NOT LISTED FOR SALE

976 Side Saddle Trail Lusby, MD 20657

Estimated Value: $313,000 - $340,000

3 Beds
1.5 Baths
1,104 Sq Ft
$292/Sq Ft Est. Value

Last Sold October 31, 2018

Last sale price $190,000 $172 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $2,030/month

11 Days on Market

Highlights

  • Beach
  • Community Lake
  • Attic
  • Lake Privileges
  • Rambler Architecture
  • 1 Fireplace

About This Home

As of October 2018

Mr. Clean is leaving so you can move right in to this completely updated Rambler w/ 3 bdrms. Gorgeous maple cabinets w/new SS appliances and lots of counter space. Spend cool nights in front of the fire. Easy care laminate floors and fresh paint throughout. Spacious private yard with cute shed for storage or studio. Enjoy community access to beach, Bay and boating on private lake. Won't last long!

Last Agent to Sell the Property

Andrew Shemeta

CENTURY 21 New Millennium License #668083 Listed on: 08/25/2018

CENTURY 21 New Millennium

Co-Listed By

Christine Shemeta

CENTURY 21 New Millennium License #666286

Last Buyer's Agent

Joshua Gottfried

Keller Williams Flagship

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,935

Year Built

  • Built in 1971 | Remodeled in 2017

Lot Details

  • 0.25 Acre Lot
  • Partially Fenced Property
  • Property is in very good condition

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 1,104 Sq Ft Home
  • Property has 1 Level
  • Crown Molding
  • 1 Fireplace
  • Screen For Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Lake Privileges
  • Sport Court
  • Shed

Schools

  • Mill Creek Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 246
  • Assessor Parcel Number 0501099159

Community Details

Overview

  • Chesapeake Ranch Estates Community
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,935

Year Built

Built in 1971 | Remodeled in 2017

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1971
  • Year Renovated: 2017
  • Remarks Public: Mr. Clean is leaving so you can move right in to this completely updated Rambler w/ 3 bdrms. Gorgeous maple cabinets w/new SS appliances and lots of counter space. Spend cool nights in front of the fire. Easy care laminate floors and fresh paint throughout. Spacious private yard with cute shed for storage or studio. Enjoy community access to beach, Bay and boating on private lake. Won't last long!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Attic, Kitchen - Eat-In, Crown Moldings, Window Treatments
  • Fireplace Features: Equipment, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Entry Location: Living Room
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1104
  • Living Area Sq Ft: 1104
  • Price Per Sq Ft: 176.63
  • Above Grade Finished Sq Ft: 1104
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 976

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sport Court
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 485.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Lake, Water/Lake Privileges
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Middle School: MILL CREEK
  • High School: PATUXENT
  • School District Key: 121139842846
  • High School: PATUXENT
  • Middle Or Junior School: MILL CREEK

Lot Info

  • Fencing: Partially
  • Lot Size Acres: 0.25
  • Lot Size Area: 10890
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Property Condition: Very Good
  • Year Assessed: 2018
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1934.71
  • Assessor Parcel Number: 0501099159
  • Tax Lot: 246
  • Tax Total Finished Sq Ft: 1104
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 10/31/2018

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 29, 2022
Sold by
Marie Lee Krystal
Bought by
Lee Krystal Marie
Current Estimated Value
$321,828

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Outstanding Balance
$214,754
Interest Rate
5.7%
Mortgage Type
New Conventional
Estimated Equity
$107,074

Purchase Details

Listed on
Aug 25, 2018
Closed on
Oct 31, 2018
Sold by
Lewis Richard
Bought by
Lee Krystal Marie and Allen Stephen Michael
Seller's Agent
Andrew Shemeta
CENTURY 21 New Millennium
Buyer's Agent
Joshua Gottfried
Keller Williams Flagship
List Price
$195,000
Sold Price
$190,000
Premium/Discount to List
-$5,000
-2.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$186,558
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 19, 2016
Closed on
Jan 24, 2017
Sold by
Fannie Mae
Bought by
Lewis Richard
Seller's Agent
Pennie Platt
Home Towne Real Estate
Buyer's Agent
April Davis
Berkshire Hathaway HomeServices PenFed Realty
List Price
$138,900
Sold Price
$130,000
Premium/Discount to List
-$8,900
-6.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.22%
Original Mortgage
$127,645
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 7, 2016
Sold by
Joseph Kelley Ann and Joseph James Kelley
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
May 14, 2010
Sold by
James Kelley Ann
Bought by
Joseph Kelley Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,900
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 30, 2001
Sold by
Hill Michelle M
Bought by
James Kelley Ann

Purchase Details

Closed on
Feb 28, 1995
Sold by
Landry B J
Bought by
Hill M M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,900
Interest Rate
9.17%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lee Krystal Marie -- Intitle
Lee Krystal Marie $190,000 Home First Title Group Lcl
Lewis Richard $130,000 Castle Title Llc
Federal National Mortgage Association $104,700 Attorney
Joseph Kelley Ann -- --
James Kelley Ann $94,000 --
Hill M M $77,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lee Krystal Marie $224,000
Previous Owner Lee Krystal Marie $4,284
Previous Owner Lee Krystal Marie $186,558
Previous Owner Lewis Richard $127,645
Previous Owner Joseph Kelley Ann $164,900
Previous Owner James Kelley Ann $160,500
Previous Owner Hill M M $77,900
Closed James Kelley Ann --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2018 10/31/18 Sold $190,000 -2.6% $172 / Sq Ft
09/05/2018 09/05/18 Pending -- -- --
09/05/2018 09/05/18 For Sale $195,000 0.0% $177 / Sq Ft
08/25/2018 08/25/18 For Sale $195,000 +50.0% $177 / Sq Ft
01/31/2017 01/31/17 Sold $130,000 -6.4% $118 / Sq Ft
12/16/2016 12/16/16 Pending -- -- --
11/19/2016 11/19/16 For Sale $138,900 -- $126 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,826 $240,100 $0 $0
2024 $2,826 $221,900 $0 $0
2023 $2,270 $203,700 $55,200 $148,500
2022 $2,377 $187,767 $0 $0
2021 $2,377 $171,833 $0 $0
2020 $2,048 $155,900 $55,200 $100,700
2019 $1,591 $151,700 $0 $0
2018 $1,547 $147,500 $0 $0
2017 $1,898 $143,300 $0 $0
2016 -- $143,300 $0 $0
2015 $2,144 $143,300 $0 $0
2014 $2,144 $144,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1002298120

Bright MLS

APN: 01-099159