$2,099,990

97501 Overseas Hwy Unit 131 Key Largo, FL 33037

Estimated payment $13,329/month

Total Views 10,567
4 Beds
3 Baths
2,635 Sq Ft
$797 Price per Sq Ft

Highlights

  • Marina
  • Ocean Front
  • Fitness Center
  • Coral Shores High School Rated A
  • Boat Dock
  • 1-minute walk to Schwingggg

About This Home

OCEANFRONT 4 BEDROOM PENTHOUSE in exclusive Mariners Club! Beautifully updated with fresh paint, stylish furniture, and modern décor for a perfect turnkey experience. Bright and airy with natural light, large sliders open to a spacious balcony overlooking the deep-water marina and Atlantic Ocean. Enjoy 4 bedrooms, 3 full baths, and open living with a gourmet kitchen featuring granite counters, stainless appliances, & travertine floors. Resort amenities include two pools, hot tub grotto, marina, dry stack storage, gym, indoor/outdoor pickleball, tennis, and 24-hour gated security. No rental restrictions allowing you to generate revenue when not in residence, offsetting carrying costs. Turnkey and pristine—just bring your bags and enjoy luxury oceanfront living in Key Largo!

Listing Agent

Lorie Leal

American Caribbean Real Estate License #0703307 Listed on: 10/22/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $10,476

Year Built

  • Built in 2004

Lot Details

  • Ocean Front
  • Home fronts navigable water
  • End Unit

HOA Fees

  • $1,421 Monthly HOA Fees

Parking

  • Open Parking

Home Design

  • Penthouse
  • Entry on the 3rd floor
  • Concrete Block And Stucco Construction

Interior Spaces

  • 2,635 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Ceiling Fan
  • Combination Dining and Living Room
  • Storage Room
  • Direct Ocean Views

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Flooring

  • Marble
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Sinks
  • Separate Shower in Primary Bathroom
  • Bathtub

Laundry

  • Laundry in Utility Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Property has ocean access
  • No Fixed Bridges
  • Property is near a marina
  • Attended Boat Services
  • Dock Available
  • Balcony
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 00554893-000131

Community Details

Overview

  • 18 Units
  • Club Membership Required
  • Low-Rise Condominium
  • Mariners Club Condos
  • The Dolphin At Mariners C,Mariners Club Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Community Kitchen
  • Elevator

Recreation

  • Boat Dock
  • Marina
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Heated Community Pool
  • Community Spa
  • Fishing

Pet Policy

  • Breed Restrictions

Building Details

  • Maintenance Expense $3,562

Security

  • Security Guard
  • Complex Is Fenced
  • High Impact Windows
  • High Impact Door
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$10,476

Year Built

Built in 2004

Lot Details

0

HOA Fees

$1,421 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2004
  • Property Sub Type: Condominium
  • Architectural Style: Corner Unit, Penthouse
  • Directions: Mile marker 97 oceanside, gated, need agent to enter
  • Entry Level: 3
  • Garage Yn: No
  • Horses: No
  • Inclusions: Community Boat Dock,Dock Available,Unrestricted Salt Water Access, Attended,Community Marina,Marina
  • New Construction: No
  • Property Attached Yn: Yes
  • Structure Type: Condo 1-4 Stories, Condo
  • Subdivision Name: THE DOLPHIN AT MARINERS C,Mariners Club
  • Year Built Details: Resale
  • MIAMIRE_PetsAllowedYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: Yes
  • CurrentPrice: 2099990
  • InternetRemarks: Luxury 4BR oceanfront penthouse at Mariners Club Key Largo! Nicely updated, turnkey, w/ ocean views & resort amenities. Short term rentals allowed.
  • ShowingTimeFlag: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Washer
  • Interior Amenities: Pantry, Walk-In Closet(s), Storage, Utility Room/Laundry
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: High Impact Doors
  • Flooring: Marble, Tile
  • Furnished: Furnished
  • Living Area: 2635
  • Stories: 3
  • Window Features: Complete Impact Glass, High Impact Windows, Impact Glass
  • Bedroom Features: Primary Bath Shower, Primary Bath Tub
  • Dining Room Features: Breakfast Area, Dining/Living Room, Snack Bar/Counter
  • Living Room Features: Storage Room, Utility Room/Laundry
  • Master Bathroom Features: Dual Sinks, Separate Tub & Shower

