$1,900,000

975 Phillips Dr Arnold, MD 21012

Estimated payment $10,856/month

Total Views 47,053
3 Beds
2.5 Baths
2,731 Sq Ft
$696 Price per Sq Ft

Highlights

  • 48 Feet of Waterfront
  • 1 Dock Slip
  • Fishing Allowed
  • Magothy River Middle School Rated A-
  • Pier
  • Gourmet Kitchen

About This Home

Waterfront living at its finest in newly renovated and updated home on Deep Creek with easy access to the Magothy River, Chesapeake Bay, and downtown Annapolis! Unique location where you can kayak, paddle-board, or canoe to protected nature preserve, use a power boat or sailboat to explore the Magothy, Bay, and surrounding areas, and walk or take any boat option to Donnelly's Dockside restaurant. Besides a prime location tucked away on a quiet street with convenient commutes to Annapolis, Baltimore, and DC in the Broadneck school district, nothing has been overlooked with this home offering the perfect combination of comfort, style, and natural waterfront living. From the moment you drive onto the property, it feels like a luxury retreat immersed in nature with the street-side yard including a pond of bullfrog residents and occasional duck visitors, water side yards and pier, and well-designed window placement throughout the house allowing natural light and views of trees, sky, water, and flying and swimming creatures like bald eagles, osprey, ducks, seagulls, songbirds, muskrats, and the occasional otter. This home is tastefully updated and remodeled throughout with exquisite, top-of-the-line custom finishes and thoughtful design details like hardwood flooring and waterfront views from nearly every room. Loads of windows, all season sunroom, and atrium doors across the front fill the home with natural light all day long! Custom painted throughout with neutral, coastal tones, every detail of this home’s remodeling has been thoughtfully considered from the kitchen rebuilt in 2024 to the new steps leading down the hill to the new pier, bulkhead, and boat lift in 2016/2017. Even dredging was done in the creek and spur under the boat lift to ensure easy boating access. The beautifully landscaped yards include children’s amenities—a clubhouse, swings, and basketball hoop—and the stylish concrete and brick-designed driveway provides ample parking leading directly to the attached two-car garage. Additional highlights include electricity and plumbing at the pier featuring a solar-sensor pier light that can be operated from inside and outside the home, a new roof (including sunroom) in 2016, new BAT septic system in 2024 (which was moved street-side to allow water-side hardscaping options), french drains in water-side yard (2018), drains added to driveway to redirect run off (2016), re-pipe and upgrade of all plumbing pipes to code (2024), EV charger in garage (2019), all new flooring (2024), and upgraded water treatment system to accommodate lawn irrigation (2019). All of this and more to ensure low-maintenance living. With voluntary membership in the Shore Acres Improvement Association, you can enjoy and walk to community events and amenities like the playground, clubhouse, and Magothy River beach, boat ramp, and recreation area. This home offers the perfect combination of comfort, style, and true waterfront living immersed in nature and with access to all water activities.

Listing Agent

Mary Gatton

(443) 223-9296 marcie.gatton@redfin.com Redfin Corp License #527140 Listed on: 10/10/2025

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,810

Year Built

  • Built in 1998 | Remodeled in 2024

Lot Details

  • 0.33 Acre Lot
  • 48 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Wood Fence
  • Stone Retaining Walls
  • Back Yard Fenced
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Sprinkler System
  • Partially Wooded Lot
  • Property is in excellent condition
  • Property is zoned R2

Parking

  • 2 Car Direct Access Garage
  • Electric Vehicle Home Charger
  • Rear-Facing Garage
  • Garage Door Opener
  • Gravel Driveway

Property Views

  • Creek or Stream
  • Garden

Home Design

  • Coastal Architecture
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Corner Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Transom Windows
  • Casement Windows
  • Window Screens
  • Atrium Doors
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Sun or Florida Room
  • Flood Lights

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Improved Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Sump Pump
  • Basement Windows

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Bulkhead
  • Rip-Rap
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Playground
  • Play Equipment
  • Rain Gutters

Schools

  • Broadneck Elementary School
  • Magothy River Middle School
  • Broadneck High School

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Humidifier
  • Heat Pump System
  • Vented Exhaust Fan
  • Water Treatment System
  • Well
  • Propane Water Heater
  • On Site Septic
  • Aerobic Septic System

Additional Features

  • Energy-Efficient Windows
  • Property is near a creek

Listing and Financial Details

  • Tax Lot 110
  • Assessor Parcel Number 020374918121700

Community Details

Overview

  • No Home Owners Association
  • Shore Acres Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,810

Year Built

Built in 1998 | Remodeled in 2024

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Year Built: 1998
  • Year Renovated: 2024
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Humidifier, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Hardwood, Luxury Vinyl Plank, Ceramic Tile
  • Interior Amenities: Kitchen - Island, Window Treatments, Wood Floors, Floor Plan - Open, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-In Closet(s), Water Treat System
  • Window Features: Screens, Skylights, Transom, Casement, Energy Efficient
  • Fireplace Features: Corner, Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Sun/Florida Room, Recreation Room, Bathroom 2
  • Basement: Yes
  • Basement Type: Full, Heated, Improved, Interior Access, Sump Pump, Windows
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2854
  • Living Area Sq Ft: 2731
  • Price Per Sq Ft: 939.66
  • Above Grade Finished Sq Ft: 2022
  • Below Grade Finished Sq Ft: 709
  • Below Grade Sq Ft: 123
  • Total Below Grade Sq Ft: 832
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Stone Retaining Walls, Exterior Lighting, Flood Lights, Gutter System, Play Area, Play Equipment, Underground Lawn Sprinkler
  • Roof: Architectural Shingle
  • View: Water, Garden/Lawn, Creek/Stream
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 48

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway, Electric Vehicle Charging Station(s), Gravel Driveway, Paved Parking
  • Garage Features: Garage Door Opener, Inside Access, Garage - Rear Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: On Site Septic, Aerobic Septic
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: BROADNECK
  • High School: BROADNECK
  • Middle Or Junior School: MAGOTHY RIVER

Lot Info

  • Fencing: Wood, Rear
  • Lot Features: Bulkheaded, Landscaping, No Thru Street, Partly Wooded, Trees/Wooded, Stream/Creek, Fishing Available, Rip-Rapped
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14520.00
  • Outdoor Living Structures: Enclosed, Porch(es), Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 10810.00
  • Assessor Parcel Number: 020374918121700
  • Tax Lot: 110
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site, Rip-Rap

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,992 $1,055,333 -- --
2024 $10,992 $952,500 $611,600 $340,900
2023 $10,322 $896,400 $0 $0
2022 $9,271 $840,300 $0 $0
2021 $8,685 $784,200 $459,400 $324,800
2020 $8,430 $763,200 $0 $0
2019 $8,218 $742,200 $0 $0
2018 $7,313 $721,200 $402,100 $319,100
2017 $7,383 $681,100 $0 $0
2016 -- $641,000 $0 $0
2015 -- $600,900 $0 $0
2014 -- $600,900 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 For Sale $1,900,000 +123.5% $696 / Sq Ft
05/18/2015 05/18/15 Sold $850,000 0.0% $406 / Sq Ft View Prior Sale
03/19/2015 03/19/15 Pending -- -- --
03/14/2015 03/14/15 For Sale $850,000 0.0% $406 / Sq Ft
03/13/2015 03/13/15 Off Market $850,000 -- --
03/13/2015 03/13/15 For Sale $850,000 -- $406 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $850,000 Title Forward
Deed $837,500 --
Deed $119,002 --
Deed $158,000 --
Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2128106

Bright MLS

APN: 03-749-18121700