$680,000
$15K PRICE DROP

Rock Harbor Club 97652 Overseas Hwy Unit 11 Key Largo, FL 33037

Estimated payment $5,094/month

Total Views 32,480
2 Beds
2.5 Baths
1,130 Sq Ft
$602 Price per Sq Ft

Highlights

  • Boat Dock
  • Beach
  • Sandy Beach
  • Coral Shores High School Rated A
  • Property fronts gulf or ocean
  • 1-minute walk to Schwingggg

About This Home

Bayfront Bliss Awaits at Rock Harbor Club, Key Largo! Experience the magic of bayfront living in this beautifully updated 2-bedroom, 2.5-bath condo at the exclusive Rock Harbor Club in Key Largo! Enjoy breathtaking bay views from your private screened balcony, where gentle breezes set the perfect tone for relaxation. Step inside to a bright and airy open-concept living space, featuring a spacious kitchen with elegant granite countertops and ample wood cabinetry--ideal for entertaining. Upstairs, your private ensuite sanctuary boasts luxurious custom-built illuminated closets, adding a touch of sophistication to your retreat. Rock Harbor Club is a gated, resort-style community surrounded by lush tropical landscapes. Boating enthusiasts will appreciate easy access to the Intracoastal Waterway, with optional dry rack storage, in-and-out service, and dockage in the protected basin. Unwind in the heated and chilled pool or enjoy a variety of activities, including pickleball, tennis, basketball, bocce ball, kayaking, and paddleboarding, with dedicated launch and storage areas. The Bayfront clubhouse offers endless entertainment, featuring Wi-Fi, TV, movies, a full kitchen, restrooms, showers, saunas, and a gym. Embrace Key Largo's laid-back lifestyle with evenings by the fire pit, relaxing on the sandy beach, or witnessing breathtaking sunsets over the bay. Live the dream--experience the best of Florida Keys living at Rock Harbor Club!

Listing Agent

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 03/15/2025

LoKation Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,988

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Sprinkler System
  • Fruit Trees

HOA Fees

  • $1,087 Monthly HOA Fees

Property Views

Home Design

  • Entry on the 2nd floor
  • Metal Roof

Interior Spaces

  • 1,130 Sq Ft Home
  • Furnished
  • Tray Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Entrance Foyer
  • Storage

Kitchen

  • Oven
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Parking

  • 4 Parking Spaces
  • Electric Gate
  • Guest Parking
  • Open Parking
  • Off-Street Parking

Pool

  • Concrete Pool
  • Heated Lap Pool
  • Heated In Ground Pool
  • Outdoor Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Dock made with concrete
  • Screened Balcony
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00090963-001100

Community Details

Overview

  • Association fees include cable, security, common area mnt, building insurance, bldg exterior mnt, water, exterminating, sewer
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach
  • Bike Trail

Pet Policy

  • Pet Restriction: 1 under 15 lbs

Security

  • Resident Manager or Management On Site
  • Complete Accordion Shutters

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,988

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$1,087 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 1087.00
  • Mandatory HOA: Yes
  • Control Depth: 4
  • Dockage Dock: Concrete
  • Dockage Dock Length: 411
  • Fee Includes: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Bike Paths, Other Area Features, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
  • Pets W Restrictions: 1 under 15 lbs
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 4988.15
  • Vehicle Storage: Open Parking, Off Street Parking, Guest Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1975
  • Alternate Key Number: 1104272
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Pool Info: In Ground, Decked, Concrete, Lap
  • Pool Info Heated: Yes
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Shutters: Accordion
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Chilled
  • Pool Info Other Surroundings: Picnic Area
  • Pre Wired: Cable
  • Pre Wired Other: fiberoptics Internet
  • Financial Status Standard Sale: Yes
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Interior Amenities: Split Bedroom, Built-in Cabinets, Tray Ceilings, Window Treatments, Storage, Granite Counter Top, Entrance Foyer, Pantry
  • Floor Number: 2.00
  • Total Bathrooms: 3.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Carpet
  • Half Bathrooms: 1
  • Specialty Rooms: Laundry Room
  • Windows/Doors: Sliding Glass Doors, Other Windows/Doors
  • Appliances Other: YES
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Dock Privileges, Basin, First Come Dock
  • Waterfront: Oceanfront, Open Water, Gulf Front, Bay Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Fencing, Tennis Court(s), Sprinkler System, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting, Rain Gutters, Fruit Tree(s)
  • Roof: Metal Roof, Other Roof, Combo Roof
  • Waterview: Bay/Gulf View, Harbor/Marina View, Open Water View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Elect Separate Meter, Cable Available
  • Heating: Central

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X,AE,VE,AE,0.2 PCT A
  • Parcel Number: 00090963-001100
  • Land Size: 10 or more Acres
  • Acres: 14.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2024

Multi Family

  • Total Units: 91.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,554 $542,648 -- $542,648
2023 $4,554 $535,769 $0 $535,769
2022 $4,032 $473,859 $0 $473,859
2021 $3,753 $390,144 $0 $390,144
2020 $3,572 $365,425 $0 $365,425
2019 $3,477 $353,383 $0 $353,383
2018 $3,460 $353,383 $0 $0
2017 $3,257 $341,520 $0 $0
2016 $3,002 $279,896 $0 $0
2015 $3,044 $277,966 $0 $0
2014 $3,106 $308,851 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Price Changed $680,000 -9.2% $602 / Sq Ft
07/19/2025 07/19/25 Price Changed $749,000 +7.8% $524 / Sq Ft
03/15/2025 03/15/25 For Sale $695,000 +1.0% $615 / Sq Ft
02/14/2025 02/14/25 Sold $688,000 -13.9% $485 / Sq Ft
01/03/2025 01/03/25 Price Changed $799,000 +11.7% $559 / Sq Ft
12/28/2024 12/28/24 Pending -- -- --
11/16/2024 11/16/24 Price Changed $715,000 -1.4% $504 / Sq Ft
10/24/2024 10/24/24 Price Changed $725,000 -0.7% $511 / Sq Ft
09/27/2024 09/27/24 Price Changed $730,000 -1.4% $514 / Sq Ft
09/04/2024 09/04/24 For Sale $740,000 -10.7% $521 / Sq Ft
08/28/2024 08/28/24 For Sale $829,000 0.0% $580 / Sq Ft
03/01/2024 03/01/24 Rented $3,800 0.0% --
02/13/2024 02/13/24 Under Contract -- -- --
01/07/2024 01/07/24 Price Changed $3,800 -15.6% $3 / Sq Ft
11/07/2023 11/07/23 For Rent $4,500 +28.6% --
10/23/2022 10/23/22 Rented $3,500 0.0% --
10/23/2022 10/23/22 Under Contract -- -- --
08/07/2022 08/07/22 For Rent $3,500 0.0% --
03/25/2019 03/25/19 Sold $485,000 -2.8% $429 / Sq Ft
02/11/2019 02/11/19 Pending -- -- --
01/25/2019 01/25/19 For Sale $499,000 +46.8% $442 / Sq Ft
04/14/2016 04/14/16 Sold $340,000 -9.3% $270 / Sq Ft
02/27/2016 02/27/16 Pending -- -- --
02/04/2016 02/04/16 For Sale $375,000 +2.7% $298 / Sq Ft
10/30/2015 10/30/15 Sold $365,000 -13.1% $323 / Sq Ft
09/07/2015 09/07/15 Pending -- -- --
07/26/2015 07/26/15 For Sale $420,000 -- $372 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $137,500 --
Warranty Deed $125,000 --
Deed $95,000 --
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 614197

Florida Keys Board of REALTORS®

APN: 00090963-001100