Exterior Features

  • View: Ocean View, Direct Ocean, Water View
  • Exterior Features: Open Balcony
  • Construction Type: Concrete Block Construction, CBS Construction
  • Patio And Porch Features: Open Balcony
  • Pool Private: No
  • View: Yes
  • Waterfront Features: Navigable Water, No Fixed Bridges, Ocean Access, Ocean Front
  • Waterfront: Yes

Garage/Parking

  • Park Building Name: Mariners Club
  • Open Parking: Yes
  • Parking Features: Open

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Utility Room/Laundry
  • Security: Smoke Detector, Complex Fenced, Guard At Site, Security Patrol

Condo/Co-op/Association

  • Association Fee: 4263
  • Amenities: Barbecue, Boat Dock, Child Play Area, Clubhouse-Clubroom, Elevator(s), Exercise Room, Exterior Lighting, Fishing Pier, Heated Pool, Kitchen Facilities, Marina, Pickleball, Pool, Spa/Hot Tub
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • MIAMIRE_TypeofAssociation: Condo, Homeowners

Lot Info

  • Parcel Number: 00554893-000131

Rental Info

  • Pets Allowed: Restrictions Or Possible Restrictions

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 10476

Multi Family

  • Maintenance Expense: 3562
  • Number Of Units In Community: 18
  • Number Of Units Total: 18

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,476 $1,564,983 -- $1,564,983
2024 $10,054 $1,426,457 -- $1,426,457
2023 $10,054 $1,465,731 $0 $1,465,731
2022 $8,722 $1,255,736 $0 $1,255,736
2021 $7,600 $885,075 $0 $885,075
2020 $6,929 $902,980 $0 $902,980
2019 $6,603 $902,980 $0 $902,980
2018 $6,411 $903,205 $0 $0
2017 $5,666 $769,156 $0 $0
2016 $5,102 $625,606 $0 $0
2015 $4,415 $479,992 $0 $0
2014 $4,445 $479,992 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/22/2025 10/22/25 For Sale $2,099,990 -- $797 / Sq Ft
Source: MIAMI REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $600,000 Multiple
Special Warranty Deed $730,000 Attorney
Deed In Lieu Of Foreclosure -- Attorney
Special Warranty Deed $1,525,000 Premier Title Company Ltd
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $300,000 Seller Take Back
Previous Owner $1,357,250 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Lorie Leal
Lorie Leal

American Caribbean Real Estate

(786) 751-6361

Section Image

Lorie Leal is a native Floridian and has lived all over the state. She and her husband Roland chose Key Largo to be their home in 2001 and haven't looked back! Lorie is a 24-year, full-time, professional Realtor® with American Caribbean Real Estate, a Christie's International Real Estate affiliate in Key Largo. Lorie is continually recognized as a company top performer & has also earned her Christie's Luxury Specialist designation. In 2021, she was inducted into the Christie's Masters Circle,

View Lorie's Profile

Lorie's Other Listings

  • 300 Ocean Dr Unit 28, Key Largo, FL 33037

    $320,000 Under Contract

    • 2 Beds
    • 1.5 Baths
    • 1,024 Sq Ft
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    • Key Largo, FL

    Affordable, updated Key Largo townhome! Welcome to Holiday by the Sea #28 — a move-in ready 2-bedroom, 1.5-bath offering comfort, convenience, and the perfect Keys lifestyle. This top-floor end unit is light-filled and features three private balconies overlooking native hardwood hammock—ideal for morning coffee or unwinding at Happy Hour. Inside, enjoy updated flooring, butcher block counters,

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  • 1500 Ocean Bay Dr Unit S3, Key Largo, FL 33037

    $800,000 Sold Jun 04, 2025

    • 3 Beds
    • 3 Baths
    • 925 Sq Ft
    • 1500 Ocean Bay Dr
    • Unit S3
    • Key Largo, FL

    Large 3/3 townhome at popular Kawama Yacht Club in the heart of Key Largo! Rare opportunity to own a 3 level townhome with FANTASTIC RENTAL HISTORY in Key Largo. Solid concrete construction with metal roofs and impact windows & doors. Perfect floor plan for entertaining - the lower level has a bedroom, full bath & rec room/ den; on the second floor there's full bath, open kitchen & living area

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  • 164 Ocean Shores Dr, Key Largo, FL 33037

