$1,499,000

97501 Overseas Hwy Unit 522 Key Largo, FL 33037

Estimated payment $10,063/month

2 Beds
2 Baths
1,876 Sq Ft
$799 Price per Sq Ft

Highlights

  • Ocean Front
  • Dock Facilities
  • Concrete Pool
  • Coral Shores High School Rated A
  • Boat Ramp
  • 1-minute walk to Schwingggg

About This Home

Experience the ultimate Florida Keys lifestyle in this beautiful oceanfront 3 bedroom, 2.5 bathroom condo located in a luxury, resort-style gated community in the heart of Key Largo. Enjoy breathtaking open-water views and your own stretch of beachfront paradise, all just steps from your door.This turn-key property is ready for you to move right in or continue as a high-income vacation rental. Inside, you'll find a spacious open layout filled with natural light, modern finishes, and coastal charm. Each bedroom offers comfort and privacy, making it perfect for families, guests, or investors.The community is fully gated and offers everything you could dream of in a resort setting -- including a sparkling oceanfront pool, tennis and pickleball courts, fitness center (A/C gym), clubhouse, and a deep-water marina for your boat or water toys.Located close to shopping, dining, world-class diving, and fishing, this property puts you right in the heart of the Keys' most desirable attractions

Listing Agent

Kimberly Gray

LoKation Real Estate License #3151823 Listed on: 10/17/2025

LoKation Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $10,148

Year Built

  • Built in 2005

HOA Fees

  • $1,293 Monthly HOA Fees

Interior Spaces

  • 1,876 Sq Ft Home
  • Ocean Views
  • Dryer

Kitchen

  • Oven
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Pool

  • Concrete Pool
  • Lap Pool
  • In Ground Pool

Outdoor Features

  • Boat Ramp
  • Dock Facilities

Additional Features

  • Ocean Front
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00554894-000522

Community Details

Overview

  • Association fees include cable, security, common area mnt, bldg exterior mnt, water, sewer
  • Key Largo North Marnier's Club Subdivision
  • The community has rules related to deed restrictions

Pet Policy

  • Pet Restriction: YES

Property Details

Home Type

Condominium

Est. Annual Taxes

$10,148

Year Built

Built in 2005

Lot Details

0

HOA Fees

$1,293 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 3880.00
  • Mandatory HOA: Yes
  • Fee Includes: Cable, Security, Common Area Mnt, Bldg Exterior Mnt, Water, Sewer
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.00
  • Min Rental Days: 3.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets W Restrictions: YES
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 10147.89
  • Year Built: 2005
  • Alternate Key Number: 9082985
  • Pool Info: In Ground, Concrete, Lap
  • Association Maintenance Fee Per: Quarterly
  • Species List: No
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1876.00
  • Pool Info Other: YES
  • Sewer Hook Up: Yes
  • Unit Complex: Complex
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dryer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Dock Privileges, Other Dockage, Basin, Boat Ramp
  • Waterfront: Oceanfront, Open Water
  • Waterfront: Yes
  • Construction: CBS
  • Waterview: Ocean View, Open Water View
  • Pool: Yes

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: AE,AE,VE
  • Parcel Number: 00554894-000522
  • Land Size: Less Than 1/4 Acre

Rental Info

  • Rentals Allowed: Yes

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,539 $1,218,528 -- $1,218,528
2023 $9,539 $1,203,520 $0 $1,203,520
2022 $8,110 $979,403 $0 $979,403
2021 $5,943 $723,564 $0 $723,564
2020 $5,169 $560,984 $0 $560,984
2019 $5,175 $560,984 $0 $560,984
2018 $5,251 $559,107 $0 $0
2017 $4,986 $547,396 $0 $0
2016 $4,640 $469,311 $0 $0
2015 $4,013 $388,332 $0 $0
2014 $4,040 $388,332 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/17/2025 10/17/25 For Sale $1,499,000 +30.3% $799 / Sq Ft
07/26/2021 07/26/21 Sold $1,150,000 -4.2% $613 / Sq Ft View Prior Sale
06/12/2021 06/12/21 Pending -- -- --
08/21/2020 08/21/20 For Sale $1,200,000 +137.2% $640 / Sq Ft
06/19/2015 06/19/15 Sold $506,000 +5.4% $270 / Sq Ft View Prior Sale
05/20/2015 05/20/15 Pending -- -- --
05/01/2015 05/01/15 For Sale $479,900 -- $256 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,150,000 Coral Reef Title Company
Special Warranty Deed $506,000 Servicelink Llc
Trustee Deed -- None Available
Trustee Deed -- None Available
Special Warranty Deed $1,609,900 Premier Title Company Ltd
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,000,000 Fannie Mae Freddie Mac
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 616928

Florida Keys Board of REALTORS®

APN: 00554894-000522