NOT LISTED FOR SALE

97244 Harbor Concourse Cir Fernandina Beach, FL 32034

Estimated Value: $385,156 - $436,000

4 Beds
2 Baths
1,762 Sq Ft
$230/Sq Ft Est. Value

Last Sold April 29, 2024

Last sale price $403,000 $229 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,396/month

130 Days on Market

Highlights

  • Cooling Available
  • Home Security System
  • Central Heating
  • Yulee Elementary School Rated A-
  • Water Softener is Owned
  • Ceiling Fan

About This Home

As of April 2024

Feel as though you are in the country while having the convenience of shopping, dining, and entertainment within minutes! A short drive to I-95 and less than 15 minutes to Historic Fernandina Beach. This home offers a split bedroom plan, an open concept living area, a two-car garage, and an expansive outdoor entertaining area with a covered patio, a two-tiered deck & a fire pit area overlooking a large neighboring fenced pasture. The kitchen offers stainless steel appliances, a large island, double ovens, a stone backsplash, a nice pantry, and a dining area. Two bedrooms share a full bath, a third is located off of the kitchen hallway and can serve as a nice office. The master suite is located off of the main living area offering a tall double vanity, an oversized tub, a walk-in shower, a separate toilet closet, and a large walk-in closet. Book your private tour Today!

Last Agent to Sell the Property

Brenda Holland

ISLAND SIDE REALTY License #3361049 Listed on: 11/22/2023

Last Buyer's Agent

Colleen Bellar

KELLER WILLIAMS REALTY / FB OFFICE License #3257701

KELLER WILLIAMS REALTY / FB OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,361

Year Built

  • Built in 2018

Lot Details

  • Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 1,762 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Home Security System

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Central Heating
  • Heat Pump System
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Harbor Concourse Subdivision

Listing and Financial Details

  • Assessor Parcel Number 29-2N-28-0115-0048-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,361

Year Built

Built in 2018

Lot Details

0

HOA Fees

$49 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size: .12
  • Road Surface Type: Paved
  • Subdivision Name: Harbor Concourse
  • Directions: From A1A turn on Amelia Concourse. Follow to Harbor Concourse on your right. Make a left on Harbor Concourse Circle and follow to 97244 on your left.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 2018
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: Ceiling Fan(s), Split Bedrooms, Window Treatments
  • Living Area: 1762.0
  • Window Features: Vinyl, Blinds
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Disclosures: Deed Restriction
  • Construction Type: Fiber Cement
  • Exterior Features: Sprinkler/Irrigation
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage, Garage Door Opener

Utilities

  • Security: Security System
  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 590.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 29-2N-28-0115-0048-0000
  • Zoning: PUD
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2023
Closed on
Apr 29, 2024
Sold by
Fink Christopher and Fink Ashley
Bought by
Polk Ronald and Polk Kellyn
Seller's Agent
Brenda Holland
ISLAND SIDE REALTY
Buyer's Agent
Colleen Bellar
KELLER WILLIAMS REALTY / FB OFFICE
List Price
$425,000
Sold Price
$403,000
Premium/Discount to List
-$22,000
-5.18%
Views
321
Current Estimated Value
$405,539

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,539
Avg. Annual Appreciation
0.43%
Original Mortgage
$251,627
Outstanding Balance
$248,092
Interest Rate
6.87%
Mortgage Type
FHA
Estimated Equity
$157,447

Purchase Details

Closed on
Sep 16, 2019
Sold by
Mulholland Teresa and Mulholland William
Bought by
Fink Christopher and Fink Ashley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,200
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 6, 2018
Closed on
Nov 21, 2018
Sold by
Dream Finders Homes Llc
Bought by
Daniel Teresa
Seller's Agent
Batey McGraw
DREAM FINDERS REALTY LLC
Buyer's Agent
NON MLS
NON MLS
List Price
$222,971
Sold Price
$232,130
Premium/Discount to List
$9,159
4.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.42%
Original Mortgage
$227,925
Interest Rate
6.12%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Polk Ronald $403,000 Blue Ocean Title
Polk Ronald $403,000 Blue Ocean Title
Fink Christopher $265,000 Guardian Title & Trust Icn
Daniel Teresa $232,129 Df Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Polk Ronald $251,627
Closed Polk Ronald $251,627
Previous Owner Fink Christopher $211,200
Previous Owner Daniel Teresa $227,925
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/29/2024 04/29/24 Sold $403,000 -1.0% $229 / Sq Ft
03/31/2024 03/31/24 Pending -- -- --
03/02/2024 03/02/24 Price Changed $406,900 -2.0% $231 / Sq Ft
01/20/2024 01/20/24 Price Changed $414,999 +78.8% $236 / Sq Ft
12/17/2023 12/17/23 Off Market $232,130 -- --
11/22/2023 11/22/23 For Sale $425,000 +83.1% $241 / Sq Ft
11/21/2018 11/21/18 Sold $232,130 +4.1% $135 / Sq Ft View Prior Sale
06/06/2018 06/06/18 Pending -- -- --
06/06/2018 06/06/18 For Sale $222,971 -- $130 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,361 $190,506 -- --
2023 $2,361 $184,957 $0 $0
2022 $2,132 $179,570 $0 $0
2021 $2,148 $174,340 $0 $0
2020 $2,140 $171,933 $0 $0
2019 $2,422 $187,708 $45,000 $142,708
2018 $629 $40,000 $0 $0
2017 $499 $30,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 106419

APN: 29-2N-28-0115-0048-0000