NOT LISTED FOR SALE

Estimated Value: $632,000 - $642,766

2 Beds
1.5 Baths
1,088 Sq Ft
$505/mo HOA Fee

Last Sold March 28, 2025

Last sale price $625,000 $574 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,112/month

14 Days on Market

Highlights

  • Community Pool
  • Laundry closet
  • Level Lot
  • Los Penasquitos Elementary School Rated A+
  • 1 Car Garage
  • Stacked Washer and Dryer

About This Home

As of March 2025

Welcome to Shadow Tree in Rancho Penasquitos! This centrally located 2-bedroom, 1.5-bath condo offers the perfect blend of comfort and convenience. Enjoy brand-new vinyl flooring and fresh carpeting throughout, creating a sleek and inviting ambiance. The spacious living area is bright and welcoming, while your private entry and outdoor back patio provide the perfect space to relax or entertain. Ideally situated within a mile of Mt. Carmel High School, this home is just minutes from the freeway, a grocery store, and a variety of restaurants. For added convenience, the condo includes a large garage and a designated parking space. Experience resort-style living with community amenities like a pool and hot tub. Plus, the HOA covers water, trash, and cable for a truly hassle-free lifestyle.

Last Agent to Sell the Property

Virgilio Felix

eXp Realty of Southern California, Inc. License #01994233 Listed on: 02/20/2025

eXp Realty of Southern California, Inc.

Last Buyer's Agent

Zsuzsanna Murray

Real Broker License #01932070

Real Broker

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,732

Year Built

  • Built in 1980

Lot Details

  • 2.29

HOA Fees

  • $505 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Uncovered Parking

Home Design

  • Rolled or Hot Mop Roof
  • Stucco Exterior

Interior Spaces

  • 1,088 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Living Room with Fireplace

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry closet
  • Stacked Washer and Dryer

Additional Features

  • Pool Equipment or Cover
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 315-100-32-30

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), limited insurance, roof maintenance, termite, trash pickup
  • 4 Units
  • Shadow Tree Association, Phone Number (760) 746-9127
  • Shadow Tree Community

Recreation

  • Community Pool

Pet Policy

  • Pet Restriction

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,732

Year Built

Built in 1980

Lot Details

0

HOA Fees

$505 per month

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: North County Inland
  • Cross Street: Carmel Mountain Rd
  • Neighborhood: Rancho Peñasquitos
  • LP / Sq Ft: 596.51
  • Price Per Sq Ft: 574.45
  • SP/ Sq Ft: 574.45
  • Stories: 2 Story
  • Stories In Building: 2
  • Ownership: Condominium
  • Total Stories: 2
  • Year Built: 1980
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Dryer, Pool/Spa/Equipment, Range/Oven, Refrigerator
  • Fireplaces: 1
  • Fireplace: Fp In Living Room, Gas
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 17x13
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Laundry Location: Closet Stacked, Inside
  • Estimated Sq Ft: 1088
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Pool: Community/Common
  • Roof: Rolled/Hot Mop

Garage/Parking

  • Garage Details: Garage
  • Garage Spaces: 1
  • Non Garage Parking: Uncovered
  • Garage Spaces: 1
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Electric, Natural Gas

Condo/Co-op/Association

  • Complex Name: Shadow Tree
  • Total Fees: 6060.0
  • Pets Allowed: Allowed w/Restrictions
  • Units In Building: 4
  • Total Number of Units: 124
  • Community: RANCHO PENASQUITOS
  • Home Owner Association: Shadow Tree
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Limited Insurance, Roof Maintenance, Termite, Trash Pickup
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 505.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 760-746-9127

Association/Amenities

  • Entry Level Unit: 1

Fee Information

  • Total Monthly Fees: 505

Lot Info

  • Lot Size: 2+ to 4 AC
  • Topography: Level
  • Assessor Parcel Number: 315-100-32-30

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2025
Closed on
Mar 13, 2025
Sold by
William E Finch And Peggy Finch Trust and Alfred Rebekah
Bought by
Hu Juan
Seller's Agent
Virgilio Felix
eXp Realty of Southern California, Inc.
Buyer's Agent
Zsuzsanna Murray
Real Broker
List Price
$649,000
Sold Price
$625,000
Premium/Discount to List
-$24,000
-3.7%
Views
104
Current Estimated Value
$636,692

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,692
Avg. Annual Appreciation
3.00%
Original Mortgage
$500,000
Outstanding Balance
$498,304
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$134,513

Purchase Details

Closed on
Apr 14, 2010
Sold by
Finch William Edward and Finch Peggy
Bought by
Finch William E and Finch Peggy
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hu Juan $625,000 First American Title
Finch William E -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hu Juan $500,000
Previous Owner William E Finch And Peggy Finch Trust $1,072,500
Previous Owner William E Finch And Peggy Finch Trust $1,072,500
Previous Owner Finch William E $1,072,500
Previous Owner Finch William Edward $495,000
Previous Owner Finch William Edward $10,000
Previous Owner Finch William Edward $67,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $625,000 -3.7% $574 / Sq Ft
03/07/2025 03/07/25 Pending -- -- --
02/20/2025 02/20/25 For Sale $649,000 -- $597 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,732 $159,607 $62,593 $97,014
2024 $1,732 $156,478 $61,366 $95,112
2023 $1,693 $153,411 $60,163 $93,248
2022 $1,662 $150,404 $58,984 $91,420
2021 $1,639 $147,456 $57,828 $89,628
2020 $1,616 $145,945 $57,236 $88,709
2019 $1,573 $143,084 $56,114 $86,970
2018 $1,528 $140,279 $55,014 $85,265
2017 $1,485 $137,530 $53,936 $83,594
2016 $1,453 $134,834 $52,879 $81,955
2015 $1,430 $132,809 $52,085 $80,724
2014 $1,396 $130,208 $51,065 $79,143
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250019434

San Diego MLS

APN: 315-100-32-30