    $1,050,000 Sold May 02, 2025

    • 3 Beds
    • 2 Baths
    • 1,552 Sq Ft
    • 164 Ocean Shores Dr
    • Key Largo, FL

    Beautifully appointed concrete stilt home in the heart of Key Largo! Built in 2017, this home is roomy and bright with high ceilings, wood plank tile floors, plantation shutters throughout, large bedrooms, plenty of closet space, spacious primary suite with a private balcony. Downstairs storage, covered parking and street to street access for convenience. Fully fenced with an electric gate, turf,

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  • 374 Bahia Ave, Key Largo, FL 33037

    $2,800,000 Sold Jun 06, 2025

    • 4 Beds
    • 3 Baths
    • 3,306 Sq Ft
    • 374 Bahia Ave
    • Key Largo, FL

    Enjoy the best of FL Keys living in prestigious Port Largo! This meticulously designed 4-bedroom, 3-bath concrete residence spans over 3,300 square feet, offering incredible value and 75 feet of concrete dockage on an 80-foot-wide deepwater canal with a 15,000-pound boat lift and unrestricted ocean access.Step through frosted impact double doors into the main level, where a bright foyer opens to

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  • 6 Silver Springs Dr, Key Largo, FL 33037

    $540,000 Sold Aug 22, 2025

    • 2 Beds
    • 1 Bath
    • 840 Sq Ft
    • 6 Silver Springs Dr
    • Key Largo, FL

    Neat & Tidy Bungalow in popular Key Largo Park! This extremely well maintained 2 bedroom CBS home sits on a large, 50 x 100 lot that runs street to street. It's neat as a pin and move in ready with a brand new roof, tankless water heater & fresh paint inside & out. Triple sliders from the main living area open right out to the private, paver courtyard - perfect for morning coffee & al fresco

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  • 94220 Overseas Hwy Unit 5, Tavernier, FL 33070

    $665,000 Sold Dec 01, 2025

    • 2 Beds
    • 2.5 Baths
    • 1,523 Sq Ft
    • 94220 Overseas Hwy
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    SPACIOUS TOWNHOME! Nestled in the tropical hammock on Florida Bay in Tavernier is the exclusive, gated community of Sunset Hammock. This townhome offers a private covered carport that connects to the ground floor entrance foyer, and up the stairs is an expansive open living space with soaring ceilings. The updated kitchen is light and bright with quartz counters, stainless appliances, tiled back

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  • 325 Calusa St Unit 426, Key Largo, FL 33037

    $262,000 Sold Jun 23, 2025

    • Land
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    BRING YOUR RV and live the Keys life in your very own private RV lot in Key Largo's popular Calusa Campground. Located on a quiet street in the park, lot 426 is ready for occupancy! A new PVC fence was installed in 2022 and there is a concrete pad for your tables & chairs so you can enjoy evening BBQs and beverages in comfort. The lot is 35ft wide by 50ft deep accommodating 5th wheels, travel

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  • 145 2nd Ct, Key Largo, FL 33037

    $344,000 Sold Apr 21, 2025

    • 2 Beds
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    Affordable Key Largo Living! This updated 2-bedroom, 1-bath home in sought-after Key Largo Village is the perfect mix of comfort and convenience! The upgraded kitchen, tile flooring throughout, walk-in closets in both bedrooms, central air and freshly updated bathroom make this island home move-in ready! Enjoy a custom deck, fully fenced yard with a gated side area for your boat, plus a chicken

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  • 174 Westminster Dr, Tavernier, FL 33070

    $1,600,000 Sold Apr 08, 2025

    • 3 Beds
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    RARE Bayfront oversized corner lot with 160ft on the water in popular Hammer Point! Spectacular Bay Views! ROGO letter in hand! SELLER FINANCING considered! This bayfront doublewide enjoys stunning bay views from almost every room. Take in nightly sunsets from the huge wrap around screen patio or the enclosed Florida room with a cold beverage in hand. Enjoy the beauty of ocean life with 160ft of

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Source: MIAMI REALTORS® MLS

MLS Number: A11905600

MIAMI REALTORS® MLS

APN: 00554893-000131

Florida Monroe County Key Largo 33037

97501 Overseas Hwy Unit 131, Key Largo, FL

For Sale

Condos

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Lorie Leal
Lorie Leal
Listing Agent Section Image
American Caribbean Real Estate
(786) 751-6361