$519,000
$50K PRICE DROP

97159 Harbor Concourse Cir Fernandina Beach, FL 32034

Estimated payment $3,226/month

Total Views 11,886
5 Beds
3.5 Baths
2,962 Sq Ft
$175 Price per Sq Ft

Highlights

  • Home fronts a pond
  • Rear Porch
  • Cooling Available
  • Yulee Elementary School Rated A-
  • Screened Patio
  • French Doors

About This Home

Spacious 5-Bedroom Home in Desirable Harbor Concourse! This beautiful 5-bedroom, 3-bathroom home offers low HOA dues and access to a community playground, making it a great place to call home. With the primary bedroom conveniently located downstairs—featuring his and her closets—this home offers both comfort and functionality. Upstairs, you’ll find an oversized flex space ideal for a mother-in-law suite, homeschooling area, or second living space, along with generously sized guest bedrooms that provide plenty of room to relax and unwind. The heart of the home is the stunning kitchen, boasting quartz countertops, a charming brick backsplash, stainless steel appliances, and stylish pendant lighting. Downstairs also includes a bonus room perfect for a home office or hobby room, giving you flexibility to suit your lifestyle. Step outside to enjoy the fully fenced backyard with tranquil pond views, all from the comfort of your screened-in lanai—ideal for relaxing or entertaining year-round. Located convenient to shopping, restaurants and short drive to Fernandina's beaches.

Listing Agent

Colleen Bellar

KELLER WILLIAMS REALTY / FB OFFICE License #3257701 Listed on: 04/10/2025

KELLER WILLIAMS REALTY / FB OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,894

Year Built

  • Built in 2019

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 50x110
  • Home fronts a pond
  • Fenced
  • Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $52 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,962 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Pendant Lighting
  • Insulated Windows
  • Blinds
  • French Doors

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Screened Patio
  • Rear Porch

Utilities

  • Cooling Available
  • Central Heating
  • Cable TV Available

Community Details

  • Built by Dream Finders
  • Harbor Concourse Subdivision

Listing and Financial Details

  • Assessor Parcel Number 29-2N-28-0115-0108-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,894

Year Built

Built in 2019

Lot Details

0

HOA Fees

$52 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 50x110
  • Road Surface Type: Paved
  • Subdivision Name: Harbor Concourse
  • Directions: A1A to Amelia Concourse, Right into Harbor Concourse, Right on Harbor Concourse Circle, Home on left look for sign in yard
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2019
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Door Features: French Doors
  • Interior Amenities: Ceiling Fan(s), French Door(s)/Atrium Door(s), Cable TV, Window Treatments
  • Living Area: 2962.0
  • Window Features: Insulated Windows, Blinds

Exterior Features

  • Pool Features: None
  • Waterfront Features: Pond
  • Disclosures: Deed Restriction
  • Builder Name: Dream Finders
  • Construction Type: Fiber Cement, Frame
  • Exterior Features: Fence, Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Two Car Garage, Garage Door Opener

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 620.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 29-2N-28-0115-0108-0000
  • Zoning: PUD

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,894 $353,972 -- --
2023 $4,894 $343,662 $0 $0
2022 $4,450 $333,652 $0 $0
2021 $3,592 $266,145 $0 $0
2020 $3,586 $262,470 $45,000 $217,470
2019 $772 $45,000 $45,000 $0
2018 $629 $40,000 $0 $0
2017 $499 $30,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2025 08/30/25 Price Changed $519,000 -3.7% $175 / Sq Ft
07/16/2025 07/16/25 Price Changed $539,000 -3.6% $182 / Sq Ft
05/23/2025 05/23/25 Price Changed $559,000 -1.8% $189 / Sq Ft
04/10/2025 04/10/25 For Sale $569,000 +92.7% $192 / Sq Ft
12/17/2023 12/17/23 Off Market $295,293 -- --
12/17/2023 12/17/23 Off Market $425,000 -- --
07/01/2021 07/01/21 Sold $425,000 -1.1% $143 / Sq Ft
05/24/2021 05/24/21 Pending -- -- --
04/23/2021 04/23/21 For Sale $429,900 +45.6% $145 / Sq Ft
04/16/2019 04/16/19 Sold $295,293 +4.6% $100 / Sq Ft
10/25/2018 10/25/18 Pending -- -- --
10/25/2018 10/25/18 For Sale $282,270 -- $95 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $425,000 Estate Title & Trust
Warranty Deed $295,293 Df Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $403,750 New Conventional
Previous Owner $256,139 FHA
Previous Owner $255,391 FHA
Source: Public Records

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 111919

APN: 29-2N-28-0115-0108-0000