
Kitchen
- Electric Oven or Range
- Built-In Microwave
- Ice Maker
- Stainless Steel Appliances
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Front Loading Dryer
- Front Loading Washer
Outdoor Features
- Lake Privileges
Schools
- Caroline High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 514
- Assessor Parcel Number 51A102-514
Community Details
Overview
- Association fees include pool(s), security gate, common area maintenance, road maintenance, snow removal
- $1,500 Other One-Time Fees
- Lake Land Or Subdivision
- Community Lake
Amenities
- Picnic Area
- Common Area
- Clubhouse
Recreation
- Boat Ramp
- Beach
- Tennis Courts
- Community Basketball Court
- Volleyball Courts
- Shuffleboard Court
- Community Playground
- Fitness Center
- Community Pool
- Dog Park
Security
- Security Service
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Jul 18, 2025
Sold by
Antunes Luis and Antunes Amber
Bought by
Osland Jacob and Osland Marissa
Seller's Agent
Michelle Wilson
CENTURY 21 New Millennium
Buyer's Agent
Alexa Murphy
Pearson Smith Realty LLC
List Price
$369,900
Sold Price
$375,000
Premium/Discount to List
$5,100
1.38%
Views
63
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.90%
Original Mortgage
$375,000
Outstanding Balance
$375,000
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
-$1,044
Purchase Details
Listed on
Mar 26, 2021
Closed on
Dec 15, 2021
Sold by
Hidden Farm Estates Llc
Bought by
Antunes Luis and Antunes Amber
Seller's Agent
Stoney Marshall
Hometown Realty Services Inc
Buyer's Agent
Michelle Wilson
Century 21 New Millenium
List Price
$286,950
Sold Price
$288,225
Premium/Discount to List
$1,275
0.44%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.61%
Original Mortgage
$283,004
Interest Rate
3.09%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 17, 2021
Sold by
Property Development & Mgmt Svcs Inc
Bought by
Hidden Farm Estates Llc
Similar Homes in Ruther Glen, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | Chicago Title | |
| Deed | $288,225 | First American Title | |
| Deed | $50,000 | Sta Title And Escrow |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $375,000 | VA | |
| Previous Owner | $6,305 | FHA | |
| Previous Owner | $283,004 | FHA | |
| Previous Owner | $200,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $375,000 | +1.4% | $208 / Sq Ft |
| 06/16/2025 06/16/25 | Pending | -- | -- | -- |
| 05/30/2025 05/30/25 | For Sale | $369,900 | +28.3% | $206 / Sq Ft |
| 12/15/2021 12/15/21 | Sold | $288,225 | +0.4% | $163 / Sq Ft |
| 04/01/2021 04/01/21 | Pending | -- | -- | -- |
| 03/26/2021 03/26/21 | For Sale | $286,950 | -- | $162 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,920 | $379,200 | $50,000 | $329,200 |
| 2024 | $1,725 | $224,000 | $46,000 | $178,000 |
| 2023 | $1,725 | $224,000 | $46,000 | $178,000 |
| 2022 | $262 | $34,000 | $34,000 | $0 |
| 2021 | $262 | $34,000 | $34,000 | $0 |
| 2020 | $199 | $24,000 | $24,000 | $0 |
| 2019 | $199 | $24,000 | $24,000 | $0 |
| 2018 | $199 | $24,000 | $24,000 | $0 |
| 2017 | $199 | $24,000 | $24,000 | $0 |
| 2016 | -- | $24,000 | $24,000 | $0 |
| 2015 | $252 | $35,000 | $35,000 | $0 |
| 2014 | $252 | $35,000 | $35,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Michelle Wilson
Century 21 New Millennium
(540) 373-2000
255 Total Sales
-
A
Buyer's Agent in 2025
Alexa Murphy
Pearson Smith Realty LLC
(703) 795-2295
12 Total Sales
-
Seller's Agent in 2021
Stoney Marshall
Hometown Realty Services Inc
(804) 690-3704
705 Total Sales
-
Seller Co-Listing Agent in 2021
Peyton Burchell
Hometown Realty Services Inc
(804) 366-5631
442 Total Sales
Map
Source: Bright MLS
MLS Number: VACV2007980
APN: 51A1-02-514
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